Census tract · Naugatuck Valley Planning Region
Census Tract 3504, Naugatuck Valley Planning Region, Connecticut
Census Tract 3504, GEOID 09140350400, in Naugatuck Valley Planning Region, Connecticut, entirely within Waterbury. 2,596 residents in the ACS 2020-2024 5-year estimates (±461); the 2020 Census counted 2,846.
Residents, 2020-2024
2,596
±461 (90% margin)
2020 Census count: 2,846
Median household income
$48,139
±$17,630 (90% margin)
Naugatuck Valley Planning Region: $86,191
Median home value
$256,900
±$44,749 (90% margin)
Naugatuck Valley Planning Region: $317,700
Median gross rent
$1,460
±$151 (90% margin)
Naugatuck Valley Planning Region: $1,330
Where is Census Tract 3504?
Census Tract 3504 is one of 98 census tracts in Naugatuck Valley Planning Region, Connecticut. It covers 0.16 square miles of land, 17,354 residents per square mile in 2020. Its GEOID, 09140350400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Waterbury | 100% |
3 census tracts border Census Tract 3504: Tract 3501.01 ($15,351), Tract 3503 ($53,365) and Tract 3512 ($32,953). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3504?
The 2020-2024 American Community Survey puts Census Tract 3504's population at 2,596 (±461) in 973 households; the 2020 Census counted 2,846 residents and 1,195 housing units.
| Measure | Tract 3504 | Waterbury |
|---|---|---|
| Total population | 2,596 ±461 | 114,869 |
| Households | 973 ±173 | 45,663 |
| Average household size | 2.63 ±0.38 | 2.48 |
| Housing units | 1,233 ±170 | 49,956 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3504?
The median resident of Census Tract 3504 is 34.6 years old; 17.9% are under 18 and 12.9% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 49.1%, then non-Hispanic Black residents at 39.6%. 17.2% of residents were born outside the United States.
| Measure | Tract 3504 | Waterbury |
|---|---|---|
| Median age | 34.6 ±10.0 | 37.8 |
| Under 18 years | 17.9% ±6.1 pts | 23.2% |
| 65 years and over | 12.9% ±5.1 pts | 15.3% |
| Hispanic or Latino (any race) | 49.1% ±17.8 pts | 38.5% |
| White alone, not Hispanic | 9.2% ±7.1 pts | 29.3% |
| Black or African American alone, not Hispanic | 39.6% ±15.3 pts | 23.0% |
| Asian alone, not Hispanic | 0.3% ±0.6 pts | 2.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.6 pts | 0.0% |
| Two or more races, not Hispanic | 1.8% ±1.9 pts | 5.1% |
| Some other race alone, not Hispanic | 0.0% ±1.6 pts | 1.4% |
| Born outside the United States | 17.2% ±11.1 pts | 20.1% |
| Speak a language other than English at home (age 5+) | 44.7% ±15.7 pts | 39.3% |
| Civilian veterans (age 18+) | 3.9% ±3.5 pts | 3.6% |
| With a disability | 21.4% ±8.8 pts | 18.5% |
| No health insurance coverage | 3.4% ±3.5 pts | 8.4% |
| High school graduate or higher (age 25+) | 78.0% ±11.0 pts | 80.8% |
| Bachelor's degree or higher (age 25+) | 15.8% ±9.5 pts | 17.3% |
| Graduate or professional degree (age 25+) | 4.9% ±5.2 pts | 7.0% |
| Lived in the same house a year earlier | 81.1% ±11.8 pts | 89.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3504 earn?
Half of the 973 households in Census Tract 3504 earn less than $48,139 a year (±$17,630), against $86,191 across Naugatuck Valley Planning Region: 86th highest of the county's 96 tracts with a reliable estimate. 23.6% of residents live below the poverty line.
| Measure | Tract 3504 | Waterbury |
|---|---|---|
| Median household income | $48,139 ±$17,630 | $51,886 |
| Mean household income | $61,644 ±$14,980 | $71,815 |
| Per capita income | $25,559 ±$5,752 | $29,542 |
| People below the poverty line | 23.6% ±10.9 pts | 24.7% |
| Children under 18 below the poverty line | 23.7% ±19.7 pts | 34.9% |
| Households receiving SNAP | 34.4% ±12.6 pts | 29.5% |
| Households with a computer | 91.9% ±7.7 pts | 92.1% |
| Households with a broadband subscription | 91.6% ±7.8 pts | 85.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3504?
Owners occupy 26.4% of Census Tract 3504's occupied homes and renters 73.6%. The median owner-occupied home is valued at $256,900 by its owner (±$44,749). The median renter pays $1,460 a month including utilities, and 52.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 3504 | Waterbury |
|---|---|---|
| Median home value (owner-occupied) | $256,900 ±$44,749 | $208,500 |
| Median gross rent | $1,460 ±$151 | $1,225 |
| Renters paying 35% or more of income on rent | 52.1% ±17.1 pts | 50.0% |
| Median monthly owner costs, with a mortgage | $1,897 ±$467 | $1,850 |
| Owner-occupied homes | 26.4% ±12.0 pts | 47.2% |
| Renter-occupied homes | 73.6% ±12.0 pts | 52.8% |
| Housing units | 1,233 ±170 | 49,956 |
| Single-family detached homes | 15.7% ±9.3 pts | 41.2% |
| Mobile homes | 0.0% ±3.4 pts | 0.1% |
| Built 2020 or later | 0.0% ±3.4 pts | 0.3% |
| Built 2010 to 2019 | 0.0% ±3.4 pts | 1.3% |
| Built 1939 or earlier | 69.6% ±12.3 pts | 30.8% |
| Households with no vehicle | 30.9% ±12.9 pts | 18.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3504 get to work?
61.1% of Census Tract 3504's workers drive alone. The average trip to work takes 24.6 minutes. The unemployment rate in 2020-2024 averaged 26.0%.
| Measure | Tract 3504 | Waterbury |
|---|---|---|
| In the labor force (age 16+) | 63.5% ±11.2 pts | 59.7% |
| Unemployment rate | 26.0% ±13.7 pts | 9.3% |
| Drove alone to work | 61.1% ±17.1 pts | 69.8% |
| Carpooled | 6.5% ±9.2 pts | 12.7% |
| Public transportation | 8.6% ±9.4 pts | 3.9% |
| Walked | 5.8% ±5.7 pts | 2.1% |
| Worked from home | 4.5% ±7.4 pts | 8.3% |
| Mean travel time to work | 24.6 min ±8.5 | 28.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3504 compare with the other tracts in Naugatuck Valley Planning Region?
Among Naugatuck Valley Planning Region's tracts with a reliable estimate, Census Tract 3504 ranks as shown below (1 = highest).
| Measure | In Naugatuck Valley Planning Region | In Waterbury |
|---|---|---|
| Population | 92nd of 98 | 26th of 28 |
| Residents per square mile | 1st of 98 | 1st of 28 |
| Median household income | 86th of 96 | 19th of 26 |
| Per capita income | 87th of 97 | 18th of 27 |
| Median home value | 63rd of 97 | 2nd of 27 |
| Median gross rent | 35th of 88 | 6th of 28 |
| Poverty rate | 13th of 66 | 13th of 27 |
| Bachelor's degree or higher | 83rd of 95 | 14th of 25 |
| Median age | 86th of 98 | 19th of 28 |
| Owner-occupied share | 91st of 96 | 23rd of 26 |
The tracts next to it on Naugatuck Valley Planning Region's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3513 | 83rd | $50,633±$20,242 · within the margin of this tract |
| Tract 3527.02 | 84th | $50,145±$10,029 · within the margin of this tract |
| Tract 3508 | 85th | $49,732±$18,844 · within the margin of this tract |
| Tract 3504 | 86th | $48,139±$17,630 |
| Tract 3510 | 87th | $47,796±$21,961 · within the margin of this tract |
| Tract 1202 | 88th | $47,569±$21,434 · within the margin of this tract |
| Tract 3523 | 89th | $45,848±$16,823 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3504?
3 of the 18 figures for Census Tract 3504 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections