Census tract · Middlesex County
Census Tract 3103, Middlesex County, Massachusetts
Census Tract 3103, GEOID 25017310300, in Middlesex County, Massachusetts, entirely within Lowell. 6,737 residents in the ACS 2020-2024 5-year estimates (±977); the 2020 Census counted 6,689.
Residents, 2020-2024
6,737
±977 (90% margin)
2020 Census count: 6,689
Median household income
$69,297
±$12,607 (90% margin)
Middlesex County: $130,847
Median home value
$338,800
±$23,893 (90% margin)
Middlesex County: $727,800
Median gross rent
$1,661
±$158 (90% margin)
Middlesex County: $2,201
Where is Census Tract 3103?
Census Tract 3103 is one of 357 census tracts in Middlesex County, Massachusetts. It covers 0.42 square miles of land, 16,079 residents per square mile in 2020. Its GEOID, 25017310300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lowell | 100% |
4 census tracts border Census Tract 3103: Tract 3102 ($91,192), Tract 3104 ($51,830), Tract 3105 ($73,628) and Tract 3142 ($90,642). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3103?
The 2020-2024 American Community Survey puts Census Tract 3103's population at 6,737 (±977) in 2,558 households; the 2020 Census counted 6,689 residents and 2,494 housing units.
| Measure | Tract 3103 | Lowell |
|---|---|---|
| Total population | 6,737 ±977 | 118,368 |
| Households | 2,558 ±310 | 43,183 |
| Average household size | 2.62 ±0.27 | 2.61 |
| Housing units | 2,583 ±297 | 44,850 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3103?
The median resident of Census Tract 3103 is 35.7 years old; 26.4% are under 18 and 9.9% are 65 or older. The largest group is non-Hispanic white residents at 37.7%, then Hispanic or Latino residents (of any race) at 34.0%. 26.3% of residents were born outside the United States.
| Measure | Tract 3103 | Lowell |
|---|---|---|
| Median age | 35.7 ±2.1 | 35.6 |
| Under 18 years | 26.4% ±5.4 pts | 21.7% |
| 65 years and over | 9.9% ±2.9 pts | 12.6% |
| Hispanic or Latino (any race) | 34.0% ±10.1 pts | 20.0% |
| White alone, not Hispanic | 37.7% ±9.4 pts | 42.3% |
| Black or African American alone, not Hispanic | 11.0% ±5.1 pts | 9.9% |
| Asian alone, not Hispanic | 13.3% ±5.2 pts | 22.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 2.1% ±2.1 pts | 4.4% |
| Some other race alone, not Hispanic | 1.9% ±2.8 pts | 1.3% |
| Born outside the United States | 26.3% ±5.8 pts | 30.5% |
| Speak a language other than English at home (age 5+) | 49.4% ±8.6 pts | 43.3% |
| Civilian veterans (age 18+) | 3.5% ±2.0 pts | 3.2% |
| With a disability | 10.3% ±3.4 pts | 15.2% |
| No health insurance coverage | 6.1% ±2.8 pts | 4.1% |
| High school graduate or higher (age 25+) | 82.9% ±6.6 pts | 82.9% |
| Bachelor's degree or higher (age 25+) | 17.6% ±4.6 pts | 30.0% |
| Graduate or professional degree (age 25+) | 4.2% ±2.7 pts | 11.4% |
| Lived in the same house a year earlier | 94.7% ±3.6 pts | 87.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3103 earn?
Half of the 2,558 households in Census Tract 3103 earn less than $69,297 a year (±$12,607), against $130,847 across Middlesex County: 331st highest of the county's 350 tracts with a reliable estimate. 7.8% of residents live below the poverty line.
| Measure | Tract 3103 | Lowell |
|---|---|---|
| Median household income | $69,297 ±$12,607 | $78,658 |
| Mean household income | $75,208 ±$9,594 | $98,552 |
| Per capita income | $29,204 ±$3,119 | $36,400 |
| People below the poverty line | 7.8% ±4.7 pts | 16.9% |
| Children under 18 below the poverty line | 8.0% ±10.2 pts | 21.8% |
| Households receiving SNAP | 19.0% ±6.4 pts | 27.0% |
| Households with a computer | 88.8% ±6.3 pts | 92.9% |
| Households with a broadband subscription | 83.9% ±7.6 pts | 87.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3103?
Owners occupy 53.7% of Census Tract 3103's occupied homes and renters 46.3%. The median owner-occupied home is valued at $338,800 by its owner (±$23,893). The median renter pays $1,661 a month including utilities, and 55.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 3103 | Lowell |
|---|---|---|
| Median home value (owner-occupied) | $338,800 ±$23,893 | $429,200 |
| Median gross rent | $1,661 ±$158 | $1,625 |
| Renters paying 35% or more of income on rent | 55.9% ±14.7 pts | 41.9% |
| Median monthly owner costs, with a mortgage | $2,171 ±$203 | $2,334 |
| Owner-occupied homes | 53.7% ±7.6 pts | 43.2% |
| Renter-occupied homes | 46.3% ±7.6 pts | 56.8% |
| Housing units | 2,583 ±297 | 44,850 |
| Single-family detached homes | 42.3% ±9.4 pts | 30.2% |
| Mobile homes | 0.0% ±1.6 pts | 0.3% |
| Built 2020 or later | 0.0% ±1.6 pts | 0.5% |
| Built 2010 to 2019 | 1.3% ±2.0 pts | 4.1% |
| Built 1939 or earlier | 58.0% ±9.0 pts | 43.9% |
| Households with no vehicle | 7.1% ±4.5 pts | 13.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3103 get to work?
76.7% of Census Tract 3103's workers drive alone. The average trip to work takes 30.9 minutes. The unemployment rate in 2020-2024 averaged 6.9%.
| Measure | Tract 3103 | Lowell |
|---|---|---|
| In the labor force (age 16+) | 71.8% ±6.9 pts | 67.6% |
| Unemployment rate | 6.9% ±4.0 pts | 5.7% |
| Drove alone to work | 76.7% ±6.8 pts | 71.0% |
| Carpooled | 7.8% ±4.4 pts | 9.9% |
| Public transportation | 4.8% ±3.8 pts | 1.6% |
| Walked | 2.3% ±2.0 pts | 4.1% |
| Worked from home | 5.3% ±3.7 pts | 10.6% |
| Mean travel time to work | 30.9 min ±3.8 | 27.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3103 compare with the other tracts in Middlesex County?
Among Middlesex County's tracts with a reliable estimate, Census Tract 3103 ranks as shown below (1 = highest).
| Measure | In Middlesex County | In Lowell |
|---|---|---|
| Population | 39th of 354 | 2nd of 26 |
| Residents per square mile | 71st of 357 | 10th of 26 |
| Median household income | 331st of 350 | 17th of 26 |
| Per capita income | 342nd of 354 | 19th of 26 |
| Median home value | 346th of 350 | 22nd of 26 |
| Median gross rent | 280th of 327 | 14th of 26 |
| Poverty rate | 118th of 223 | 23rd of 24 |
| Bachelor's degree or higher | 346th of 354 | 20th of 26 |
| Median age | 255th of 354 | 15th of 26 |
| Owner-occupied share | 216th of 351 | 8th of 26 |
The tracts next to it on Middlesex County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3831.01 | 328th | $71,771±$12,970 · within the margin of this tract |
| Tract 3113 | 329th | $71,450±$28,302 · within the margin of this tract |
| Tract 3531.02 | 330th | $71,302±$22,484 · within the margin of this tract |
| Tract 3103 | 331st | $69,297±$12,607 |
| Tract 3421.02 | 332nd | $68,864±$26,217 · within the margin of this tract |
| Tract 3418 | 333rd | $67,964±$22,464 · within the margin of this tract |
| Tract 3223 | 334th | $67,616±$7,340 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3103?
1 of the 18 figures for Census Tract 3103 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections