Census tract · Cherokee County
Census Tract 9305.02, Cherokee County, North Carolina
Census Tract 9305.02, GEOID 37039930502, in Cherokee County, North Carolina, partly within Murphy. 3,844 residents in the ACS 2020-2024 5-year estimates (±457); the 2020 Census counted 3,587.
Residents, 2020-2024
3,844
±457 (90% margin)
2020 Census count: 3,587
Median household income
$68,875
±$25,622 (90% margin)
Cherokee County: $53,628
Median home value
$252,900
±$23,906 (90% margin)
Cherokee County: $232,300
Median gross rent
$762
±$662 (90% margin)
Cherokee County: $813
Where is Census Tract 9305.02?
Census Tract 9305.02 is one of 12 census tracts in Cherokee County, North Carolina. It covers 21.89 square miles of land, 164 residents per square mile in 2020. Its GEOID, 37039930502, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Murphy | 20% |
7 census tracts border Census Tract 9305.02: Tract 9303 ($65,543), Tract 9304.01 ($50,625), Tract 9304.02 ($71,083), Tract 9305.01 ($76,625), Tract 9306.03 ($43,571), Tract 9306.04 ($41,964) and Tract 9502.02 in Clay County ($50,938). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9305.02?
The 2020-2024 American Community Survey puts Census Tract 9305.02's population at 3,844 (±457) in 1,725 households; the 2020 Census counted 3,587 residents and 2,221 housing units.
| Measure | Tract 9305.02 | Cherokee County |
|---|---|---|
| Total population | 3,844 ±457 | 29,562 |
| Households | 1,725 ±234 | 13,241 |
| Average household size | 2.23 ±0.23 | 2.20 |
| Housing units | 2,430 ±302 | 18,404 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9305.02?
The median resident of Census Tract 9305.02 is 57.1 years old; 14.0% are under 18 and 34.0% are 65 or older. The largest group is non-Hispanic white residents at 88.5%, then Hispanic or Latino residents (of any race) at 4.4%.
| Measure | Tract 9305.02 | Cherokee County |
|---|---|---|
| Median age | 57.1 ±5.7 | 53.5 |
| Under 18 years | 14.0% ±3.7 pts | 16.0% |
| 65 years and over | 34.0% ±7.9 pts | 31.5% |
| Hispanic or Latino (any race) | 4.4% ±2.6 pts | 3.7% |
| White alone, not Hispanic | 88.5% ±4.1 pts | 89.3% |
| Black or African American alone, not Hispanic | 2.5% ±2.3 pts | 1.8% |
| Asian alone, not Hispanic | 0.0% ±1.1 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 1.0% ±0.8 pts | 1.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 3.5% ±2.0 pts | 3.4% |
| Some other race alone, not Hispanic | 0.1% ±0.3 pts | 0.2% |
| Born outside the United States | 0.2% ±0.4 pts | 1.9% |
| Speak a language other than English at home (age 5+) | 0.8% ±0.8 pts | 3.4% |
| Civilian veterans (age 18+) | 11.0% ±3.8 pts | 10.2% |
| With a disability | 15.4% ±4.5 pts | 18.0% |
| No health insurance coverage | 14.4% ±5.1 pts | 12.5% |
| High school graduate or higher (age 25+) | 94.3% ±3.1 pts | 92.2% |
| Bachelor's degree or higher (age 25+) | 32.0% ±8.1 pts | 24.2% |
| Graduate or professional degree (age 25+) | 12.0% ±7.1 pts | 8.5% |
| Lived in the same house a year earlier | 86.6% ±6.8 pts | 89.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9305.02 earn?
Half of the 1,725 households in Census Tract 9305.02 earn less than $68,875 a year (±$25,622), against $53,628 across Cherokee County: 4th highest of the county's 12 tracts with a reliable estimate. 10.6% of residents live below the poverty line.
| Measure | Tract 9305.02 | Cherokee County |
|---|---|---|
| Median household income | $68,875 ±$25,622 | $53,628 |
| Mean household income | $75,123 ±$10,801 | $68,893 |
| Per capita income | $35,676 ±$4,728 | $31,569 |
| People below the poverty line | 10.6% ±4.9 pts | 12.4% |
| Children under 18 below the poverty line | 19.7% ±18.3 pts | 14.0% |
| Households receiving SNAP | 16.1% ±8.0 pts | 11.9% |
| Households with a computer | 98.0% ±1.4 pts | 93.8% |
| Households with a broadband subscription | 87.8% ±9.0 pts | 83.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9305.02?
Owners occupy 79.0% of Census Tract 9305.02's occupied homes and renters 21.0%. The median owner-occupied home is valued at $252,900 by its owner (±$23,906).
| Measure | Tract 9305.02 | Cherokee County |
|---|---|---|
| Median home value (owner-occupied) | $252,900 ±$23,906 | $232,300 |
| Median gross rent | $762 ±$662 | $813 |
| Renters paying 35% or more of income on rent | 23.6% ±20.0 pts | 27.6% |
| Median monthly owner costs, with a mortgage | $1,299 ±$122 | $1,242 |
| Owner-occupied homes | 79.0% ±9.3 pts | 83.7% |
| Renter-occupied homes | 21.0% ±9.3 pts | 16.3% |
| Housing units | 2,430 ±302 | 18,404 |
| Single-family detached homes | 80.0% ±7.3 pts | 76.0% |
| Mobile homes | 8.4% ±5.1 pts | 19.0% |
| Built 2020 or later | 2.1% ±1.6 pts | 2.2% |
| Built 2010 to 2019 | 11.4% ±4.7 pts | 11.3% |
| Built 1939 or earlier | 1.3% ±1.0 pts | 4.4% |
| Households with no vehicle | 6.6% ±3.7 pts | 5.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9305.02 get to work?
72.5% of Census Tract 9305.02's workers drive alone and 11.9% work from home. The average trip to work takes 15.8 minutes.
| Measure | Tract 9305.02 | Cherokee County |
|---|---|---|
| In the labor force (age 16+) | 46.2% ±8.3 pts | 49.3% |
| Unemployment rate | 3.1% ±3.0 pts | 4.1% |
| Drove alone to work | 72.5% ±12.3 pts | 79.5% |
| Carpooled | 7.3% ±5.0 pts | 6.4% |
| Public transportation | 0.0% ±2.8 pts | 0.0% |
| Walked | 8.3% ±10.0 pts | 2.1% |
| Worked from home | 11.9% ±6.0 pts | 10.8% |
| Mean travel time to work | 15.8 min ±2.0 | 25.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9305.02 compare with the other tracts in Cherokee County?
Among Cherokee County's tracts with a reliable estimate, Census Tract 9305.02 ranks as shown below (1 = highest).
| Measure | In Cherokee County |
|---|---|
| Population | 2nd of 12 |
| Residents per square mile | 2nd of 12 |
| Median household income | 4th of 12 |
| Per capita income | 3rd of 12 |
| Median home value | 5th of 12 |
| Poverty rate | 7th of 11 |
| Bachelor's degree or higher | 2nd of 12 |
| Median age | 3rd of 12 |
| Owner-occupied share | 10th of 12 |
The tracts next to it on Cherokee County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9305.01 | 1st | $76,625±$13,434 · within the margin of this tract |
| Tract 9304.02 | 2nd | $71,083±$20,028 · within the margin of this tract |
| Tract 9306.05 | 3rd | $70,283±$10,694 · within the margin of this tract |
| Tract 9305.02 | 4th | $68,875±$25,622 |
| Tract 9303 | 5th | $65,543±$21,850 · within the margin of this tract |
| Tract 9302 | 6th | $61,346±$18,945 · within the margin of this tract |
| Tract 9304.01 | 7th | $50,625±$7,755 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9305.02?
3 of the 18 figures for Census Tract 9305.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections