Census tract · Carteret County

Census Tract 9708.06, Carteret County, North Carolina

Census Tract 9708.06, GEOID 37031970806, in Carteret County, North Carolina, partly within Cape Carteret, Cedar Point and Bogue. 4,148 residents in the ACS 2020-2024 5-year estimates (±513); the 2020 Census counted 3,752.

Residents, 2020-2024

4,148

±513 (90% margin)
2020 Census count: 3,752

Median household income

$74,313

±$12,577 (90% margin)
Carteret County: $72,322

Median home value

$382,000

±$26,755 (90% margin)
Carteret County: $333,300

Median gross rent

$1,685

±$92 (90% margin)
Carteret County: $1,108

Where is Census Tract 9708.06?

Census Tract 9708.06 is one of 33 census tracts in Carteret County, North Carolina. It covers 5.81 square miles of land, 646 residents per square mile in 2020. Its GEOID, 37031970806, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9708.06 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Cape Carteret32%
Cedar Point31%
Bogue3%
Census Tract 9708.06 (marked with a dot) in Carteret County, North Carolina. Boundaries: Census Bureau 2024.
9708.019708.049708.051.05 9708.06 2 mi
Census Tract 9708.06 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Carteret County.

4 census tracts border Census Tract 9708.06: Tract 9708.01 ($74,219), Tract 9708.04 ($107,969), Tract 9708.05 ($71,350) and Tract 1.05 in Onslow County ($94,914). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9708.06?

The 2020-2024 American Community Survey puts Census Tract 9708.06's population at 4,148 (±513) in 1,839 households; the 2020 Census counted 3,752 residents and 2,501 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9708.06Carteret CountyNorth Carolina
Total population 4,148 ±513 69,148 10,730,404
Households 1,839 ±227 31,977 4,282,345
Average household size 2.26 ±0.15 2.13 2.44
Housing units 2,666 ±216 52,181 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9708.06?

The median resident of Census Tract 9708.06 is 51.1 years old; 18.3% are under 18 and 28.3% are 65 or older. The largest group is non-Hispanic white residents at 91.1%, then Hispanic or Latino residents (of any race) at 4.2%. 2.2% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9708.06Carteret CountyNorth Carolina
Median age 51.1 ±4.9 50.5 39.1
Under 18 years 18.3% ±2.7 pts 16.8% 21.8%
65 years and over 28.3% ±3.9 pts 27.0% 17.2%
Hispanic or Latino (any race) 4.2% ±2.4 pts 4.9% 11.3%
White alone, not Hispanic 91.1% ±2.9 pts 85.3% 60.0%
Black or African American alone, not Hispanic 0.7% ±0.7 pts 4.1% 20.0%
Asian alone, not Hispanic 0.5% ±0.5 pts 1.0% 3.3%
American Indian and Alaska Native alone, not Hispanic 0.5% ±0.5 pts 0.2% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.1% ±0.3 pts 0.0% 0.1%
Two or more races, not Hispanic 2.6% ±1.4 pts 4.1% 4.1%
Some other race alone, not Hispanic 0.2% ±0.4 pts 0.4% 0.5%
Born outside the United States 2.2% ±1.4 pts 2.9% 9.1%
Speak a language other than English at home (age 5+) 5.1% ±2.5 pts 5.4% 13.5%
Civilian veterans (age 18+) 14.0% ±3.3 pts 12.0% 7.4%
With a disability 13.6% ±2.6 pts 17.5% 13.6%
No health insurance coverage 4.3% ±2.0 pts 8.1% 9.9%
High school graduate or higher (age 25+) 95.0% ±2.3 pts 93.7% 90.1%
Bachelor's degree or higher (age 25+) 37.8% ±5.8 pts 34.5% 35.7%
Graduate or professional degree (age 25+) 17.8% ±3.9 pts 12.9% 13.5%
Lived in the same house a year earlier 91.8% ±2.7 pts 88.3% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9708.06 earn?

Half of the 1,839 households in Census Tract 9708.06 earn less than $74,313 a year (±$12,577), against $72,322 across Carteret County: 10th highest of the county's 30 tracts with a reliable estimate. 7.1% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9708.06Carteret CountyNorth Carolina
Median household income $74,313 ±$12,577 $72,322 $72,388
Mean household income $104,408 ±$9,481 $99,351 $101,208
Per capita income $47,079 ±$5,131 $45,736 $41,385
People below the poverty line 7.1% ±2.3 pts 10.1% 13.0%
Children under 18 below the poverty line 6.3% ±4.9 pts 11.5% 17.7%
Households receiving SNAP 3.3% ±1.9 pts 9.0% 12.8%
Households with a computer 98.2% ±1.3 pts 97.3% 94.9%
Households with a broadband subscription 92.7% ±2.6 pts 93.4% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9708.06?

Owners occupy 81.9% of Census Tract 9708.06's occupied homes and renters 18.1%. The median owner-occupied home is valued at $382,000 by its owner (±$26,755). The median renter pays $1,685 a month including utilities, and 67.9% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9708.06Carteret CountyNorth Carolina
Median home value (owner-occupied) $382,000 ±$26,755 $333,300 $288,900
Median gross rent $1,685 ±$92 $1,108 $1,228
Renters paying 35% or more of income on rent 67.9% ±21.8 pts 51.5% 39.6%
Median monthly owner costs, with a mortgage $2,068 ±$257 $1,779 $1,631
Owner-occupied homes 81.9% ±7.3 pts 74.7% 66.6%
Renter-occupied homes 18.1% ±7.3 pts 25.3% 33.4%
Housing units 2,666 ±216 52,181 4,895,668
Single-family detached homes 70.8% ±5.0 pts 60.7% 65.3%
Mobile homes 21.5% ±4.8 pts 16.5% 11.0%
Built 2020 or later 2.5% ±1.5 pts 2.0% 3.0%
Built 2010 to 2019 21.0% ±3.8 pts 10.9% 13.5%
Built 1939 or earlier 2.0% ±1.5 pts 4.2% 4.9%
Households with no vehicle 3.1% ±1.9 pts 3.7% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9708.06 get to work?

85.7% of Census Tract 9708.06's workers drive alone and 9.8% work from home. The average trip to work takes 24.3 minutes. The unemployment rate in 2020-2024 averaged 2.4%.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9708.06Carteret CountyNorth Carolina
In the labor force (age 16+) 58.5% ±4.9 pts 55.0% 62.8%
Unemployment rate 2.4% ±1.4 pts 4.0% 4.7%
Drove alone to work 85.7% ±4.1 pts 78.3% 71.5%
Carpooled 2.8% ±1.5 pts 6.4% 8.5%
Public transportation 0.0% ±2.2 pts 0.3% 0.7%
Walked 1.5% ±1.0 pts 1.0% 1.6%
Worked from home 9.8% ±3.6 pts 12.6% 16.3%
Mean travel time to work 24.3 min ±2.8 23.2 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9708.06 compare with the other tracts in Carteret County?

Among Carteret County's tracts with a reliable estimate, Census Tract 9708.06 ranks as shown below (1 = highest).

Census Tract 9708.06's rank among the tracts of Carteret County
MeasureIn Carteret County
Population5th of 30
Residents per square mile13th of 31
Median household income10th of 30
Per capita income13th of 30
Median home value12th of 29
Median gross rent4th of 28
Poverty rate15th of 22
Bachelor's degree or higher13th of 29
Median age15th of 30
Owner-occupied share12th of 30

The tracts next to it on Carteret County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9709.037th$89,659±$21,782 · within the margin of this tract1,307
Tract 9705.028th$88,393±$14,611 · within the margin of this tract2,180
Tract 9707.049th$80,988±$12,038 · within the margin of this tract2,243
Tract 9708.0610th$74,313±$12,5774,148
Tract 9708.0111th$74,219±$10,910 · within the margin of this tract3,198
Tract 9703.0412th$73,024±$23,887 · within the margin of this tract2,620
Tract 9708.0513th$71,350±$7,932 · within the margin of this tract1,773

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9708.06?

2 of the 18 figures for Census Tract 9708.06 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections