Census tract · Hampden County
Census Tract 8102, Hampden County, Massachusetts
Census Tract 8102, GEOID 25013810200, in Hampden County, Massachusetts, entirely within Palmer Town. 2,736 residents in the ACS 2020-2024 5-year estimates (±412); the 2020 Census counted 2,950.
Residents, 2020-2024
2,736
±412 (90% margin)
2020 Census count: 2,950
Median household income
$69,268
±$10,772 (90% margin)
Hampden County: $71,306
Median home value
$249,700
±$25,176 (90% margin)
Hampden County: $298,800
Median gross rent
$1,210
±$343 (90% margin)
Hampden County: $1,136
Where is Census Tract 8102?
Census Tract 8102 is one of 104 census tracts in Hampden County, Massachusetts. It covers 6.96 square miles of land, 424 residents per square mile in 2020. Its GEOID, 25013810200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Palmer Town | 100% |
4 census tracts border Census Tract 8102: Tract 8101 ($80,240), Tract 8103 ($91,926), Tract 8201.01 in Hampshire County ($83,945) and Tract 8202.05 in Hampshire County ($125,575). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 8102?
The 2020-2024 American Community Survey puts Census Tract 8102's population at 2,736 (±412) in 1,198 households; the 2020 Census counted 2,950 residents and 1,365 housing units.
| Measure | Tract 8102 | Palmer Town |
|---|---|---|
| Total population | 2,736 ±412 | 12,381 |
| Households | 1,198 ±139 | 5,496 |
| Average household size | 2.28 ±0.27 | 2.24 |
| Housing units | 1,282 ±133 | 5,907 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 8102?
The median resident of Census Tract 8102 is 40.6 years old; 20.0% are under 18 and 18.6% are 65 or older. The largest group is non-Hispanic white residents at 91.2%, then non-Hispanic residents of two or more races at 5.8%.
| Measure | Tract 8102 | Palmer Town |
|---|---|---|
| Median age | 40.6 ±6.1 | 47.8 |
| Under 18 years | 20.0% ±6.2 pts | 15.1% |
| 65 years and over | 18.6% ±5.1 pts | 20.9% |
| Hispanic or Latino (any race) | 1.9% ±2.1 pts | 4.9% |
| White alone, not Hispanic | 91.2% ±5.7 pts | 83.9% |
| Black or African American alone, not Hispanic | 1.1% ±2.0 pts | 3.7% |
| Asian alone, not Hispanic | 0.0% ±1.5 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.5 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.5 pts | 0.0% |
| Two or more races, not Hispanic | 5.8% ±4.2 pts | 6.9% |
| Some other race alone, not Hispanic | 0.0% ±1.5 pts | 0.6% |
| Born outside the United States | 0.7% ±1.3 pts | 1.2% |
| Speak a language other than English at home (age 5+) | 1.4% ±2.0 pts | 3.2% |
| Civilian veterans (age 18+) | 4.9% ±3.5 pts | 6.8% |
| With a disability | 14.1% ±5.6 pts | 17.5% |
| No health insurance coverage | 1.5% ±1.8 pts | 1.2% |
| High school graduate or higher (age 25+) | 90.4% ±6.2 pts | 89.8% |
| Bachelor's degree or higher (age 25+) | 26.2% ±8.5 pts | 23.5% |
| Graduate or professional degree (age 25+) | 7.4% ±4.2 pts | 8.9% |
| Lived in the same house a year earlier | 89.9% ±9.0 pts | 89.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 8102 earn?
Half of the 1,198 households in Census Tract 8102 earn less than $69,268 a year (±$10,772), against $71,306 across Hampden County: 52nd highest of the county's 103 tracts with a reliable estimate.
| Measure | Tract 8102 | Palmer Town |
|---|---|---|
| Median household income | $69,268 ±$10,772 | $78,480 |
| Mean household income | $79,828 ±$13,563 | $99,329 |
| Per capita income | $35,336 ±$5,834 | $45,032 |
| People below the poverty line | 9.8% ±7.3 pts | 8.3% |
| Children under 18 below the poverty line | 5.9% ±6.4 pts | 6.4% |
| Households receiving SNAP | 17.4% ±8.1 pts | 18.4% |
| Households with a computer | 90.9% ±6.2 pts | 93.7% |
| Households with a broadband subscription | 95.2% ±3.9 pts | 90.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 8102?
Owners occupy 65.9% of Census Tract 8102's occupied homes and renters 34.1%. The median owner-occupied home is valued at $249,700 by its owner (±$25,176). The median renter pays $1,210 a month including utilities, and 71.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 8102 | Palmer Town |
|---|---|---|
| Median home value (owner-occupied) | $249,700 ±$25,176 | $271,400 |
| Median gross rent | $1,210 ±$343 | $1,075 |
| Renters paying 35% or more of income on rent | 71.9% ±22.4 pts | 45.9% |
| Median monthly owner costs, with a mortgage | $1,807 ±$296 | $2,035 |
| Owner-occupied homes | 65.9% ±10.1 pts | 71.5% |
| Renter-occupied homes | 34.1% ±10.1 pts | 28.5% |
| Housing units | 1,282 ±133 | 5,907 |
| Single-family detached homes | 54.1% ±9.8 pts | 63.2% |
| Mobile homes | 6.2% ±5.1 pts | 4.5% |
| Built 2020 or later | 2.1% ±3.3 pts | 0.5% |
| Built 2010 to 2019 | 1.6% ±1.9 pts | 0.5% |
| Built 1939 or earlier | 29.8% ±10.2 pts | 24.5% |
| Households with no vehicle | 6.7% ±6.4 pts | 6.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 8102 get to work?
81.0% of Census Tract 8102's workers drive alone and 13.7% work from home. The average trip to work takes 33.5 minutes.
| Measure | Tract 8102 | Palmer Town |
|---|---|---|
| In the labor force (age 16+) | 60.3% ±7.7 pts | 62.4% |
| Unemployment rate | 4.8% ±3.9 pts | 2.9% |
| Drove alone to work | 81.0% ±7.7 pts | 81.6% |
| Carpooled | 2.1% ±2.4 pts | 7.7% |
| Public transportation | 1.2% ±2.2 pts | 0.2% |
| Walked | 1.9% ±2.8 pts | 1.6% |
| Worked from home | 13.7% ±6.7 pts | 7.3% |
| Mean travel time to work | 33.5 min ±6.3 | 31.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 8102 compare with the other tracts in Hampden County?
Among Hampden County's tracts with a reliable estimate, Census Tract 8102 ranks as shown below (1 = highest).
| Measure | In Hampden County | In Palmer Town |
|---|---|---|
| Population | 90th of 104 | 3rd of 3 |
| Residents per square mile | 94th of 104 | 2nd of 3 |
| Median household income | 52nd of 103 | 3rd of 3 |
| Per capita income | 52nd of 104 | 3rd of 3 |
| Median home value | 69th of 100 | 3rd of 3 |
| Median gross rent | 38th of 88 | 1st of 3 |
| Bachelor's degree or higher | 57th of 98 | 2nd of 3 |
| Median age | 54th of 104 | 3rd of 3 |
| Owner-occupied share | 54th of 97 | 3rd of 3 |
The tracts next to it on Hampden County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 8015.01 | 49th | $70,694±$24,432 · within the margin of this tract |
| Tract 8110 | 50th | $70,337±$15,995 · within the margin of this tract |
| Tract 8132.09 | 51st | $70,281±$18,084 · within the margin of this tract |
| Tract 8102 | 52nd | $69,268±$10,772 |
| Tract 8021.01 | 53rd | $67,656±$15,409 · within the margin of this tract |
| Tract 8005 | 54th | $66,944±$17,697 · within the margin of this tract |
| Tract 8111.01 | 55th | $66,161±$28,933 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 8102?
4 of the 18 figures for Census Tract 8102 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections