Census tract · Cherokee County
Census Tract 9304.02, Cherokee County, North Carolina
Census Tract 9304.02, GEOID 37039930402, in Cherokee County, North Carolina, partly within Murphy. 1,747 residents in the ACS 2020-2024 5-year estimates (±244); the 2020 Census counted 2,233.
Residents, 2020-2024
1,747
±244 (90% margin)
2020 Census count: 2,233
Median household income
$71,083
±$20,028 (90% margin)
Cherokee County: $53,628
Median home value
$172,700
±$57,438 (90% margin)
Cherokee County: $232,300
Median gross rent
$632
±$256 (90% margin)
Cherokee County: $813
Where is Census Tract 9304.02?
Census Tract 9304.02 is one of 12 census tracts in Cherokee County, North Carolina. It covers 18.09 square miles of land, 123 residents per square mile in 2020. Its GEOID, 37039930402, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Murphy | 47% |
4 census tracts border Census Tract 9304.02: Tract 9302 ($61,346), Tract 9303 ($65,543), Tract 9304.01 ($50,625) and Tract 9305.02 ($68,875). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9304.02?
The 2020-2024 American Community Survey puts Census Tract 9304.02's population at 1,747 (±244) in 800 households; the 2020 Census counted 2,233 residents and 1,169 housing units.
| Measure | Tract 9304.02 | Cherokee County |
|---|---|---|
| Total population | 1,747 ±244 | 29,562 |
| Households | 800 ±109 | 13,241 |
| Average household size | 2.03 ±0.22 | 2.20 |
| Housing units | 979 ±125 | 18,404 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9304.02?
The median resident of Census Tract 9304.02 is 51.2 years old; 14.4% are under 18 and 29.3% are 65 or older. The largest group is non-Hispanic white residents at 87.0%, then non-Hispanic Black residents at 6.9%.
| Measure | Tract 9304.02 | Cherokee County |
|---|---|---|
| Median age | 51.2 ±3.6 | 53.5 |
| Under 18 years | 14.4% ±5.5 pts | 16.0% |
| 65 years and over | 29.3% ±6.6 pts | 31.5% |
| Hispanic or Latino (any race) | 3.5% ±3.3 pts | 3.7% |
| White alone, not Hispanic | 87.0% ±5.0 pts | 89.3% |
| Black or African American alone, not Hispanic | 6.9% ±4.0 pts | 1.8% |
| Asian alone, not Hispanic | 0.5% ±0.8 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 1.1% ±1.2 pts | 1.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.4 pts | 0.0% |
| Two or more races, not Hispanic | 1.0% ±0.8 pts | 3.4% |
| Some other race alone, not Hispanic | 0.0% ±2.4 pts | 0.2% |
| Born outside the United States | 1.9% ±1.5 pts | 1.9% |
| Speak a language other than English at home (age 5+) | 5.7% ±3.2 pts | 3.4% |
| Civilian veterans (age 18+) | 13.7% ±6.5 pts | 10.2% |
| With a disability | 21.8% ±6.1 pts | 18.0% |
| No health insurance coverage | 13.6% ±6.2 pts | 12.5% |
| High school graduate or higher (age 25+) | 83.5% ±6.2 pts | 92.2% |
| Bachelor's degree or higher (age 25+) | 24.3% ±7.7 pts | 24.2% |
| Graduate or professional degree (age 25+) | 5.5% ±2.6 pts | 8.5% |
| Lived in the same house a year earlier | 89.5% ±5.1 pts | 89.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9304.02 earn?
Half of the 800 households in Census Tract 9304.02 earn less than $71,083 a year (±$20,028), against $53,628 across Cherokee County: 2nd highest of the county's 12 tracts with a reliable estimate. 12.1% of residents live below the poverty line.
| Measure | Tract 9304.02 | Cherokee County |
|---|---|---|
| Median household income | $71,083 ±$20,028 | $53,628 |
| Mean household income | $74,063 ±$11,897 | $68,893 |
| Per capita income | $34,910 ±$5,997 | $31,569 |
| People below the poverty line | 12.1% ±4.8 pts | 12.4% |
| Children under 18 below the poverty line | 10.4% ±14.2 pts | 14.0% |
| Households receiving SNAP | 20.1% ±8.1 pts | 11.9% |
| Households with a computer | 91.8% ±4.4 pts | 93.8% |
| Households with a broadband subscription | 79.9% ±8.8 pts | 83.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9304.02?
Owners occupy 69.4% of Census Tract 9304.02's occupied homes and renters 30.6%. The median owner-occupied home is valued at $172,700 by its owner (±$57,438). The median renter pays $632 a month including utilities, and 37.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 9304.02 | Cherokee County |
|---|---|---|
| Median home value (owner-occupied) | $172,700 ±$57,438 | $232,300 |
| Median gross rent | $632 ±$256 | $813 |
| Renters paying 35% or more of income on rent | 37.3% ±17.6 pts | 27.6% |
| Median monthly owner costs, with a mortgage | $1,003 ±$225 | $1,242 |
| Owner-occupied homes | 69.4% ±7.3 pts | 83.7% |
| Renter-occupied homes | 30.6% ±7.3 pts | 16.3% |
| Housing units | 979 ±125 | 18,404 |
| Single-family detached homes | 73.5% ±9.9 pts | 76.0% |
| Mobile homes | 13.0% ±7.7 pts | 19.0% |
| Built 2020 or later | 0.0% ±4.2 pts | 2.2% |
| Built 2010 to 2019 | 4.7% ±3.4 pts | 11.3% |
| Built 1939 or earlier | 20.1% ±9.1 pts | 4.4% |
| Households with no vehicle | 11.3% ±5.7 pts | 5.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9304.02 get to work?
81.1% of Census Tract 9304.02's workers drive alone. The average trip to work takes 17.7 minutes.
| Measure | Tract 9304.02 | Cherokee County |
|---|---|---|
| In the labor force (age 16+) | 55.7% ±8.1 pts | 49.3% |
| Unemployment rate | 3.9% ±3.7 pts | 4.1% |
| Drove alone to work | 81.1% ±10.0 pts | 79.5% |
| Carpooled | 13.6% ±9.1 pts | 6.4% |
| Public transportation | 0.0% ±5.1 pts | 0.0% |
| Walked | 0.1% ±0.3 pts | 2.1% |
| Worked from home | 3.7% ±3.1 pts | 10.8% |
| Mean travel time to work | 17.7 min ±2.6 | 25.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9304.02 compare with the other tracts in Cherokee County?
Among Cherokee County's tracts with a reliable estimate, Census Tract 9304.02 ranks as shown below (1 = highest).
| Measure | In Cherokee County |
|---|---|
| Population | 12th of 12 |
| Residents per square mile | 4th of 12 |
| Median household income | 2nd of 12 |
| Per capita income | 4th of 12 |
| Median home value | 10th of 12 |
| Median gross rent | 7th of 8 |
| Poverty rate | 6th of 11 |
| Bachelor's degree or higher | 5th of 12 |
| Median age | 8th of 12 |
| Owner-occupied share | 11th of 12 |
The tracts next to it on Cherokee County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9305.01 | 1st | $76,625±$13,434 · within the margin of this tract |
| Tract 9304.02 | 2nd | $71,083±$20,028 |
| Tract 9306.05 | 3rd | $70,283±$10,694 · within the margin of this tract |
| Tract 9305.02 | 4th | $68,875±$25,622 · within the margin of this tract |
| Tract 9303 | 5th | $65,543±$21,850 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9304.02?
3 of the 18 figures for Census Tract 9304.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections