Census tract · Pender County
Census Tract 9202.04, Pender County, North Carolina
Census Tract 9202.04, GEOID 37141920204, in Pender County, North Carolina, partly within Surf City. 1,899 residents in the ACS 2020-2024 5-year estimates (±301); the 2020 Census counted 1,833.
Residents, 2020-2024
1,899
±301 (90% margin)
2020 Census count: 1,833
Median household income
$55,625
±$10,086 (90% margin)
Pender County: $80,396
Median home value
$193,300
±$62,750 (90% margin)
Pender County: $299,000
Median gross rent
$883
±$88 (90% margin)
Pender County: $1,106
Where is Census Tract 9202.04?
Census Tract 9202.04 is one of 16 census tracts in Pender County, North Carolina. It covers 236.05 square miles of land, 8 residents per square mile in 2020. Its GEOID, 37141920204, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Surf City | 6% |
10 census tracts border Census Tract 9202.04: Tract 906 in Duplin County ($60,123), Tract 3.04 in Onslow County ($72,065), Tract 3.06 in Onslow County ($73,060), Tract 4.01 in Onslow County ($84,830), Tract 9201.04 ($87,841), Tract 9201.05 ($72,426), Tract 9202.01 ($96,645), Tract 9202.03 ($94,511), Tract 9203 ($65,179) and Tract 9204.03 ($59,537). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9202.04?
The 2020-2024 American Community Survey puts Census Tract 9202.04's population at 1,899 (±301) in 900 households; the 2020 Census counted 1,833 residents and 1,003 housing units.
| Measure | Tract 9202.04 | Pender County |
|---|---|---|
| Total population | 1,899 ±301 | 65,550 |
| Households | 900 ±161 | 25,291 |
| Average household size | 2.10 ±0.26 | 2.54 |
| Housing units | 1,201 ±178 | 31,844 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9202.04?
The median resident of Census Tract 9202.04 is 42.8 years old; 11.6% are under 18 and 20.0% are 65 or older. The largest group is non-Hispanic white residents at 62.8%, then non-Hispanic Black residents at 29.9%.
| Measure | Tract 9202.04 | Pender County |
|---|---|---|
| Median age | 42.8 ±6.3 | 41.6 |
| Under 18 years | 11.6% ±4.4 pts | 22.4% |
| 65 years and over | 20.0% ±6.0 pts | 18.2% |
| Hispanic or Latino (any race) | 4.3% ±5.9 pts | 8.8% |
| White alone, not Hispanic | 62.8% ±13.1 pts | 74.0% |
| Black or African American alone, not Hispanic | 29.9% ±12.3 pts | 12.1% |
| Asian alone, not Hispanic | 0.0% ±2.2 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.4% ±0.7 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.2 pts | 0.0% |
| Two or more races, not Hispanic | 2.6% ±2.3 pts | 3.7% |
| Some other race alone, not Hispanic | 0.0% ±2.2 pts | 0.5% |
| Born outside the United States | 4.2% ±5.9 pts | 4.2% |
| Speak a language other than English at home (age 5+) | 6.1% ±6.3 pts | 7.9% |
| Civilian veterans (age 18+) | 14.6% ±7.2 pts | 9.4% |
| With a disability | 28.0% ±7.7 pts | 15.3% |
| No health insurance coverage | 17.2% ±8.0 pts | 8.8% |
| High school graduate or higher (age 25+) | 93.1% ±4.4 pts | 90.8% |
| Bachelor's degree or higher (age 25+) | 14.2% ±8.1 pts | 30.6% |
| Graduate or professional degree (age 25+) | 6.0% ±6.0 pts | 10.1% |
| Lived in the same house a year earlier | 89.6% ±8.5 pts | 87.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9202.04 earn?
Half of the 900 households in Census Tract 9202.04 earn less than $55,625 a year (±$10,086), against $80,396 across Pender County: 14th highest of the county's 15 tracts with a reliable estimate. 24.1% of residents live below the poverty line.
| Measure | Tract 9202.04 | Pender County |
|---|---|---|
| Median household income | $55,625 ±$10,086 | $80,396 |
| Mean household income | $82,029 ±$19,155 | $101,635 |
| Per capita income | $41,481 ±$10,082 | $40,192 |
| People below the poverty line | 24.1% ±8.4 pts | 9.7% |
| Children under 18 below the poverty line | 19.0% ±17.7 pts | 11.1% |
| Households receiving SNAP | 11.1% ±7.1 pts | 11.8% |
| Households with a computer | 85.1% ±9.1 pts | 94.5% |
| Households with a broadband subscription | 64.1% ±12.9 pts | 88.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9202.04?
Owners occupy 79.7% of Census Tract 9202.04's occupied homes and renters 20.3%. The median owner-occupied home is valued at $193,300 by its owner (±$62,750). The median renter pays $883 a month including utilities.
| Measure | Tract 9202.04 | Pender County |
|---|---|---|
| Median home value (owner-occupied) | $193,300 ±$62,750 | $299,000 |
| Median gross rent | $883 ±$88 | $1,106 |
| Renters paying 35% or more of income on rent | 47.3% ±36.5 pts | 41.6% |
| Median monthly owner costs, with a mortgage | $1,790 ±$186 | $1,772 |
| Owner-occupied homes | 79.7% ±10.0 pts | 82.7% |
| Renter-occupied homes | 20.3% ±10.0 pts | 17.3% |
| Housing units | 1,201 ±178 | 31,844 |
| Single-family detached homes | 76.2% ±9.2 pts | 71.4% |
| Mobile homes | 23.7% ±9.2 pts | 21.1% |
| Built 2020 or later | 3.0% ±2.6 pts | 5.8% |
| Built 2010 to 2019 | 11.7% ±7.0 pts | 17.4% |
| Built 1939 or earlier | 4.3% ±3.7 pts | 4.1% |
| Households with no vehicle | 6.7% ±6.2 pts | 3.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9202.04 get to work?
79.0% of Census Tract 9202.04's workers drive alone. The average trip to work takes 32.2 minutes.
| Measure | Tract 9202.04 | Pender County |
|---|---|---|
| In the labor force (age 16+) | 66.9% ±8.6 pts | 60.9% |
| Unemployment rate | 2.8% ±3.4 pts | 4.8% |
| Drove alone to work | 79.0% ±12.1 pts | 74.3% |
| Carpooled | 13.6% ±8.5 pts | 11.3% |
| Public transportation | 3.6% ±4.3 pts | 0.1% |
| Walked | 0.0% ±3.9 pts | 0.7% |
| Worked from home | 3.2% ±3.5 pts | 13.2% |
| Mean travel time to work | 32.2 min ±4.9 | 30.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9202.04 compare with the other tracts in Pender County?
Among Pender County's tracts with a reliable estimate, Census Tract 9202.04 ranks as shown below (1 = highest).
| Measure | In Pender County |
|---|---|
| Population | 13th of 15 |
| Residents per square mile | 15th of 15 |
| Median household income | 14th of 15 |
| Per capita income | 7th of 15 |
| Median home value | 11th of 14 |
| Median gross rent | 10th of 14 |
| Poverty rate | 1st of 11 |
| Bachelor's degree or higher | 14th of 15 |
| Median age | 6th of 15 |
| Owner-occupied share | 10th of 15 |
The tracts next to it on Pender County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9203 | 11th | $65,179±$11,338 · within the margin of this tract |
| Tract 9205.01 | 12th | $61,482±$14,321 · within the margin of this tract |
| Tract 9204.03 | 13th | $59,537±$14,355 · within the margin of this tract |
| Tract 9202.04 | 14th | $55,625±$10,086 |
| Tract 9205.02 | 15th | $51,789±$10,854 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9202.04?
3 of the 18 figures for Census Tract 9202.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections