Census tract · Middlesex County
Census Tract 3104, Middlesex County, Massachusetts
Census Tract 3104, GEOID 25017310400, in Middlesex County, Massachusetts, entirely within Lowell. 3,730 residents in the ACS 2020-2024 5-year estimates (±632); the 2020 Census counted 3,429.
Residents, 2020-2024
3,730
±632 (90% margin)
2020 Census count: 3,429
Median household income
$51,830
±$25,136 (90% margin)
Middlesex County: $130,847
Median home value
$314,500
±$35,603 (90% margin)
Middlesex County: $727,800
Median gross rent
$1,577
±$316 (90% margin)
Middlesex County: $2,201
Where is Census Tract 3104?
Census Tract 3104 is one of 357 census tracts in Middlesex County, Massachusetts. It covers 0.21 square miles of land, 16,646 residents per square mile in 2020. Its GEOID, 25017310400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lowell | 100% |
5 census tracts border Census Tract 3104: Tract 3101.02 ($38,885), Tract 3102 ($91,192), Tract 3103 ($69,297), Tract 3105 ($73,628) and Tract 3883 ($23,500). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3104?
The 2020-2024 American Community Survey puts Census Tract 3104's population at 3,730 (±632) in 1,185 households; the 2020 Census counted 3,429 residents and 1,225 housing units.
| Measure | Tract 3104 | Lowell |
|---|---|---|
| Total population | 3,730±632 | 118,368 |
| Households | 1,185±166 | 43,183 |
| Average household size | 3.14±0.34 | 2.61 |
| Housing units | 1,233±154 | 44,850 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3104?
The median resident of Census Tract 3104 is 30.1 years old; 32.0% are under 18 and 7.2% are 65 or older. The largest group is non-Hispanic white residents at 38.9%, then Hispanic or Latino residents (of any race) at 33.8%. 34.3% of residents were born outside the United States.
| Measure | Tract 3104 | Lowell |
|---|---|---|
| Median age | 30.1±5.0 | 35.6 |
| Under 18 years | 32.0%±4.2 pts | 21.7% |
| 65 years and over | 7.2%±1.8 pts | 12.6% |
| Hispanic or Latino (any race) | 33.8%±10.2 pts | 20.0% |
| White alone, not Hispanic | 38.9%±11.1 pts | 42.3% |
| Black or African American alone, not Hispanic | 15.0%±10.3 pts | 9.9% |
| Asian alone, not Hispanic | 5.2%±4.6 pts | 22.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 7.1%±5.8 pts | 4.4% |
| Some other race alone, not Hispanic | 0.0%±1.1 pts | 1.3% |
| Born outside the United States | 34.3%±9.0 pts | 30.5% |
| Speak a language other than English at home (age 5+) | 50.7%±11.0 pts | 43.3% |
| Civilian veterans (age 18+) | 2.1%±2.2 pts | 3.2% |
| With a disability | 18.1%±7.5 pts | 15.2% |
| No health insurance coverage | 4.5%±4.1 pts | 4.1% |
| High school graduate or higher (age 25+) | 84.2%±5.5 pts | 82.9% |
| Bachelor's degree or higher (age 25+) | 14.4%±7.2 pts | 30.0% |
| Graduate or professional degree (age 25+) | 4.4%±3.0 pts | 11.4% |
| Lived in the same house a year earlier | 86.4%±9.6 pts | 87.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3104 earn?
Half of the 1,185 households in Census Tract 3104 earn less than $51,830 a year (±$25,136), against $130,847 across Middlesex County: 344th highest of the county's 350 tracts with a reliable estimate. 33.5% of residents live below the poverty line.
| Measure | Tract 3104 | Lowell |
|---|---|---|
| Median household income | $51,830±$25,136 | $78,658 |
| Mean household income | $61,815±$11,816 | $98,552 |
| Per capita income | $20,047±$4,072 | $36,400 |
| People below the poverty line | 33.5%±11.4 pts | 16.9% |
| Children under 18 below the poverty line | 39.5%±19.1 pts | 21.8% |
| Households receiving SNAP | 53.0%±13.7 pts | 27.0% |
| Households with a computer | 82.6%±9.3 pts | 92.9% |
| Households with a broadband subscription | 73.7%±12.1 pts | 87.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3104?
Owners occupy 37.2% of Census Tract 3104's occupied homes and renters 62.8%. The median owner-occupied home is valued at $314,500 by its owner (±$35,603). The median renter pays $1,577 a month including utilities, and 63.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 3104 | Lowell |
|---|---|---|
| Median home value (owner-occupied) | $314,500±$35,603 | $429,200 |
| Median gross rent | $1,577±$316 | $1,625 |
| Renters paying 35% or more of income on rent | 63.4%±16.2 pts | 41.9% |
| Median monthly owner costs, with a mortgage | $1,792±$284 | $2,334 |
| Owner-occupied homes | 37.2%±12.2 pts | 43.2% |
| Renter-occupied homes | 62.8%±12.2 pts | 56.8% |
| Housing units | 1,233±154 | 44,850 |
| Single-family detached homes | 35.0%±9.6 pts | 30.2% |
| Mobile homes | 4.5%±6.8 pts | 0.3% |
| Built 2020 or later | 0.0%±3.4 pts | 0.5% |
| Built 2010 to 2019 | 0.0%±3.4 pts | 4.1% |
| Built 1939 or earlier | 64.2%±9.3 pts | 43.9% |
| Households with no vehicle | 20.3%±12.5 pts | 13.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3104 get to work?
73.1% of Census Tract 3104's workers drive alone. The average trip to work takes 22.4 minutes. The unemployment rate in 2020-2024 averaged 14.0%.
| Measure | Tract 3104 | Lowell |
|---|---|---|
| In the labor force (age 16+) | 65.2%±8.9 pts | 67.6% |
| Unemployment rate | 14.0%±7.8 pts | 5.7% |
| Drove alone to work | 73.1%±11.6 pts | 71.0% |
| Carpooled | 8.9%±5.9 pts | 9.9% |
| Public transportation | 0.0%±2.9 pts | 1.6% |
| Walked | 11.9%±8.9 pts | 4.1% |
| Worked from home | 3.7%±3.2 pts | 10.6% |
| Mean travel time to work | 22.4 min±2.9 | 27.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3104 compare with the other tracts in Middlesex County?
Among Middlesex County's tracts with a reliable estimate, Census Tract 3104 ranks as shown below (1 = highest).
| Measure | In Middlesex County | In Lowell |
|---|---|---|
| Population | 238th of 354 | 18th of 26 |
| Residents per square mile | 64th of 357 | 8th of 26 |
| Median household income | 344th of 350 | 20th of 26 |
| Per capita income | 352nd of 354 | 25th of 26 |
| Median home value | 349th of 350 | 25th of 26 |
| Median gross rent | 289th of 327 | 18th of 26 |
| Poverty rate | 4th of 223 | 3rd of 24 |
| Bachelor's degree or higher | 350th of 354 | 22nd of 26 |
| Median age | 334th of 354 | 24th of 26 |
| Owner-occupied share | 283rd of 351 | 14th of 26 |
The tracts next to it on Middlesex County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3689.02 | 341st | $58,887±$10,109 · within the margin of this tract |
| Tract 3831.02 | 342nd | $56,638±$14,513 · within the margin of this tract |
| Tract 3425.02 | 343rd | $56,098±$31,267 · within the margin of this tract |
| Tract 3104 | 344th | $51,830±$25,136 |
| Tract 3112 | 345th | $46,250±$22,263 · within the margin of this tract |
| Tract 3120 | 346th | $45,923±$13,879 · within the margin of this tract |
| Tract 3119 | 347th | $45,417±$12,537 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3104?
3 of the 18 figures for Census Tract 3104 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections