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Place dossier plate
SheetHI-WAIKAPU-HI · Waikapu, HI 3,645 pop · income 88th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Waikapu
Lowest/highest poles plus peers nearest Waikapu on median household income. Full ladder: /browse and /rankings.
median HH income
Hawaiian Ocea… · lowest
45,917
Hawaiian Ocea… · lowest
45,917 median HH income
36.9% of the leader · rank #1
Grantley · near
121,563
Grantley · near
121,563 median HH income
97.6% of the leader · rank #2
Carrollton · near
121,574
Carrollton · near
121,574 median HH income
97.6% of the leader · rank #3
Mill Creek · near
121,578
Mill Creek · near
121,578 median HH income
97.6% of the leader · rank #4
Wadsworth · near
121,583
Wadsworth · near
121,583 median HH income
97.6% of the leader · rank #5
Waikapu · this city
121,618
Waikapu · this city
121,618 median HH income
97.6% of the leader · rank #6
Captain Cook · highest
124,551
Captain Cook · highest
124,551 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Waikapu on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 3,645.
Waikapu ranks in the 88th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
88th
percentile, household income
95th
percentile, home value
99th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Waikapu, HI
Census ACS 2023 estimates count 3,645 residents in Waikapu, a small town within Hawaii. The typical household in Waikapu brings in $121,618 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Typical homes in Waikapu are valued around $837,700, and the median resident age is 36.3 years. 39.5% of adults here have a bachelor's degree or higher; 69.1% of working-age residents are in the labor force.
Hawaii carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Hawaii at 110.0 on a 100-equals-national-average scale (Well Above Average). A typical two-bedroom carries a HUD Fair Market Rent of $2,433 per month statewide. EIA 2023 residential energy data puts Hawaii's average monthly utility costs around $280 (state average). FEMA's National Risk Index rates natural-hazard exposure at 75.0 out of 100 (High).
A decision-led reading path
Useful questions to ask of Waikapu's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Waikapu, city-specific coverage includes commute-mode shares.
No matched row is reported here for local building permits, within-city Census tract profiles, annual population history, matched public-school count, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Waikapu?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.9 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Waikapu?
Within Hawaii, the closest population matches are Kaunakakai (3,721 residents, $76,944 income); Captain Cook (3,751 residents, $124,551 income); Ainaloa (3,493 residents, $51,757 income). Outside the state, the closest population matches in this dataset are Stowe, PA (3,645 residents); Burbank, WA (3,645 residents); Moscow Mills, MO (3,647 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Waikapu?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 74.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Highest-decile cost · BEA RPP 2024, Hawaii average
B-
City profile score · Waikapu, HI
68/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Household income A
$121,618
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share B
39.5%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
110.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Waikapu profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Household income: 87/100 (A) · $121,618
Bachelor's+ share: 74/100 (B) · 39.5%
Cost of living: 8/100 (F) · 110.0 index
How does Waikapu compare to other US cities?
Waikapu measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income88% higher than other cities
Home value95% pricier than other cities
Median rent99% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Waikapu against every qualifying US city; each in-state rank narrows that to Hawaii only. Full formula and direction notes: methodology.
Hawaii-relative analysis
Median Gross Rent places Waikapu near the bottom of Hawaii's cities
Among the 160 Hawaii cities PlainCities tracks with reported median gross rent data, Waikapu ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Waikapu only against its own state's cities, not the full US field.
Median Household Income
#32 of 155
79th percentile in Hawaii
Median Gross Rent
#1 of 160
0th percentile in Hawaii
Median Home Value
#54 of 150
64th percentile in Hawaii
Poverty Rate
#152 of 160
0th percentile in Hawaii
Bachelor's Degree or Higher
#45 of 160
72nd percentile in Hawaii
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Hawaii only, not a livability score. See the methodology for the source and calculation.
Gauge source note
88th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Waikapu's home value compares nationally
Median home value vs. every US city (population 1,000+)
$837,7005th percentilemore affordable than 5% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Waikapu's home-value-to-income ratio: 6.9×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,623 of 15,516
More affordable than 6% of tracked cities (pop. 1,000+)
Size class
#10,777 of 11,323
Micro cities (under 10,000)
At 6.9×, Waikapu sits in the pressured band:
national rank #14,623 of 15,516 and #10,777 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$121,618Waikapu, HI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Waikapu, HI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Waikapu, HI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)39.5%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)69.1%
Census ACS S2301, share of working-age residents in the labor force
Population
3,645
Median Income
$121,618
Median Home Value
$837,700
Median Age
36.3
Poverty Rate
0.0%
Labor force participation
69.1%
Bachelor's Degree+
39.5%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
74.9%
Carpool
19.1%
Public Transit
0.0%
Walk
0.3%
Work from Home
5.3%
Based on 1,805 workers 16 and over.
Monthly Utility Costs
Hawaii statewide monthly utility average (EIA 2023): $280
EIA 2023 residential energy data puts average monthly utilities across Hawaii at $280 (electricity about $220 , water and sewer about $60 ).
These are Hawaii statewide averages, not a meter reading for Waikapu. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Hawaii's BEA cost-of-living index is 110.0 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Waikapu is $2,433/mo. FEMA's National Risk Index, averaged to Hawaii statewide on PlainCities, rates natural-hazard exposure at 75.0 / 100 (High).
Cost/risk geography note
Cost of living is a Hawaii statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Waikapu sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Waikapu compares to similar-size Hawaii cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.