Census tract · Carteret County

Census Tract 9704.01, Carteret County, North Carolina

Census Tract 9704.01, GEOID 37031970401, in Carteret County, North Carolina, mostly within Morehead City (75% of its census blocks). 1,514 residents in the ACS 2020-2024 5-year estimates (±277); the 2020 Census counted 1,834.

Residents, 2020-2024

1,514

±277 (90% margin)
2020 Census count: 1,834

Median household income

$39,329

±$18,240 (90% margin)
Carteret County: $72,322

Median home value

$156,700

±$100,056 (90% margin)
Carteret County: $333,300

Median gross rent

$1,350

±$271 (90% margin)
Carteret County: $1,108

Where is Census Tract 9704.01?

Census Tract 9704.01 is one of 33 census tracts in Carteret County, North Carolina. It covers 0.80 square miles of land, 2,287 residents per square mile in 2020. Its GEOID, 37031970401, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9704.01 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Morehead City75%
Census Tract 9704.01 (marked with a dot) in Carteret County, North Carolina. Boundaries: Census Bureau 2024.
9705.01 9704.01 2 mi
Census Tract 9704.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 9704.01: Tract 9704.02 ($45,500), Tract 9704.03 ($56,414), Tract 9705.01 ($39,740) and Tract 9705.03 ($51,284). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9704.01?

The 2020-2024 American Community Survey puts Census Tract 9704.01's population at 1,514 (±277) in 984 households; the 2020 Census counted 1,834 residents and 1,177 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9704.01Morehead CityCarteret CountyNorth Carolina
Total population 1,514 ±277 9,806 69,148 10,730,404
Households 984 ±160 5,169 31,977 4,282,345
Average household size 1.45 ±0.13 1.86 2.13 2.44
Housing units 1,201 ±141 6,449 52,181 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9704.01?

The median resident of Census Tract 9704.01 is 46.7 years old. The largest group is non-Hispanic white residents at 87.2%, then Hispanic or Latino residents (of any race) at 5.5%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9704.01Morehead CityCarteret CountyNorth Carolina
Median age 46.7 ±14.3 44.2 50.5 39.1
Under 18 years 3.4% ±2.5 pts 17.6% 16.8% 21.8%
65 years and over 26.4% ±7.6 pts 22.7% 27.0% 17.2%
Hispanic or Latino (any race) 5.5% ±5.5 pts 9.4% 4.9% 11.3%
White alone, not Hispanic 87.2% ±7.3 pts 77.4% 85.3% 60.0%
Black or African American alone, not Hispanic 3.8% ±4.5 pts 5.4% 4.1% 20.0%
Asian alone, not Hispanic 0.0% ±2.8 pts 1.1% 1.0% 3.3%
American Indian and Alaska Native alone, not Hispanic 0.0% ±2.8 pts 0.0% 0.2% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±2.8 pts 0.0% 0.0% 0.1%
Two or more races, not Hispanic 3.5% ±2.1 pts 6.3% 4.1% 4.1%
Some other race alone, not Hispanic 0.0% ±2.8 pts 0.5% 0.4% 0.5%
Born outside the United States 3.2% ±4.4 pts 4.0% 2.9% 9.1%
Speak a language other than English at home (age 5+) 3.3% ±4.5 pts 9.2% 5.4% 13.5%
Civilian veterans (age 18+) 7.5% ±5.0 pts 9.0% 12.0% 7.4%
With a disability 24.3% ±7.9 pts 18.0% 17.5% 13.6%
No health insurance coverage 15.1% ±6.4 pts 10.0% 8.1% 9.9%
High school graduate or higher (age 25+) 83.8% ±6.6 pts 90.2% 93.7% 90.1%
Bachelor's degree or higher (age 25+) 19.3% ±8.0 pts 35.6% 34.5% 35.7%
Graduate or professional degree (age 25+) 4.7% ±3.4 pts 11.1% 12.9% 13.5%
Lived in the same house a year earlier 68.2% ±9.0 pts 81.6% 88.3% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9704.01 earn?

Half of the 984 households in Census Tract 9704.01 earn less than $39,329 a year (±$18,240), against $72,322 across Carteret County: 30th highest of the county's 30 tracts with a reliable estimate. 23.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9704.01Morehead CityCarteret CountyNorth Carolina
Median household income $39,329 ±$18,240 $56,233 $72,322 $72,388
Mean household income $50,198 ±$9,645 $81,901 $99,351 $101,208
Per capita income $33,541 ±$6,234 $43,126 $45,736 $41,385
People below the poverty line 23.3% ±12.0 pts 18.1% 10.1% 13.0%
Children under 18 below the poverty line 33.3% ±38.3 pts 22.8% 11.5% 17.7%
Households receiving SNAP 19.7% ±9.5 pts 15.2% 9.0% 12.8%
Households with a computer 94.3% ±5.3 pts 94.1% 97.3% 94.9%
Households with a broadband subscription 81.3% ±10.7 pts 87.8% 93.4% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9704.01?

Owners occupy 25.1% of Census Tract 9704.01's occupied homes and renters 74.9%. The median owner-occupied home is valued at $156,700 by its owner (±$100,056). The median renter pays $1,350 a month including utilities, and 53.3% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9704.01Morehead CityCarteret CountyNorth Carolina
Median home value (owner-occupied) $156,700 ±$100,056 $357,400 $333,300 $288,900
Median gross rent $1,350 ±$271 $1,134 $1,108 $1,228
Renters paying 35% or more of income on rent 53.3% ±17.8 pts 54.7% 51.5% 39.6%
Median monthly owner costs, with a mortgage $1,097 ±$75 $1,932 $1,779 $1,631
Owner-occupied homes 25.1% ±7.8 pts 46.7% 74.7% 66.6%
Renter-occupied homes 74.9% ±7.8 pts 53.3% 25.3% 33.4%
Housing units 1,201 ±141 6,449 52,181 4,895,668
Single-family detached homes 9.1% ±5.4 pts 50.1% 60.7% 65.3%
Mobile homes 11.7% ±5.6 pts 4.8% 16.5% 11.0%
Built 2020 or later 2.4% ±2.9 pts 1.6% 2.0% 3.0%
Built 2010 to 2019 30.1% ±11.0 pts 14.4% 10.9% 13.5%
Built 1939 or earlier 0.0% ±3.5 pts 8.0% 4.2% 4.9%
Households with no vehicle 3.5% ±3.8 pts 10.5% 3.7% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9704.01 get to work?

90.5% of Census Tract 9704.01's workers drive alone. The average trip to work takes 16.4 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9704.01Morehead CityCarteret CountyNorth Carolina
In the labor force (age 16+) 62.7% ±10.4 pts 60.0% 55.0% 62.8%
Unemployment rate 1.6% ±2.6 pts 2.0% 4.0% 4.7%
Drove alone to work 90.5% ±6.2 pts 81.9% 78.3% 71.5%
Carpooled 1.6% ±2.7 pts 3.5% 6.4% 8.5%
Public transportation 2.3% ±3.6 pts 0.4% 0.3% 0.7%
Walked 3.8% ±3.7 pts 1.3% 1.0% 1.6%
Worked from home 0.0% ±5.1 pts 12.1% 12.6% 16.3%
Mean travel time to work 16.4 min ±3.0 18.1 min 23.2 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9704.01 compare with the other tracts in Carteret County?

Among Carteret County's tracts with a reliable estimate, Census Tract 9704.01 ranks as shown below (1 = highest).

Census Tract 9704.01's rank among the tracts of Carteret County and of Morehead City
MeasureIn Carteret CountyIn Morehead City
Population21st of 306th of 8
Residents per square mile2nd of 312nd of 8
Median household income30th of 308th of 8
Per capita income24th of 306th of 8
Median home value29th of 298th of 8
Median gross rent6th of 282nd of 8
Poverty rate2nd of 222nd of 5
Bachelor's degree or higher27th of 298th of 8
Median age22nd of 306th of 8
Owner-occupied share30th of 308th of 8

The tracts next to it on Carteret County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9707.0327th$49,229±$10,463 · within the margin of this tract4,420
Tract 9704.0228th$45,500±$15,163 · within the margin of this tract1,298
Tract 9705.0129th$39,740±$10,715 · within the margin of this tract2,576
Tract 9704.0130th$39,329±$18,2401,514

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9704.01?

4 of the 18 figures for Census Tract 9704.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections