City profile · Kentucky · Census ACS 2023

Coldstream, KY

Population, income, housing, safety, climate and schools for Coldstream - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,269
Residents
$96,417
Median income
$260,300
Median home
$1,272
Median rent (state)

Coldstream - the verdict

Out of every US city with 1,000+ residents, Coldstream places in the 75th percentile for household income. Source: Census ACS.

75th
percentile, household income
58th
percentile, home value
43rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Coldstream, KY

Census ACS 2023 estimates count 1,269 residents in Coldstream, a small town within Kentucky. Median household income here is $96,417 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.0%. Typical homes in Coldstream are valued around $260,300, and the median resident age is 36.2 years. 46.5% of adults here have a bachelor's degree or higher; 72.2% of working-age residents are in the labor force.

Living costs in Kentucky run below the national norm: on BEA's 100-equals-national-average cost index, Kentucky scores 90.2 (Well Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,272 monthly. EIA 2023 residential energy data puts Kentucky's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 56.0 out of 100 (Moderate).

Population

1,269 residents

Census ACS 2023 - Kentucky

Median Household Income

$96,417 /yr

Poverty 2.0%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Coldstream compare to other US cities?

Coldstream measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 75% higher than other cities
Home value 58% pricier than other cities
Median rent 43% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Coldstream against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Bachelor's Degree or Higher places Coldstream toward the top of Kentucky's cities

Among the 520 Kentucky cities PlainCities tracks with reported bachelor's degree or higher data, Coldstream ranks #87 - the 83rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Coldstream only against its own state's cities, not the full US field.

Median Household Income
#85 of 485
82nd percentile in Kentucky
Median Gross Rent
#59 of 520
66th percentile in Kentucky
Median Home Value
#88 of 484
82nd percentile in Kentucky
Poverty Rate
#418 of 519
19th percentile in Kentucky
Bachelor's Degree or Higher
#87 of 520
83rd percentile in Kentucky

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

75thIncome percentile

75th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Coldstream's home value compares nationally

Median home value vs. every US city (population 1,000+)

$260,300 42nd percentile more affordable than 42% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). This entry sits in this band. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Coldstream $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Coldstream, KY Coldstream, KY's reported median household income shown against the U.S. national quintile-share pattern (not Coldstream, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Coldstream, KY median $96,417/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Coldstream, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Coldstream, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 46.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 72.2%

Census ACS S2301, share of working-age residents in the labor force

Population
1,269
Median Income
$96,417
Median Home Value
$260,300
Median Age
36.2
Poverty Rate
2.0%
Labor force participation
72.2%
Bachelor's Degree+
46.5%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,280 residents1,300 residents1,320 residents1,340 residents 202020212022202320242025 1,294 residents 1,325 residents ▲ +2.4%
Coldstream's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
78.2%
Carpool
9.2%
Public Transit
0.0%
Walk
0.3%
Work from Home
12.3%

Based on 706 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Coldstream sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,272/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
56.0 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Kentucky

Cloverport
1,264 people
Hebron Estates
1,262 people
Wurtland
1,257 people
Pleasureville
1,286 people
Bellefonte
1,251 people
Clinton
1,246 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Coldstream's 1,269 residents (Census ACS 5-Year 2023).

Fruitport, MI
1,269 people
Albion, PA
1,269 people
Newville, PA
1,269 people
Smith River, CA
1,270 people
Germantown, IL
1,268 people
St. Francis, KS
1,268 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Coldstream's $96,417 (Census ACS 5-Year 2023, table B19013).

Lafayette, OR
$96,419 median income
Warm Beach, WA
$96,413 median income
Capitola, CA
$96,412 median income
Lake View, AL
$96,409 median income
Walker Valley, NY
$96,429 median income
Forest Heights, MD
$96,434 median income

Race & Ethnicity Composition

Race and ethnicity - Coldstream, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Coldstream, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 58.9% 25.2% 8.3% ETHNICITY, Hispanic or Latino (any race) 4.2% White 58.9% Black or African American 25.2% Asian 8.3% American Indian 0.6% Native Hawaiian 0.0% Some other race 1.3% Two or more races 5.7% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Coldstream compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Coldstream (this city) 1,269 $96,417
Cloverport 1,264 $34,688
Hebron Estates 1,262 $57,375
Wurtland 1,257 $56,250
Census ACS 5-year FIPS KY OMB Bulletin 23-01

What do people ask about Coldstream, KY?

What is the population of Coldstream, KY? +

Coldstream, KY counts 1,269 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Coldstream, KY? +

Median annual household income in Coldstream runs $96,417, based on Census ACS 2023 data.

What is the cost of living in Coldstream? +

BEA does not publish a city-level cost-of-living figure for Coldstream; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

What is the median home value in Coldstream, KY? +

A typical home in Coldstream is worth $260,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.