Census tract · Bell County
Census Tract 202.03, Bell County, Texas
Census Tract 202.03, GEOID 48027020203, in Bell County, Texas, partly within Morgan's Point Resort and Temple. 4,548 residents in the ACS 2020-2024 5-year estimates (±648); the 2020 Census counted 4,549.
Residents, 2020-2024
4,548
±648 (90% margin)
2020 Census count: 4,549
Median household income
$84,692
±$10,455 (90% margin)
Bell County: $68,865
Median home value
$237,800
±$31,545 (90% margin)
Bell County: $241,000
Median gross rent
$1,632
±$596 (90% margin)
Bell County: $1,224
Where is Census Tract 202.03?
Census Tract 202.03 is one of 87 census tracts in Bell County, Texas. It covers 13.42 square miles of land, 339 residents per square mile in 2020. Its GEOID, 48027020203, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Morgan's Point Resort | 43% |
| Temple | 7% |
5 census tracts border Census Tract 202.03: Tract 202.01 ($101,579), Tract 202.04 ($92,885), Tract 203.02 ($88,161), Tract 220.02 ($82,819) and Tract 9800.03*. The figure in brackets is each tract's median household income; * a special land-use tract (water, a park or an institution) with few or no residents.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 202.03?
The 2020-2024 American Community Survey puts Census Tract 202.03's population at 4,548 (±648) in 1,698 households; the 2020 Census counted 4,549 residents and 1,860 housing units.
| Measure | Tract 202.03 | Bell County |
|---|---|---|
| Total population | 4,548 ±648 | 386,897 |
| Households | 1,698 ±233 | 142,305 |
| Average household size | 2.68 ±0.26 | 2.65 |
| Housing units | 1,763 ±231 | 155,018 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 202.03?
The median resident of Census Tract 202.03 is 41.0 years old; 20.7% are under 18 and 16.9% are 65 or older. The largest group is non-Hispanic white residents at 75.0%, then Hispanic or Latino residents (of any race) at 15.9%. 4.9% of residents were born outside the United States.
| Measure | Tract 202.03 | Bell County |
|---|---|---|
| Median age | 41.0 ±7.8 | 32.3 |
| Under 18 years | 20.7% ±4.9 pts | 27.5% |
| 65 years and over | 16.9% ±4.5 pts | 11.9% |
| Hispanic or Latino (any race) | 15.9% ±6.0 pts | 26.3% |
| White alone, not Hispanic | 75.0% ±6.8 pts | 42.4% |
| Black or African American alone, not Hispanic | 0.4% ±0.6 pts | 21.5% |
| Asian alone, not Hispanic | 3.9% ±3.8 pts | 2.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.6% |
| Two or more races, not Hispanic | 4.0% ±2.8 pts | 5.8% |
| Some other race alone, not Hispanic | 0.8% ±1.3 pts | 0.4% |
| Born outside the United States | 4.9% ±3.2 pts | 8.6% |
| Speak a language other than English at home (age 5+) | 6.1% ±3.6 pts | 19.3% |
| Civilian veterans (age 18+) | 15.3% ±5.2 pts | 18.5% |
| With a disability | 16.8% ±6.0 pts | 15.2% |
| No health insurance coverage | 6.3% ±3.9 pts | 14.0% |
| High school graduate or higher (age 25+) | 91.8% ±3.7 pts | 90.8% |
| Bachelor's degree or higher (age 25+) | 35.7% ±8.2 pts | 27.2% |
| Graduate or professional degree (age 25+) | 15.4% ±7.6 pts | 9.0% |
| Lived in the same house a year earlier | 91.9% ±4.0 pts | 79.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 202.03 earn?
Half of the 1,698 households in Census Tract 202.03 earn less than $84,692 a year (±$10,455), against $68,865 across Bell County: 24th highest of the county's 82 tracts with a reliable estimate.
| Measure | Tract 202.03 | Bell County |
|---|---|---|
| Median household income | $84,692 ±$10,455 | $68,865 |
| Mean household income | $107,793 ±$15,162 | $89,510 |
| Per capita income | $42,070 ±$6,034 | $34,279 |
| People below the poverty line | 3.9% ±3.4 pts | 14.5% |
| Children under 18 below the poverty line | 6.9% ±11.2 pts | 20.4% |
| Households receiving SNAP | 2.1% ±2.0 pts | 13.0% |
| Households with a computer | 95.6% ±3.3 pts | 96.0% |
| Households with a broadband subscription | 92.5% ±4.5 pts | 90.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 202.03?
Owners occupy 94.2% of Census Tract 202.03's occupied homes and renters 5.8%. The median owner-occupied home is valued at $237,800 by its owner (±$31,545). The median renter pays $1,632 a month including utilities.
| Measure | Tract 202.03 | Bell County |
|---|---|---|
| Median home value (owner-occupied) | $237,800 ±$31,545 | $241,000 |
| Median gross rent | $1,632 ±$596 | $1,224 |
| Renters paying 35% or more of income on rent | 22.7% ±38.7 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $1,756 ±$490 | $1,722 |
| Owner-occupied homes | 94.2% ±4.1 pts | 56.5% |
| Renter-occupied homes | 5.8% ±4.1 pts | 43.5% |
| Housing units | 1,763 ±231 | 155,018 |
| Single-family detached homes | 76.7% ±6.0 pts | 64.7% |
| Mobile homes | 20.5% ±5.8 pts | 6.0% |
| Built 2020 or later | 7.1% ±3.7 pts | 4.0% |
| Built 2010 to 2019 | 14.4% ±6.7 pts | 20.8% |
| Built 1939 or earlier | 0.0% ±2.8 pts | 1.9% |
| Households with no vehicle | 1.4% ±1.6 pts | 5.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 202.03 get to work?
81.2% of Census Tract 202.03's workers drive alone and 9.3% work from home. The average trip to work takes 27.5 minutes.
| Measure | Tract 202.03 | Bell County |
|---|---|---|
| In the labor force (age 16+) | 68.4% ±7.7 pts | 65.3% |
| Unemployment rate | 3.1% ±2.7 pts | 6.8% |
| Drove alone to work | 81.2% ±8.6 pts | 75.8% |
| Carpooled | 8.4% ±6.0 pts | 11.1% |
| Public transportation | 0.4% ±0.7 pts | 0.3% |
| Walked | 0.0% ±2.1 pts | 1.8% |
| Worked from home | 9.3% ±5.5 pts | 9.4% |
| Mean travel time to work | 27.5 min ±3.9 | 23.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 202.03 compare with the other tracts in Bell County?
Among Bell County's tracts with a reliable estimate, Census Tract 202.03 ranks as shown below (1 = highest).
| Measure | In Bell County |
|---|---|
| Population | 37th of 85 |
| Residents per square mile | 68th of 87 |
| Median household income | 24th of 82 |
| Per capita income | 13th of 85 |
| Median home value | 32nd of 77 |
| Median gross rent | 16th of 83 |
| Bachelor's degree or higher | 20th of 80 |
| Median age | 15th of 85 |
| Owner-occupied share | 2nd of 79 |
The tracts next to it on Bell County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 224.06 | 21st | $87,119±$6,668 · within the margin of this tract |
| Tract 233.02 | 22nd | $86,610±$10,893 · within the margin of this tract |
| Tract 232.01 | 23rd | $86,417±$31,036 · within the margin of this tract |
| Tract 202.03 | 24th | $84,692±$10,455 |
| Tract 219.07 | 25th | $83,869±$15,497 · within the margin of this tract |
| Tract 220.02 | 26th | $82,819±$18,046 · within the margin of this tract |
| Tract 206 | 27th | $82,738±$15,344 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 202.03?
3 of the 18 figures for Census Tract 202.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections