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Place dossier plate
SheetMD-THURMONT-MD · Thurmont, MD 6,439 pop · income 73rd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Thurmont
Lowest/highest poles plus peers nearest Thurmont on median household income. Full ladder: /browse and /rankings.
median HH income
Leitchfield · lowest
47,168
Leitchfield · lowest
47,168 median HH income
34.4% of the leader · rank #1
Lewes · near
92,375
Lewes · near
92,375 median HH income
67.3% of the leader · rank #2
Moreland · near
92,375
Moreland · near
92,375 median HH income
67.3% of the leader · rank #3
Royal Palm Be… · near
92,382
Royal Palm Be… · near
92,382 median HH income
67.3% of the leader · rank #4
Thurmont · this city
92,391
Thurmont · this city
92,391 median HH income
67.3% of the leader · rank #5
Yucaipa · near
92,401
Yucaipa · near
92,401 median HH income
67.3% of the leader · rank #6
Walkersville · highest
137,218
Walkersville · highest
137,218 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Thurmont on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 6,439.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Thurmont - the verdict
Measured against every US city with at least 1,000 residents, Thurmont lands in the 73rd percentile for household income and the 78th percentile for safety. Source: Census ACS + FBI UCR.
73rd
percentile, household income
69th
percentile, home value
84th
percentile, median rent
78th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Thurmont, MD
6,439 people live in Thurmont, Maryland - a small town by U.S. Census Bureau ACS 2023 estimates. Thurmont households earn a median of $92,391 annually, above the median for U.S. cities on this measure, with a poverty rate of 7.1%. Home values in Thurmont run a median of $325,700, and the median resident age is 41.6 years. About 25.8% of adults hold a bachelor's degree or higher, while 67.9% of working-age residents are in the labor force.
Thurmont reports a comparatively low crime rate: FBI UCR figures show 658.7 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Maryland carries a cost-of-living premium: the state registers 105.0 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,657 monthly. Statewide, average monthly utility bills in Maryland run around $255, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 60.2 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Thurmont's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to comparison shortlist to reported crime to work and mobility to population change to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Thurmont, city-specific coverage includes FBI reported-crime rates, annual population history, matched public-school count, commute-mode shares.
No matched row is reported here for local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Schools and households
What does the education layer cover for Thurmont?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 5 public schools within the city match. 25.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Thurmont?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Maryland, the closest population matches are Chesapeake Beach (6,428 residents, $135,888 income); Fountainhead-Orchard Hills (6,364 residents, $97,743 income); Walkersville (6,352 residents, $137,218 income). Outside the state, the closest population matches in this dataset are Colusa, CA (6,439 residents); West Loch Estate, HI (6,441 residents); Southport, NY (6,435 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What can the FBI record say about safety in Thurmont?
The joined FBI UCR record reports 658.7 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 71% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
What does the journey to work look like in Thurmont?
Driving alone is the largest reported mode at 76.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Thurmont growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +133 residents from 2020 to 2025, a +2.1% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
2020 estimate
6,204
2025 estimate
6,337
Period change
+2.1%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
How far does income reach against housing in Thurmont?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.5 times median household income. The ACS poverty estimate is 7.1%, which keeps the citywide median from describing every household.
Value / income
3.5×
Home value
$325,700
Household income
$92,391
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above median income · poverty 7.1% (Below-median poverty)
Cost of Living Index (state)
105.0 (US=100)
High cost · BEA RPP 2024, Maryland average
C
City profile score · Thurmont, MD
55/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime B
88 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income B
$92,391
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate C-
7.1%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C-
25.8%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
105.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Thurmont profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 74/100 (B) · 88 /100k
Household income: 72/100 (B) · $92,391
Poverty rate: 52/100 (C-) · 7.1%
Bachelor's+ share: 51/100 (C-) · 25.8%
Cost of living: 21/100 (F) · 105.0 index
Where Thurmont sits on home value vs crime among peer cities
Thurmont's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Thurmont highlighted among 26 peers.Read the chart values
Thurmont, MD (this city): home $325,700, crime 659/100k
Colusa, CA : home $357,400, crime 1,020/100k
Leitchfield, KY : home $156,700, crime 1,389/100k
Ralston, NE : home $215,800, crime 1,318/100k
Glenarden, MD : home $411,900, crime 1,092/100k
Hampstead, MD : home $305,400, crime 978/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Thurmont compare to other US cities?
Here's how Thurmont stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income73% higher than other cities
Home value69% pricier than other cities
Median rent84% pricier than other cities
Safety78% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Maryland, Thurmont ranks #12 of 70 Maryland cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Thurmont against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.
Maryland-relative analysis
Median Gross Rent places Thurmont near the bottom of Maryland's cities
Among the 479 Maryland cities PlainCities tracks with reported median gross rent data, Thurmont ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Thurmont only against its own state's cities, not the full US field.
Median Household Income
#254 of 445
43rd percentile in Maryland
Median Gross Rent
#1 of 479
0th percentile in Maryland
Median Home Value
#276 of 450
39th percentile in Maryland
Poverty Rate
#139 of 479
70th percentile in Maryland
Bachelor's Degree or Higher
#298 of 479
37th percentile in Maryland
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.
Gauge source note
73rd percentile nationally for median household income · 78th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Thurmont's profile vs. every US city
Income, affordability, and safety percentile
Thurmont's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Thurmont's home value compares nationally
Median home value vs. every US city (population 1,000+)
$325,70031st percentilemore affordable than 31% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Thurmont's home-value-to-income ratio: 3.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,072 of 15,516
More affordable than 42% of tracked cities (pop. 1,000+)
Size class
#7,308 of 11,323
Micro cities (under 10,000)
At 3.5×, Thurmont sits in the moderate band:
national rank #9,072 of 15,516 and #7,308 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$92,391Thurmont, MD median household income (Census ACS)
Show U.S. national quintile / Lorenz context Thurmont, MD median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Thurmont, MD.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)25.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)7.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)67.9%
Census ACS S2301, share of working-age residents in the labor force
Population
6,439
Median Income
$92,391
Median Home Value
$325,700
Median Age
41.6
Poverty Rate
7.1%
Labor force participation
67.9%
Bachelor's Degree+
25.8%
Safety & Crime
Total Crime Rate
658.7
per 100,000 residents
Violent Crime
87.8
per 100,000 residents
Property Crime
570.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Thurmont's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
6,204 residents
2021
6,247 residents
2022
6,258 residents
2023
6,246 residents
2024
6,307 residents
2025
6,337 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
76.4%
Carpool
7.5%
Public Transit
0.3%
Walk
0.3%
Work from Home
14.2%
Other
1.3%
Based on 3,515 workers 16 and over.
Monthly Utility Costs
Maryland statewide monthly utility average (EIA 2023): $255
EIA 2023 residential energy data puts average monthly utilities across Maryland at $255 (electricity about $120 , water and sewer about $55 ).
These are Maryland statewide averages, not a meter reading for Thurmont. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Maryland's BEA cost-of-living index is 105.0 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Thurmont is $1,657/mo. FEMA's National Risk Index, averaged to Maryland statewide on PlainCities, rates natural-hazard exposure at 60.2 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Maryland statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Thurmont sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Thurmont compares to similar-size Maryland cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.