Census tract · Hampden County
Census Tract 8103, Hampden County, Massachusetts
Census Tract 8103, GEOID 25013810300, in Hampden County, Massachusetts, mostly within Palmer Town (95% of its census blocks). 3,320 residents in the ACS 2020-2024 5-year estimates (±431); the 2020 Census counted 3,339.
Residents, 2020-2024
3,320
±431 (90% margin)
2020 Census count: 3,339
Median household income
$91,926
±$22,468 (90% margin)
Hampden County: $71,306
Median home value
$253,600
±$30,820 (90% margin)
Hampden County: $298,800
Median gross rent
$1,159
±$68 (90% margin)
Hampden County: $1,136
Where is Census Tract 8103?
Census Tract 8103 is one of 104 census tracts in Hampden County, Massachusetts. It covers 5.04 square miles of land, 663 residents per square mile in 2020. Its GEOID, 25013810300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Palmer Town | 95% |
| Monson | 5% |
6 census tracts border Census Tract 8103: Tract 8101 ($80,240), Tract 8102 ($69,268), Tract 8104.14 ($105,724), Tract 8136.01 ($103,903), Tract 8137.02 ($93,813) and Tract 8202.05 in Hampshire County ($125,575). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 8103?
The 2020-2024 American Community Survey puts Census Tract 8103's population at 3,320 (±431) in 1,468 households; the 2020 Census counted 3,339 residents and 1,613 housing units.
| Measure | Tract 8103 | Palmer Town |
|---|---|---|
| Total population | 3,320 ±431 | 12,381 |
| Households | 1,468 ±191 | 5,496 |
| Average household size | 2.26 ±0.18 | 2.24 |
| Housing units | 1,606 ±218 | 5,907 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 8103?
The median resident of Census Tract 8103 is 44.8 years old; 14.5% are under 18 and 14.9% are 65 or older. The largest group is non-Hispanic white residents at 81.8%, then non-Hispanic Black residents at 7.3%.
| Measure | Tract 8103 | Palmer Town |
|---|---|---|
| Median age | 44.8 ±4.9 | 47.8 |
| Under 18 years | 14.5% ±3.1 pts | 15.1% |
| 65 years and over | 14.9% ±4.9 pts | 20.9% |
| Hispanic or Latino (any race) | 2.9% ±2.9 pts | 4.9% |
| White alone, not Hispanic | 81.8% ±7.9 pts | 83.9% |
| Black or African American alone, not Hispanic | 7.3% ±6.7 pts | 3.7% |
| Asian alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 7.2% ±4.4 pts | 6.9% |
| Some other race alone, not Hispanic | 0.7% ±1.1 pts | 0.6% |
| Born outside the United States | 0.9% ±0.8 pts | 1.2% |
| Speak a language other than English at home (age 5+) | 2.3% ±2.0 pts | 3.2% |
| Civilian veterans (age 18+) | 5.9% ±2.8 pts | 6.8% |
| With a disability | 14.6% ±4.1 pts | 17.5% |
| No health insurance coverage | 3.0% ±2.4 pts | 1.2% |
| High school graduate or higher (age 25+) | 95.4% ±4.9 pts | 89.8% |
| Bachelor's degree or higher (age 25+) | 27.6% ±8.8 pts | 23.5% |
| Graduate or professional degree (age 25+) | 8.3% ±4.5 pts | 8.9% |
| Lived in the same house a year earlier | 84.4% ±8.3 pts | 89.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 8103 earn?
Half of the 1,468 households in Census Tract 8103 earn less than $91,926 a year (±$22,468), against $71,306 across Hampden County: 31st highest of the county's 103 tracts with a reliable estimate.
| Measure | Tract 8103 | Palmer Town |
|---|---|---|
| Median household income | $91,926 ±$22,468 | $78,480 |
| Mean household income | $119,928 ±$25,920 | $99,329 |
| Per capita income | $53,187 ±$10,930 | $45,032 |
| People below the poverty line | 4.6% ±3.7 pts | 8.3% |
| Children under 18 below the poverty line | 1.7% ±3.3 pts | 6.4% |
| Households receiving SNAP | 17.5% ±8.6 pts | 18.4% |
| Households with a computer | 96.9% ±3.0 pts | 93.7% |
| Households with a broadband subscription | 87.7% ±8.6 pts | 90.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 8103?
Owners occupy 72.1% of Census Tract 8103's occupied homes and renters 27.9%. The median owner-occupied home is valued at $253,600 by its owner (±$30,820). The median renter pays $1,159 a month including utilities, and 33.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 8103 | Palmer Town |
|---|---|---|
| Median home value (owner-occupied) | $253,600 ±$30,820 | $271,400 |
| Median gross rent | $1,159 ±$68 | $1,075 |
| Renters paying 35% or more of income on rent | 33.4% ±19.9 pts | 45.9% |
| Median monthly owner costs, with a mortgage | $1,943 ±$210 | $2,035 |
| Owner-occupied homes | 72.1% ±10.9 pts | 71.5% |
| Renter-occupied homes | 27.9% ±10.9 pts | 28.5% |
| Housing units | 1,606 ±218 | 5,907 |
| Single-family detached homes | 59.4% ±10.4 pts | 63.2% |
| Mobile homes | 8.8% ±5.1 pts | 4.5% |
| Built 2020 or later | 0.0% ±2.6 pts | 0.5% |
| Built 2010 to 2019 | 0.6% ±0.9 pts | 0.5% |
| Built 1939 or earlier | 25.3% ±9.2 pts | 24.5% |
| Households with no vehicle | 3.8% ±3.4 pts | 6.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 8103 get to work?
71.3% of Census Tract 8103's workers drive alone. The average trip to work takes 26.6 minutes.
| Measure | Tract 8103 | Palmer Town |
|---|---|---|
| In the labor force (age 16+) | 71.2% ±6.4 pts | 62.4% |
| Unemployment rate | 2.5% ±2.2 pts | 2.9% |
| Drove alone to work | 71.3% ±10.5 pts | 81.6% |
| Carpooled | 19.3% ±11.9 pts | 7.7% |
| Public transportation | 0.0% ±2.1 pts | 0.2% |
| Walked | 1.2% ±1.4 pts | 1.6% |
| Worked from home | 4.9% ±3.5 pts | 7.3% |
| Mean travel time to work | 26.6 min ±4.1 | 31.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 8103 compare with the other tracts in Hampden County?
Among Hampden County's tracts with a reliable estimate, Census Tract 8103 ranks as shown below (1 = highest).
| Measure | In Hampden County | In Palmer Town |
|---|---|---|
| Population | 81st of 104 | 2nd of 3 |
| Residents per square mile | 86th of 104 | 1st of 3 |
| Median household income | 31st of 103 | 1st of 3 |
| Per capita income | 13th of 104 | 1st of 3 |
| Median home value | 65th of 100 | 2nd of 3 |
| Median gross rent | 51st of 88 | 2nd of 3 |
| Bachelor's degree or higher | 51st of 98 | 1st of 3 |
| Median age | 31st of 104 | 2nd of 3 |
| Owner-occupied share | 47th of 97 | 2nd of 3 |
The tracts next to it on Hampden County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 8104.04 | 28th | $96,827±$24,559 · within the margin of this tract |
| Tract 8137.02 | 29th | $93,813±$24,777 · within the margin of this tract |
| Tract 8130.01 | 30th | $92,857±$5,690 · within the margin of this tract |
| Tract 8103 | 31st | $91,926±$22,468 |
| Tract 8128 | 32nd | $91,216±$4,066 · within the margin of this tract |
| Tract 8132.05 | 33rd | $90,864±$19,055 · within the margin of this tract |
| Tract 8138.01 | 34th | $89,661±$6,895 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 8103?
5 of the 18 figures for Census Tract 8103 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections