City profile · Kentucky · Census ACS 2023

Fincastle, KY

Population, income, housing, safety, climate and schools for Fincastle - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

606
Residents
$85,500
Median income
$253,300
Median home
$1,272
Median rent (state)

Fincastle - the verdict

Out of every US city with 1,000+ residents, Fincastle places in the 67th percentile for household income. Source: Census ACS.

67th
percentile, household income
56th
percentile, home value
43rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Fincastle, KY

606 people live in Fincastle, Kentucky - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $85,500 per year, above the median for U.S. cities on this measure, with a poverty rate of 5.9%. Home values in Fincastle run a median of $253,300, and the median resident age is 47.7 years. About 44.7% of adults hold a bachelor's degree or higher, while 58.0% of working-age residents are in the labor force.

Living costs in Kentucky run below the national norm: BEA Regional Price Parities 2024 puts Kentucky at 90.2 on a 100-equals-national-average scale (Well Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,272 per month statewide. EIA 2023 residential energy data puts Kentucky's average monthly utility costs around $225 (state average). The average commute for Fincastle workers runs 19.6 minutes, with 82.4% driving alone and 10.7% working from home. FEMA's National Risk Index rates natural-hazard exposure at 56.0 out of 100 (Moderate).

Population

606 residents

Census ACS 2023 - Kentucky

Median Household Income

$85,500 /yr

Poverty 5.9%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Fincastle compare to other US cities?

Here's how Fincastle stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 67% higher than other cities
Home value 56% pricier than other cities
Median rent 43% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Fincastle against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Bachelor's Degree or Higher places Fincastle toward the top of Kentucky's cities

Among the 520 Kentucky cities PlainCities tracks with reported bachelor's degree or higher data, Fincastle ranks #92 - the 82nd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Fincastle only against its own state's cities, not the full US field.

Median Household Income
#111 of 485
77th percentile in Kentucky
Median Gross Rent
#59 of 520
66th percentile in Kentucky
Median Home Value
#94 of 484
81st percentile in Kentucky
Poverty Rate
#356 of 519
31st percentile in Kentucky
Bachelor's Degree or Higher
#92 of 520
82nd percentile in Kentucky

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

67thIncome percentile

67th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Fincastle's home value compares nationally

Median home value vs. every US city (population 1,000+)

$253,300 44th percentile more affordable than 44% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). This entry sits in this band. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Fincastle $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Fincastle, KY Fincastle, KY's reported median household income shown against the U.S. national quintile-share pattern (not Fincastle, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Fincastle, KY median $85,500/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Fincastle, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Fincastle, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 44.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.0%

Census ACS S2301, share of working-age residents in the labor force

Population
606
Median Income
$85,500
Median Home Value
$253,300
Median Age
47.7
Poverty Rate
5.9%
Labor force participation
58.0%
Bachelor's Degree+
44.7%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
820 residents830 residents840 residents850 residents860 residents 202020212022202320242025 831 residents 848 residents ▲ +2.0%
Fincastle's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
19.6 minutes
Drive Alone
82.4%
Carpool
6.9%
Public Transit
0.0%
Walk
0.0%
Work from Home
10.7%

Based on 290 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Fincastle sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,272/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
56.0 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Kentucky

Pathfork
606 people
Lynnview
609 people
Glenview
612 people
Hustonville
600 people
Rolling Fields
612 people
Parkway
613 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Fincastle's 606 residents (Census ACS 5-Year 2023).

Wittmann, AZ
606 people
Silverton, ID
606 people
Farina, IL
606 people
Morley, MI
606 people
Leawood, MO
606 people
Millstone, NJ
606 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Fincastle's $85,500 (Census ACS 5-Year 2023, table B19013).

Bethesda, AR
$85,500 median income
Casa, AR
$85,500 median income
East Bend, NC
$85,500 median income
Marshallberg, NC
$85,500 median income
Homeworth, OH
$85,488 median income
Culver, OR
$85,481 median income

Race & Ethnicity Composition

Race and ethnicity - Fincastle, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Fincastle, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 44.9% 33.8% 11.4% ETHNICITY, Hispanic or Latino (any race) 4.1% White 44.9% Black or African American 33.8% Asian 5.9% American Indian 0.5% Native Hawaiian 0.0% Some other race 3.5% Two or more races 11.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Fincastle compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Fincastle (this city) 606 $85,500
Pathfork 606 $45,913
Lynnview 609 $56,016
Glenview 612 $250,001
Census ACS 5-year FIPS KY OMB Bulletin 23-01

What do people ask about Fincastle, KY?

What is the population of Fincastle, KY? +

Fincastle, KY counts 606 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Fincastle, KY? +

Fincastle households earn a median of $85,500 annually, based on Census ACS 2023 data.

What is the cost of living in Fincastle? +

BEA does not publish a city-level cost-of-living figure for Fincastle; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

What is the median home value in Fincastle, KY? +

Fincastle's median home value sits at $253,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.