Census tract · Middlesex County
Census Tract 3102, Middlesex County, Massachusetts
Census Tract 3102, GEOID 25017310200, in Middlesex County, Massachusetts, entirely within Lowell. 7,273 residents in the ACS 2020-2024 5-year estimates (±997); the 2020 Census counted 6,537.
Residents, 2020-2024
7,273
±997 (90% margin)
2020 Census count: 6,537
Median household income
$91,192
±$24,897 (90% margin)
Middlesex County: $130,847
Median home value
$553,800
±$66,209 (90% margin)
Middlesex County: $727,800
Median gross rent
$1,830
±$258 (90% margin)
Middlesex County: $2,201
Where is Census Tract 3102?
Census Tract 3102 is one of 357 census tracts in Middlesex County, Massachusetts. It covers 0.74 square miles of land, 8,870 residents per square mile in 2020. Its GEOID, 25017310200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lowell | 100% |
6 census tracts border Census Tract 3102: Tract 3101.01 ($63,393), Tract 3103 ($69,297), Tract 3104 ($51,830), Tract 3124 ($40,077), Tract 3125.01 ($111,850) and Tract 3143.01 ($122,563). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3102?
The 2020-2024 American Community Survey puts Census Tract 3102's population at 7,273 (±997) in 2,346 households; the 2020 Census counted 6,537 residents and 2,397 housing units.
| Measure | Tract 3102 | Lowell |
|---|---|---|
| Total population | 7,273 ±997 | 118,368 |
| Households | 2,346 ±262 | 43,183 |
| Average household size | 3.03 ±0.30 | 2.61 |
| Housing units | 2,405 ±235 | 44,850 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3102?
The median resident of Census Tract 3102 is 31.2 years old; 29.6% are under 18 and 9.8% are 65 or older. The largest group is non-Hispanic white residents at 35.1%, then Hispanic or Latino residents (of any race) at 33.0%. 27.7% of residents were born outside the United States.
| Measure | Tract 3102 | Lowell |
|---|---|---|
| Median age | 31.2 ±4.6 | 35.6 |
| Under 18 years | 29.6% ±5.9 pts | 21.7% |
| 65 years and over | 9.8% ±3.3 pts | 12.6% |
| Hispanic or Latino (any race) | 33.0% ±8.8 pts | 20.0% |
| White alone, not Hispanic | 35.1% ±6.6 pts | 42.3% |
| Black or African American alone, not Hispanic | 15.2% ±8.4 pts | 9.9% |
| Asian alone, not Hispanic | 11.4% ±4.9 pts | 22.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.1% ±0.1 pts | 0.0% |
| Two or more races, not Hispanic | 1.6% ±1.2 pts | 4.4% |
| Some other race alone, not Hispanic | 3.5% ±3.6 pts | 1.3% |
| Born outside the United States | 27.7% ±8.9 pts | 30.5% |
| Speak a language other than English at home (age 5+) | 33.9% ±7.4 pts | 43.3% |
| Civilian veterans (age 18+) | 4.2% ±2.7 pts | 3.2% |
| With a disability | 11.3% ±4.0 pts | 15.2% |
| No health insurance coverage | 4.9% ±2.9 pts | 4.1% |
| High school graduate or higher (age 25+) | 85.1% ±7.2 pts | 82.9% |
| Bachelor's degree or higher (age 25+) | 24.9% ±5.9 pts | 30.0% |
| Graduate or professional degree (age 25+) | 8.8% ±3.6 pts | 11.4% |
| Lived in the same house a year earlier | 93.0% ±3.5 pts | 87.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3102 earn?
Half of the 2,346 households in Census Tract 3102 earn less than $91,192 a year (±$24,897), against $130,847 across Middlesex County: 302nd highest of the county's 350 tracts with a reliable estimate. 19.0% of residents live below the poverty line.
| Measure | Tract 3102 | Lowell |
|---|---|---|
| Median household income | $91,192 ±$24,897 | $78,658 |
| Mean household income | $91,013 ±$12,967 | $98,552 |
| Per capita income | $30,010 ±$5,264 | $36,400 |
| People below the poverty line | 19.0% ±10.1 pts | 16.9% |
| Children under 18 below the poverty line | 37.0% ±19.6 pts | 21.8% |
| Households receiving SNAP | 19.7% ±8.1 pts | 27.0% |
| Households with a computer | 90.6% ±5.7 pts | 92.9% |
| Households with a broadband subscription | 86.1% ±9.0 pts | 87.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3102?
Owners occupy 50.5% of Census Tract 3102's occupied homes and renters 49.5%. The median owner-occupied home is valued at $553,800 by its owner (±$66,209). The median renter pays $1,830 a month including utilities, and 55.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 3102 | Lowell |
|---|---|---|
| Median home value (owner-occupied) | $553,800 ±$66,209 | $429,200 |
| Median gross rent | $1,830 ±$258 | $1,625 |
| Renters paying 35% or more of income on rent | 55.5% ±16.2 pts | 41.9% |
| Median monthly owner costs, with a mortgage | $2,706 ±$217 | $2,334 |
| Owner-occupied homes | 50.5% ±11.1 pts | 43.2% |
| Renter-occupied homes | 49.5% ±11.1 pts | 56.8% |
| Housing units | 2,405 ±235 | 44,850 |
| Single-family detached homes | 38.8% ±9.2 pts | 30.2% |
| Mobile homes | 0.0% ±1.7 pts | 0.3% |
| Built 2020 or later | 0.0% ±1.7 pts | 0.5% |
| Built 2010 to 2019 | 1.8% ±2.3 pts | 4.1% |
| Built 1939 or earlier | 58.5% ±9.2 pts | 43.9% |
| Households with no vehicle | 17.4% ±8.5 pts | 13.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3102 get to work?
62.5% of Census Tract 3102's workers drive alone and 6.6% work from home. The average trip to work takes 24.8 minutes. The unemployment rate in 2020-2024 averaged 6.4%.
| Measure | Tract 3102 | Lowell |
|---|---|---|
| In the labor force (age 16+) | 68.4% ±5.1 pts | 67.6% |
| Unemployment rate | 6.4% ±3.1 pts | 5.7% |
| Drove alone to work | 62.5% ±11.9 pts | 71.0% |
| Carpooled | 16.6% ±9.0 pts | 9.9% |
| Public transportation | 0.6% ±1.0 pts | 1.6% |
| Walked | 6.5% ±4.5 pts | 4.1% |
| Worked from home | 6.6% ±4.2 pts | 10.6% |
| Mean travel time to work | 24.8 min ±2.0 | 27.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3102 compare with the other tracts in Middlesex County?
Among Middlesex County's tracts with a reliable estimate, Census Tract 3102 ranks as shown below (1 = highest).
| Measure | In Middlesex County | In Lowell |
|---|---|---|
| Population | 16th of 354 | 1st of 26 |
| Residents per square mile | 123rd of 357 | 18th of 26 |
| Median household income | 302nd of 350 | 9th of 26 |
| Per capita income | 341st of 354 | 18th of 26 |
| Median home value | 283rd of 350 | 3rd of 26 |
| Median gross rent | 237th of 327 | 5th of 26 |
| Poverty rate | 29th of 223 | 12th of 24 |
| Bachelor's degree or higher | 334th of 354 | 16th of 26 |
| Median age | 320th of 354 | 23rd of 26 |
| Owner-occupied share | 230th of 351 | 10th of 26 |
The tracts next to it on Middlesex County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3419.01 | 299th | $92,109±$28,310 · within the margin of this tract |
| Tract 3683 | 300th | $91,955±$24,171 · within the margin of this tract |
| Tract 3426 | 301st | $91,575±$15,194 · within the margin of this tract |
| Tract 3102 | 302nd | $91,192±$24,897 |
| Tract 3413.01 | 303rd | $91,076±$26,622 · within the margin of this tract |
| Tract 3142 | 304th | $90,642±$18,818 · within the margin of this tract |
| Tract 3522 | 305th | $90,556±$22,807 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3102?
Every figure for Census Tract 3102 on this page has a coefficient of variation under 40%, the Census Bureau's threshold for a usable estimate.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections