Census-designated place · Florida

Lower Grand Lagoon, Florida

Lower Grand Lagoon, census-designated place, in Bay County, Florida. Lower Grand Lagoon had 4,398 residents in the 2020 Census, a full count; the ACS 2020-2024 5-year estimates put it at 4,287 (±524). GEOID 1241562.

Residents, 2020 Census

4,398

Census count or controlled total
ACS 2020-2024 estimate: 4,287 ±524

Median household income

$74,044

±$17,926 (90% margin)
Florida: $74,568

Median home value

$397,200

±$41,646 (90% margin)
Florida: $359,000

Median gross rent

$1,323

±$132 (90% margin)
Florida: $1,669

Where is Lower Grand Lagoon and what county is it in?

Lower Grand Lagoon is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, in Bay County, Florida. It covers 2.1 square miles of land, 2,103 residents per square mile in 2020.

Lower Grand Lagoon is in the Panama City-Panama City Beach, FL metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).

Lower Grand Lagoon (marked with a dot) in Bay County, Florida. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Lower Grand Lagoon, and is it growing?

The 2020 Census counted 4,398 residents in Lower Grand Lagoon, a full count rather than a sample. The 2020-2024 American Community Survey, a sample, estimates 4,287 (±524).

The Census Bureau publishes yearly population estimates for incorporated places only; Lower Grand Lagoon is a census-designated place, so its figures come from the ACS and the 2020 Census.

ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Lower Grand LagoonBay CountyFlorida Change since 2015-2019
Total population 4,287 ±524 186,393 22,416,077 no clear change
Households 2,373 ±289 78,778 8,752,810 no clear change
Average household size 1.81 ±0.12 2.33 2.51 −0.37
Housing units 7,207 ±411 108,362 10,256,470 +474

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Lower Grand Lagoon?

The median resident of Lower Grand Lagoon is 55.8 years old; 8.9% are under 18 and 30.1% are 65 or older. The largest group is non-Hispanic white residents at 87.7%, then Hispanic or Latino residents (of any race) at 4.8%.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Lower Grand LagoonBay CountyFlorida Change since 2015-2019
Median age 55.8 ±2.6 41.0 42.6 +9.0
Under 18 years 8.9% ±3.7 pts 21.1% 19.5% –
65 years and over 30.1% ±4.7 pts 18.3% 21.3% –
Male 50.6% ±3.4 pts 49.7% 49.1% –
Hispanic or Latino (any race) 4.8% ±5.5 pts 9.2% 27.4% –
White alone, not Hispanic 87.7% ±5.9 pts 72.7% 50.4% no clear change
Black or African American alone, not Hispanic 2.6% ±2.1 pts 9.8% 14.6% –
Asian alone, not Hispanic 0.6% ±0.6 pts 2.0% 2.9% –
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.1 pts 0.2% 0.1% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.2 pts 0.1% 0.1% –
Two or more races, not Hispanic 4.3% ±2.7 pts 5.6% 3.8% –
Some other race alone, not Hispanic 0.0% ±1.2 pts 0.5% 0.7% –
Born outside the United States 7.2% ±5.0 pts 8.6% 21.9% –
Speak a language other than English at home (age 5+) 5.5% ±3.7 pts 10.9% 30.6% –
Civilian veterans (age 18+) 14.9% ±3.7 pts 13.6% 7.4% –
With a disability 19.5% ±4.0 pts 17.4% 13.7% –
No health insurance coverage 15.0% ±4.6 pts 14.4% 11.5% no clear change
High school graduate or higher (age 25+) 92.9% ±2.6 pts 91.4% 89.9% –
Bachelor's degree or higher (age 25+) 35.9% ±5.3 pts 29.6% 34.1% +9.9 pts
Graduate or professional degree (age 25+) 15.9% ±4.0 pts 10.7% 12.9% –
Lived in the same house a year earlier 89.9% ±4.1 pts 82.3% 86.3% –
Moved from another state in the past year 7.0% ±3.5 pts 5.7% 2.9% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Lower Grand Lagoon earn?

Half of Lower Grand Lagoon's 2,373 households earn less than $74,044 a year (±$17,926), against $73,533 in Bay County and $74,568 in Florida. In 2015-2019 it was $62,800 in 2024 dollars; the margins of error cannot tell the two periods apart. 15.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Lower Grand LagoonBay CountyFlorida Change since 2015-2019
Median household income $74,044 ±$17,926 $73,533 $74,568 no clear change
Mean household income $96,207 ±$9,776 $96,618 $105,967 –
Per capita income $51,952 ±$5,029 $40,782 $42,609 +$13,855
People below the poverty line 15.3% ±4.4 pts 11.9% 12.6% no clear change
Children under 18 below the poverty line 39.9% ±26.8 pts 17.3% 16.5% –
Households receiving SNAP 4.8% ±2.9 pts 12.6% 12.6% –
Households with a computer 96.8% ±3.4 pts 97.3% 96.6% –
Households with a broadband subscription 91.0% ±4.0 pts 92.8% 91.6% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Lower Grand Lagoon?

Owners occupy 70.4% of Lower Grand Lagoon's occupied homes and renters 29.6%. The median owner-occupied home is valued at $397,200 by its owner (±$41,646). The median renter pays $1,323 a month including utilities, and 43.4% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Lower Grand LagoonBay CountyFlorida Change since 2015-2019
Median home value (owner-occupied) $397,200 ±$41,646 $310,500 $359,000 +$110,941
Median gross rent $1,323 ±$132 $1,484 $1,669 no clear change
Renters paying 35% or more of income on rent 43.4% ±12.3 pts 45.7% 50.2% no clear change
Median monthly owner costs, with a mortgage $2,112 ±$188 $1,778 $1,959 –
Owner-occupied homes 70.4% ±5.8 pts 66.8% 67.6% +15.5 pts
Renter-occupied homes 29.6% ±5.8 pts 33.2% 32.4% –
Housing units 7,207 ±411 108,362 10,256,470 +474
Homeowner vacancy rate 2.6% ±2.5 pts 1.5% 1.4% –
Rental vacancy rate 43.0% ±8.4 pts 11.7% 7.6% –
Single-family detached homes 25.2% ±3.3 pts 51.0% 54.7% –
Mobile homes 4.4% ±1.9 pts 10.0% 8.0% –
Built 2020 or later 0.4% ±0.4 pts 5.3% 3.2% –
Built 2010 to 2019 5.1% ±1.9 pts 11.7% 11.0% –
Built 1939 or earlier 0.0% ±0.7 pts 1.6% 1.9% –
Households with no vehicle 6.2% ±3.5 pts 4.3% 6.0% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Lower Grand Lagoon work and get to work?

71.2% of Lower Grand Lagoon's workers drive alone and 18.8% work from home. The average trip to work takes 24.0 minutes. The unemployment rate in 2020-2024 averaged 2.5%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Lower Grand LagoonBay CountyFlorida Change since 2015-2019
In the labor force (age 16+) 57.7% ±5.3 pts 63.6% 59.8% –
Unemployment rate 2.5% ±1.6 pts 3.9% 4.8% −5.7 pts
Drove alone to work 71.2% ±5.7 pts 75.1% 70.2% –
Carpooled 5.2% ±2.7 pts 11.5% 9.2% –
Public transportation 3.7% ±3.4 pts 0.3% 1.2% –
Walked 0.9% ±0.9 pts 1.1% 1.4% –
Worked from home 18.8% ±4.7 pts 10.1% 15.7% +14.3 pts
Mean travel time to work 24.0 min ±4.4 23.9 min 28.0 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Lower Grand Lagoon?

3 census tracts lie mostly in Lower Grand Lagoon, and 1 more reaches into it (2020 census blocks). Their median household incomes run from $55,455 (Tract 26.07) to $85,655 (Tract 26.06).

Census tracts in Lower Grand Lagoon, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Lower Grand Lagoon
Tract 26.06Bay County1,546 $85,655 $376,80098%
Tract 26.05Bay County1,681 $81,417 $444,50087%
Tract 26.07Bay County1,081 $55,455 $362,20093%
Tract 27.13Bay County1,225 $74,628 $340,1004%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Lower Grand Lagoon) · Census block assignment files

How does Lower Grand Lagoon compare with other places in Florida?

Lower Grand Lagoon ranks 355th of 754 places in Florida with 1,000 or more residents and a reliable estimate, by median household income.

Lower Grand Lagoon's rank in Florida (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population (ACS 2020-2024)516th766
Residents per square mile358th770
Median household income355th754
Per capita income192nd763
Median home value260th749
Median gross rent494th710
Poverty rate219th634
Bachelor's degree or higher287th733
Median age146th762
Owner-occupied share425th760
Work from home218th596
Travel time to work582nd764

Lower Grand Lagoon's figures with every place in Florida (CSV)

Every place in Florida, sortable · Compare Lower Grand Lagoon with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Lower Grand Lagoon?

14 of the 57 figures for Lower Grand Lagoon on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Lower Grand Lagoon are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.