Census tract · Rutherford County
Census Tract 9610.02, Rutherford County, North Carolina
Census Tract 9610.02, GEOID 37161961002, in Rutherford County, North Carolina, partly within Ellenboro. 2,912 residents in the ACS 2020-2024 5-year estimates (±537); the 2020 Census counted 3,088.
Residents, 2020-2024
2,912
±537 (90% margin)
2020 Census count: 3,088
Median household income
$53,633
±$15,632 (90% margin)
Rutherford County: $51,410
Median home value
$159,300
±$47,593 (90% margin)
Rutherford County: $201,800
Median gross rent
$728
±$163 (90% margin)
Rutherford County: $783
Where is Census Tract 9610.02?
Census Tract 9610.02 is one of 22 census tracts in Rutherford County, North Carolina. It covers 23.64 square miles of land, 131 residents per square mile in 2020. Its GEOID, 37161961002, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Ellenboro | 20% |
5 census tracts border Census Tract 9610.02: Tract 9501.02 in Cleveland County ($53,894), Tract 9514 in Cleveland County ($63,068), Tract 9601.01 ($80,179), Tract 9610.01 ($58,631) and Tract 9611.04 ($39,922). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9610.02?
The 2020-2024 American Community Survey puts Census Tract 9610.02's population at 2,912 (±537) in 1,205 households; the 2020 Census counted 3,088 residents and 1,419 housing units.
| Measure | Tract 9610.02 | Rutherford County |
|---|---|---|
| Total population | 2,912 ±537 | 64,930 |
| Households | 1,205 ±203 | 26,642 |
| Average household size | 2.42 ±0.26 | 2.39 |
| Housing units | 1,420 ±172 | 32,775 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9610.02?
The median resident of Census Tract 9610.02 is 45.4 years old; 16.2% are under 18 and 18.4% are 65 or older. The largest group is non-Hispanic white residents at 88.3%, then non-Hispanic residents of some other race at 4.7%.
| Measure | Tract 9610.02 | Rutherford County |
|---|---|---|
| Median age | 45.4 ±6.5 | 45.3 |
| Under 18 years | 16.2% ±5.4 pts | 20.1% |
| 65 years and over | 18.4% ±7.1 pts | 22.3% |
| Hispanic or Latino (any race) | 2.2% ±3.3 pts | 5.7% |
| White alone, not Hispanic | 88.3% ±7.4 pts | 80.8% |
| Black or African American alone, not Hispanic | 0.8% ±1.2 pts | 7.7% |
| Asian alone, not Hispanic | 0.0% ±1.4 pts | 0.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.2% ±0.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.1% |
| Two or more races, not Hispanic | 3.8% ±3.0 pts | 4.4% |
| Some other race alone, not Hispanic | 4.7% ±6.1 pts | 0.7% |
| Born outside the United States | 1.3% ±1.5 pts | 3.1% |
| Speak a language other than English at home (age 5+) | 3.5% ±3.6 pts | 4.6% |
| Civilian veterans (age 18+) | 13.0% ±4.9 pts | 7.4% |
| With a disability | 24.9% ±6.3 pts | 21.2% |
| No health insurance coverage | 11.0% ±6.3 pts | 12.0% |
| High school graduate or higher (age 25+) | 87.6% ±6.4 pts | 87.2% |
| Bachelor's degree or higher (age 25+) | 15.6% ±6.1 pts | 21.5% |
| Graduate or professional degree (age 25+) | 5.5% ±4.4 pts | 8.2% |
| Lived in the same house a year earlier | 97.3% ±2.5 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9610.02 earn?
Half of the 1,205 households in Census Tract 9610.02 earn less than $53,633 a year (±$15,632), against $51,410 across Rutherford County: 11th highest of the county's 22 tracts with a reliable estimate. 9.2% of residents live below the poverty line.
| Measure | Tract 9610.02 | Rutherford County |
|---|---|---|
| Median household income | $53,633 ±$15,632 | $51,410 |
| Mean household income | $74,134 ±$11,922 | $72,230 |
| Per capita income | $29,979 ±$5,222 | $30,460 |
| People below the poverty line | 9.2% ±4.5 pts | 16.8% |
| Children under 18 below the poverty line | 8.9% ±14.7 pts | 20.2% |
| Households receiving SNAP | 24.5% ±11.1 pts | 19.5% |
| Households with a computer | 92.9% ±5.5 pts | 89.9% |
| Households with a broadband subscription | 74.9% ±9.8 pts | 82.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9610.02?
Owners occupy 87.7% of Census Tract 9610.02's occupied homes and renters 12.3%. The median owner-occupied home is valued at $159,300 by its owner (±$47,593). The median renter pays $728 a month including utilities.
| Measure | Tract 9610.02 | Rutherford County |
|---|---|---|
| Median home value (owner-occupied) | $159,300 ±$47,593 | $201,800 |
| Median gross rent | $728 ±$163 | $783 |
| Renters paying 35% or more of income on rent | 28.3% ±26.3 pts | 38.2% |
| Median monthly owner costs, with a mortgage | $1,140 ±$116 | $1,226 |
| Owner-occupied homes | 87.7% ±6.7 pts | 73.9% |
| Renter-occupied homes | 12.3% ±6.7 pts | 26.1% |
| Housing units | 1,420 ±172 | 32,775 |
| Single-family detached homes | 59.2% ±10.3 pts | 72.3% |
| Mobile homes | 39.0% ±10.4 pts | 17.5% |
| Built 2020 or later | 0.0% ±2.9 pts | 1.4% |
| Built 2010 to 2019 | 9.4% ±6.1 pts | 6.1% |
| Built 1939 or earlier | 7.8% ±5.3 pts | 7.6% |
| Households with no vehicle | 2.2% ±2.1 pts | 5.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9610.02 get to work?
85.4% of Census Tract 9610.02's workers drive alone. The average trip to work takes 23.2 minutes.
| Measure | Tract 9610.02 | Rutherford County |
|---|---|---|
| In the labor force (age 16+) | 64.3% ±9.1 pts | 54.9% |
| Unemployment rate | 2.7% ±3.3 pts | 6.3% |
| Drove alone to work | 85.4% ±8.3 pts | 79.7% |
| Carpooled | 7.3% ±7.9 pts | 8.9% |
| Public transportation | 0.0% ±2.7 pts | 0.1% |
| Walked | 0.0% ±2.7 pts | 1.4% |
| Worked from home | 4.8% ±4.0 pts | 8.6% |
| Mean travel time to work | 23.2 min ±3.0 | 26.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9610.02 compare with the other tracts in Rutherford County?
Among Rutherford County's tracts with a reliable estimate, Census Tract 9610.02 ranks as shown below (1 = highest).
| Measure | In Rutherford County |
|---|---|
| Population | 11th of 22 |
| Residents per square mile | 12th of 22 |
| Median household income | 11th of 22 |
| Per capita income | 11th of 22 |
| Median home value | 17th of 22 |
| Median gross rent | 14th of 18 |
| Poverty rate | 16th of 18 |
| Bachelor's degree or higher | 16th of 21 |
| Median age | 11th of 22 |
| Owner-occupied share | 6th of 22 |
The tracts next to it on Rutherford County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9601.02 | 8th | $60,500±$23,224 · within the margin of this tract |
| Tract 9610.01 | 9th | $58,631±$2,099 · within the margin of this tract |
| Tract 9602.03 | 10th | $55,833±$16,483 · within the margin of this tract |
| Tract 9610.02 | 11th | $53,633±$15,632 |
| Tract 9605.02 | 12th | $52,852±$21,144 · within the margin of this tract |
| Tract 9611.03 | 13th | $51,875±$14,545 · within the margin of this tract |
| Tract 9612 | 14th | $49,676±$9,133 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9610.02?
4 of the 18 figures for Census Tract 9610.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections