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Place dossier plate
SheetNC-CONCORD-NC · Concord, NC 106,518 pop · income 66th pct · 47 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Concord
Lowest/highest poles plus peers nearest Concord on median household income. Full ladder: /browse and /rankings.
median HH income
Greenville · lowest
50,564
Greenville · lowest
50,564 median HH income
52.6% of the leader · rank #1
Seldovia · near
84,750
Seldovia · near
84,750 median HH income
88.1% of the leader · rank #2
Bay Harbor Is… · near
84,750
Bay Harbor Is… · near
84,750 median HH income
88.1% of the leader · rank #3
Biscayne Park · near
84,750
Biscayne Park · near
84,750 median HH income
88.1% of the leader · rank #4
Elizabeth · near
84,750
Elizabeth · near
84,750 median HH income
88.1% of the leader · rank #5
Concord · this city
84,752
Concord · this city
84,752 median HH income
88.1% of the leader · rank #6
Jurupa Valley · highest
96,190
Jurupa Valley · highest
96,190 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Concord on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 106,518.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Concord - the verdict
Nationally, Concord sits in the 66th percentile for household income and the 54th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
66th
percentile, household income
69th
percentile, home value
48th
percentile, median rent
54th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Concord, NC
Concord is a mid-sized U.S. city in North Carolina, home to 106,518 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $84,752 per year, above the median for U.S. cities on this measure, with a poverty rate of 6.1%. Home values in Concord run a median of $327,600, and the median resident age is 36.2 years. Educational attainment runs 41.7% of adults with a bachelor's degree or higher. Separately, 67.0% of working-age residents are in the labor force.
Concord reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1264.3 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score). NOAA climate normals record an annual average temperature of 60.7°F with 47.9 inches of precipitation per year and 3.3 inches of snowfall.
Living costs in North Carolina run below the national norm: on BEA's 100-equals-national-average cost index, North Carolina scores 94.3 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,161 per month. EIA 2023 residential energy data puts North Carolina's average monthly utility costs around $215 (state average). Natural-hazard exposure scores 66.7 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Concord's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to schools and households to reported crime to within-city variation to comparison shortlist to climate and hazard context to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Concord, city-specific coverage includes commute-mode shares, annual population history, FBI reported-crime rates, matched public-school count, within-city Census tract profiles.
No matched row is reported here for local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Concord?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.9 times median household income. The ACS poverty estimate is 6.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the journey to work look like in Concord?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 72.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
PlainCities matches 47 Census tracts to this city.
Which cities make useful reference points for Concord?
Within North Carolina, the closest population matches are High Point (115,263 residents, $61,228 income); Wilmington (118,578 residents, $63,900 income); Asheville (94,369 residents, $67,221 income). Outside the state, the closest population matches in this dataset are Rio Rancho, NM (106,533 residents); Green Bay, WI (106,585 residents); Davie, FL (106,412 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Concord?
The NCES join finds 36 public schools within the city match. 41.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
36
Bachelor's degree+
41.7%
Poverty estimate
6.1%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
What can the FBI record say about safety in Concord?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1264.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 45% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
1105.2
Violent rate
159.0
Total reported rate
1264.3
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
NOAA normals put the annual mean temperature at 60.7°F, with 47.9 inches of precipitation and 3.3 inches of annual snowfall. FEMA's state-averaged National Risk Index score for North Carolina is 66.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
Mean temperature
60.7°F
Annual precipitation
47.9 in
FEMA risk index (state avg)
66.7
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +9,709 residents from 2020 to 2025, a +9.3% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+9.3%
2025 estimate
114,598
2020 estimate
104,889
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Above median income · poverty 6.1% (Below-median poverty)
Cost of Living Index (state)
94.3 (US=100)
Near national cost · BEA RPP 2024, North Carolina average
C+
City profile score · Concord, NC
64/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share B+
41.7%
Adults with a bachelor's degree or higher; ACS.
Cost of living B-
94.3 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income C+
$84,752
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate C
6.1%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime C
159 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Concord profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 77/100 (B+) · 41.7%
Cost of living: 67/100 (B-) · 94.3 index
Household income: 64/100 (C+) · $84,752
Poverty rate: 58/100 (C) · 6.1%
Violent crime: 56/100 (C) · 159 /100k
Where Concord sits on home value vs crime among peer cities
Concord's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Concord highlighted among 11 peers.Read the chart values
Concord, NC (this city): home $327,600, crime 1,264/100k
Rio Rancho, NM : home $273,300, crime 1,658/100k
Green Bay, WI : home $191,500, crime 1,807/100k
Nampa, ID : home $332,500, crime 1,095/100k
Boulder, CO : home $982,600, crime 3,055/100k
Jurupa Valley, CA : home $538,700, crime 2,703/100k
High Point, NC : home $212,400, crime 2,911/100k
Wilmington, NC : home $350,300, crime 3,998/100k
Asheville, NC : home $411,000, crime 4,691/100k
Greenville, NC : home $213,100, crime 3,367/100k
Gastonia, NC : home $250,000, crime 4,364/100k
How does Concord compare to other US cities?
Concord measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income66% higher than other cities
Home value69% pricier than other cities
Median rent48% pricier than other cities
Safety54% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to North Carolina alone, Concord ranks #37 of 195 North Carolina cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Concord against every qualifying US city; each in-state rank narrows that to North Carolina only. Full formula and direction notes: methodology.
North Carolina-relative analysis
Median Gross Rent places Concord near the bottom of North Carolina's cities
Among the 746 North Carolina cities PlainCities tracks with reported median gross rent data, Concord ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Concord only against its own state's cities, not the full US field.
Median Household Income
#131 of 700
81st percentile in North Carolina
Median Gross Rent
#1 of 746
0th percentile in North Carolina
Median Home Value
#136 of 708
81st percentile in North Carolina
Poverty Rate
#469 of 746
37th percentile in North Carolina
Bachelor's Degree or Higher
#134 of 746
82nd percentile in North Carolina
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within North Carolina only, not a livability score. See the methodology for the source and calculation.
Gauge source note
66th percentile nationally for median household income · 54th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Concord's profile vs. every US city
Income, affordability, and safety percentile
Concord's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Concord's home value compares nationally
Median home value vs. every US city (population 1,000+)
$327,60031st percentilemore affordable than 31% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Concord's home-value-to-income ratio: 3.9×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,271 of 15,516
More affordable than 34% of tracked cities (pop. 1,000+)
Size class
#290 of 750
Mid-size cities (50,000–199,999)
At 3.9×, Concord sits in the moderate band:
national rank #10,271 of 15,516 and #290 of 750mid-size cities (50,000–199,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$84,752Concord, NC median household income (Census ACS)
Show U.S. national quintile / Lorenz context Concord, NC median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Concord, NC.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)41.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)67.0%
Census ACS S2301, share of working-age residents in the labor force
Population
106,518
Median Income
$84,752
Median Home Value
$327,600
Median Age
36.2
Poverty Rate
6.1%
Labor force participation
67.0%
Bachelor's Degree+
41.7%
Safety & Crime
Total Crime Rate
1264.3
per 100,000 residents
Violent Crime
159.0
per 100,000 residents
Property Crime
1105.2
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
60.7°F
Annual Precipitation
47.9"
Annual Snowfall
3.3"
Schools
Total Schools
36
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Concord's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
104,889 residents
2021
107,034 residents
2022
108,747 residents
2023
110,403 residents
2024
112,733 residents
2025
114,598 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
72.5%
Carpool
8.0%
Public Transit
0.7%
Walk
0.8%
Work from Home
16.0%
Other
2.0%
Based on 53,579 workers 16 and over.
Monthly Utility Costs
North Carolina statewide monthly utility average (EIA 2023): $215
EIA 2023 residential energy data puts average monthly utilities across North Carolina at $215 (electricity about $115 , water and sewer about $45 ).
These are North Carolina statewide averages, not a meter reading for Concord. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
North Carolina's BEA cost-of-living index is 94.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Concord is $1,161/mo. FEMA's National Risk Index, averaged to North Carolina statewide on PlainCities, rates natural-hazard exposure at 66.7 / 100 (Moderate).
Cost/risk geography note
Cost of living is a North Carolina statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Concord sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Concord compares to similar-size North Carolina cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.