Census tract · Rutherford County
Census Tract 9612, Rutherford County, North Carolina
Census Tract 9612, GEOID 37161961200, in Rutherford County, North Carolina, outside any city, town or census-designated place. 4,213 residents in the ACS 2020-2024 5-year estimates (±601); the 2020 Census counted 4,346.
Residents, 2020-2024
4,213
±601 (90% margin)
2020 Census count: 4,346
Median household income
$49,676
±$9,133 (90% margin)
Rutherford County: $51,410
Median home value
$183,500
±$32,730 (90% margin)
Rutherford County: $201,800
Median gross rent
$775
±$122 (90% margin)
Rutherford County: $783
Where is Census Tract 9612?
Census Tract 9612 is one of 22 census tracts in Rutherford County, North Carolina. It covers 44.28 square miles of land, 98 residents per square mile in 2020. Its GEOID, 37161961200, names it uniquely (how tract numbers and GEOIDs work).
4 census tracts border Census Tract 9612: Tract 9201.01 in Polk County ($51,409), Tract 9604 ($77,422), Tract 9609 ($40,648) and Tract 9611.02 ($60,799). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9612?
The 2020-2024 American Community Survey puts Census Tract 9612's population at 4,213 (±601) in 1,739 households; the 2020 Census counted 4,346 residents and 1,976 housing units.
| Measure | Tract 9612 | Rutherford County |
|---|---|---|
| Total population | 4,213 ±601 | 64,930 |
| Households | 1,739 ±216 | 26,642 |
| Average household size | 2.36 ±0.23 | 2.39 |
| Housing units | 1,988 ±195 | 32,775 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9612?
The median resident of Census Tract 9612 is 39.9 years old; 19.5% are under 18 and 19.1% are 65 or older. The largest group is non-Hispanic white residents at 80.9%, then non-Hispanic residents of two or more races at 9.0%.
| Measure | Tract 9612 | Rutherford County |
|---|---|---|
| Median age | 39.9 ±3.7 | 45.3 |
| Under 18 years | 19.5% ±5.1 pts | 20.1% |
| 65 years and over | 19.1% ±3.3 pts | 22.3% |
| Hispanic or Latino (any race) | 5.8% ±5.0 pts | 5.7% |
| White alone, not Hispanic | 80.9% ±7.9 pts | 80.8% |
| Black or African American alone, not Hispanic | 4.2% ±3.7 pts | 7.7% |
| Asian alone, not Hispanic | 0.0% ±1.0 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Two or more races, not Hispanic | 9.0% ±5.2 pts | 4.4% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.7% |
| Born outside the United States | 2.5% ±2.5 pts | 3.1% |
| Speak a language other than English at home (age 5+) | 5.1% ±5.2 pts | 4.6% |
| Civilian veterans (age 18+) | 5.3% ±2.3 pts | 7.4% |
| With a disability | 22.8% ±6.5 pts | 21.2% |
| No health insurance coverage | 16.7% ±5.9 pts | 12.0% |
| High school graduate or higher (age 25+) | 82.6% ±5.9 pts | 87.2% |
| Bachelor's degree or higher (age 25+) | 12.1% ±3.6 pts | 21.5% |
| Graduate or professional degree (age 25+) | 5.0% ±2.3 pts | 8.2% |
| Lived in the same house a year earlier | 85.6% ±8.2 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9612 earn?
Half of the 1,739 households in Census Tract 9612 earn less than $49,676 a year (±$9,133), against $51,410 across Rutherford County: 14th highest of the county's 22 tracts with a reliable estimate. 15.7% of residents live below the poverty line.
| Measure | Tract 9612 | Rutherford County |
|---|---|---|
| Median household income | $49,676 ±$9,133 | $51,410 |
| Mean household income | $69,623 ±$13,278 | $72,230 |
| Per capita income | $29,598 ±$5,508 | $30,460 |
| People below the poverty line | 15.7% ±6.7 pts | 16.8% |
| Children under 18 below the poverty line | 22.5% ±15.4 pts | 20.2% |
| Households receiving SNAP | 12.9% ±6.3 pts | 19.5% |
| Households with a computer | 95.3% ±3.4 pts | 89.9% |
| Households with a broadband subscription | 80.6% ±7.6 pts | 82.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9612?
Owners occupy 74.5% of Census Tract 9612's occupied homes and renters 25.5%. The median owner-occupied home is valued at $183,500 by its owner (±$32,730). The median renter pays $775 a month including utilities, and 63.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 9612 | Rutherford County |
|---|---|---|
| Median home value (owner-occupied) | $183,500 ±$32,730 | $201,800 |
| Median gross rent | $775 ±$122 | $783 |
| Renters paying 35% or more of income on rent | 63.3% ±21.0 pts | 38.2% |
| Median monthly owner costs, with a mortgage | $1,175 ±$92 | $1,226 |
| Owner-occupied homes | 74.5% ±7.8 pts | 73.9% |
| Renter-occupied homes | 25.5% ±7.8 pts | 26.1% |
| Housing units | 1,988 ±195 | 32,775 |
| Single-family detached homes | 72.7% ±6.6 pts | 72.3% |
| Mobile homes | 23.0% ±7.1 pts | 17.5% |
| Built 2020 or later | 4.0% ±3.6 pts | 1.4% |
| Built 2010 to 2019 | 4.8% ±3.3 pts | 6.1% |
| Built 1939 or earlier | 9.0% ±4.5 pts | 7.6% |
| Households with no vehicle | 0.9% ±1.1 pts | 5.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9612 get to work?
83.9% of Census Tract 9612's workers drive alone. The average trip to work takes 22.6 minutes.
| Measure | Tract 9612 | Rutherford County |
|---|---|---|
| In the labor force (age 16+) | 61.9% ±5.7 pts | 54.9% |
| Unemployment rate | 7.7% ±8.3 pts | 6.3% |
| Drove alone to work | 83.9% ±7.7 pts | 79.7% |
| Carpooled | 8.5% ±5.4 pts | 8.9% |
| Public transportation | 0.0% ±2.1 pts | 0.1% |
| Walked | 1.2% ±1.8 pts | 1.4% |
| Worked from home | 5.6% ±4.1 pts | 8.6% |
| Mean travel time to work | 22.6 min ±2.3 | 26.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9612 compare with the other tracts in Rutherford County?
Among Rutherford County's tracts with a reliable estimate, Census Tract 9612 ranks as shown below (1 = highest).
| Measure | In Rutherford County |
|---|---|
| Population | 4th of 22 |
| Residents per square mile | 14th of 22 |
| Median household income | 14th of 22 |
| Per capita income | 12th of 22 |
| Median home value | 12th of 22 |
| Median gross rent | 8th of 18 |
| Poverty rate | 13th of 18 |
| Bachelor's degree or higher | 20th of 21 |
| Median age | 19th of 22 |
| Owner-occupied share | 15th of 22 |
The tracts next to it on Rutherford County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9610.02 | 11th | $53,633±$15,632 · within the margin of this tract |
| Tract 9605.02 | 12th | $52,852±$21,144 · within the margin of this tract |
| Tract 9611.03 | 13th | $51,875±$14,545 · within the margin of this tract |
| Tract 9612 | 14th | $49,676±$9,133 |
| Tract 9607 | 15th | $49,034±$12,631 · within the margin of this tract |
| Tract 9602.02 | 16th | $48,188±$13,121 · within the margin of this tract |
| Tract 9602.01 | 17th | $45,556±$22,693 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9612?
4 of the 18 figures for Census Tract 9612 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections