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Place dossier plate
SheetTX-ST-PAUL-TX · St. Paul, TX 982 pop · income 88th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around St. Paul
Lowest/highest poles plus peers nearest St. Paul on median household income. Full ladder: /browse and /rankings.
median HH income
Wortham · lowest
41,833
Wortham · lowest
41,833 median HH income
33.2% of the leader · rank #1
Elkhorn · near
124,464
Elkhorn · near
124,464 median HH income
98.8% of the leader · rank #2
St. Paul · this city
124,500
St. Paul · this city
124,500 median HH income
98.8% of the leader · rank #3
Seabrook Isla… · near
124,519
Seabrook Isla… · near
124,519 median HH income
98.8% of the leader · rank #4
Vine Hill · near
124,528
Vine Hill · near
124,528 median HH income
98.8% of the leader · rank #5
Gypsum · near
124,534
Gypsum · near
124,534 median HH income
98.8% of the leader · rank #6
Rutledge · highest
126,000
Rutledge · highest
126,000 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for St. Paul on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 982.
Out of every US city with 1,000+ residents, St. Paul places in the 88th percentile for household income. Source: Census ACS.
88th
percentile, household income
83rd
percentile, home value
40th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: St. Paul, TX
982 people live in St. Paul, Texas - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in St. Paul brings in $124,500 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 8.9%. Typical homes in St. Paul are valued around $475,400, and the median resident age is 41.5 years. About 39.8% of adults hold a bachelor's degree or higher, while 62.5% of working-age residents are in the labor force.
In 2024, 2 residential building permits were authorized in St. Paul (Building Boom), up 100% from five years earlier, per Census BPS data.
Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,149 monthly. Statewide, average monthly utility bills in Texas run around $223, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of St. Paul's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to population change to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For St. Paul, city-specific coverage includes local building permits, commute-mode shares, annual population history.
No matched row is reported here for matched public-school count, FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for St. Paul?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Texas, the closest population matches are Avery (982 residents, $55,278 income); Wortham (984 residents, $41,833 income); Point (985 residents, $51,696 income). Outside the state, the closest population matches in this dataset are Roseland, IN (982 residents); Au Gres, MI (982 residents); Morristown, MN (982 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Is St. Paul growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +9 residents from 2020 to 2025, a +0.9% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
What does the journey to work look like in St. Paul?
Driving alone is the largest reported mode at 70.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
How far does income reach against housing in St. Paul?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.8 times median household income. The ACS poverty estimate is 8.9%, which keeps the citywide median from describing every household.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A
$124,500
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share B+
39.8%
Adults with a bachelor's degree or higher; ACS.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
8.9%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
St. Paul profile (scored ACS/FBI dimensions)Read the chart values
Household income: 88/100 (A) · $124,500
Bachelor's+ share: 75/100 (B+) · 39.8%
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 44/100 (D) · 8.9%
How does St. Paul compare to other US cities?
Where St. Paul sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income88% higher than other cities
Home value83% pricier than other cities
Median rent40% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares St. Paul against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places St. Paul near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, St. Paul ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares St. Paul only against its own state's cities, not the full US field.
Median Household Income
#125 of 1,520
92nd percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#91 of 1,505
94th percentile in Texas
Poverty Rate
#814 of 1,663
51st percentile in Texas
Bachelor's Degree or Higher
#229 of 1,663
86th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
88th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How St. Paul's home value compares nationally
Median home value vs. every US city (population 1,000+)
$475,40017th percentilemore affordable than 17% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
St. Paul's home-value-to-income ratio: 3.8×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,126 of 15,516
More affordable than 35% of tracked cities (pop. 1,000+)
Size class
#7,994 of 11,323
Micro cities (under 10,000)
At 3.8×, St. Paul sits in the moderate band:
national rank #10,126 of 15,516 and #7,994 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$124,500St. Paul, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context St. Paul, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for St. Paul, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)39.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)62.5%
Census ACS S2301, share of working-age residents in the labor force
Population
982
Median Income
$124,500
Median Home Value
$475,400
Median Age
41.5
Poverty Rate
8.9%
Labor force participation
62.5%
Bachelor's Degree+
39.8%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
St. Paul's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
985 residents
2021
989 residents
2022
995 residents
2023
992 residents
2024
995 residents
2025
994 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1
1
0
$0.7M
2020
1
1
0
$0.6M
2021
1
1
0
$0.7M
2022
1
1
0
$0.1M
2023
2
2
0
$0.6M
2024
2
2
0
$2.2M
Permit volume increased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
70.4%
Carpool
6.1%
Public Transit
0.7%
Walk
1.1%
Work from Home
20.2%
Other
1.5%
Based on 456 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for St. Paul. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around St. Paul is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county St. Paul sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How St. Paul compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.