Census tract · Cleveland County
Census Tract 9512, Cleveland County, North Carolina
Census Tract 9512, GEOID 37045951200, in Cleveland County, North Carolina, mostly within Shelby (90% of its census blocks). 5,708 residents in the ACS 2020-2024 5-year estimates (±720); the 2020 Census counted 5,696.
Residents, 2020-2024
5,708
±720 (90% margin)
2020 Census count: 5,696
Median household income
$41,728
±$4,900 (90% margin)
Cleveland County: $58,534
Median home value
$181,500
±$15,139 (90% margin)
Cleveland County: $200,000
Median gross rent
$1,170
±$201 (90% margin)
Cleveland County: $914
Where is Census Tract 9512?
Census Tract 9512 is one of 24 census tracts in Cleveland County, North Carolina. It covers 5.69 square miles of land, 1,001 residents per square mile in 2020. Its GEOID, 37045951200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Shelby | 90% |
7 census tracts border Census Tract 9512: Tract 9507.02 ($70,625), Tract 9510 ($61,184), Tract 9511 ($40,568), Tract 9513 ($68,705), Tract 9515.03 ($62,734), Tract 9516.01 ($62,115) and Tract 9516.02 ($50,380). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9512?
The 2020-2024 American Community Survey puts Census Tract 9512's population at 5,708 (±720) in 2,625 households; the 2020 Census counted 5,696 residents and 2,533 housing units.
| Measure | Tract 9512 | Shelby |
|---|---|---|
| Total population | 5,708 ±720 | 22,100 |
| Households | 2,625 ±383 | 9,533 |
| Average household size | 2.17 ±0.24 | 2.26 |
| Housing units | 2,872 ±378 | 10,758 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9512?
The median resident of Census Tract 9512 is 32.8 years old; 22.0% are under 18 and 21.0% are 65 or older. The largest group is non-Hispanic white residents at 51.0%, then non-Hispanic Black residents at 31.6%.
| Measure | Tract 9512 | Shelby |
|---|---|---|
| Median age | 32.8 ±5.0 | 39.3 |
| Under 18 years | 22.0% ±5.1 pts | 23.2% |
| 65 years and over | 21.0% ±4.5 pts | 20.7% |
| Hispanic or Latino (any race) | 4.6% ±3.3 pts | 4.8% |
| White alone, not Hispanic | 51.0% ±8.5 pts | 53.7% |
| Black or African American alone, not Hispanic | 31.6% ±8.9 pts | 31.2% |
| Asian alone, not Hispanic | 0.8% ±0.9 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.1 pts | 0.5% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.3% |
| Two or more races, not Hispanic | 11.9% ±7.1 pts | 8.5% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.1% |
| Born outside the United States | 0.6% ±0.7 pts | 2.3% |
| Speak a language other than English at home (age 5+) | 2.9% ±2.3 pts | 4.2% |
| Civilian veterans (age 18+) | 11.6% ±5.8 pts | 9.5% |
| With a disability | 20.2% ±6.6 pts | 19.0% |
| No health insurance coverage | 7.0% ±3.0 pts | 6.4% |
| High school graduate or higher (age 25+) | 92.2% ±6.4 pts | 90.5% |
| Bachelor's degree or higher (age 25+) | 24.4% ±9.2 pts | 26.6% |
| Graduate or professional degree (age 25+) | 9.9% ±6.0 pts | 10.8% |
| Lived in the same house a year earlier | 82.4% ±10.3 pts | 87.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9512 earn?
Half of the 2,625 households in Census Tract 9512 earn less than $41,728 a year (±$4,900), against $58,534 across Cleveland County: 21st highest of the county's 24 tracts with a reliable estimate. 20.3% of residents live below the poverty line.
| Measure | Tract 9512 | Shelby |
|---|---|---|
| Median household income | $41,728 ±$4,900 | $48,376 |
| Mean household income | $57,163 ±$9,386 | $70,877 |
| Per capita income | $26,139 ±$4,613 | $31,112 |
| People below the poverty line | 20.3% ±7.2 pts | 17.6% |
| Children under 18 below the poverty line | 20.2% ±16.6 pts | 22.9% |
| Households receiving SNAP | 15.8% ±9.9 pts | 23.2% |
| Households with a computer | 93.3% ±4.6 pts | 90.2% |
| Households with a broadband subscription | 83.2% ±8.0 pts | 85.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9512?
Owners occupy 66.9% of Census Tract 9512's occupied homes and renters 33.1%. The median owner-occupied home is valued at $181,500 by its owner (±$15,139). The median renter pays $1,170 a month including utilities, and 75.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 9512 | Shelby |
|---|---|---|
| Median home value (owner-occupied) | $181,500 ±$15,139 | $197,200 |
| Median gross rent | $1,170 ±$201 | $945 |
| Renters paying 35% or more of income on rent | 75.3% ±15.6 pts | 44.8% |
| Median monthly owner costs, with a mortgage | $1,155 ±$101 | $1,358 |
| Owner-occupied homes | 66.9% ±7.0 pts | 59.9% |
| Renter-occupied homes | 33.1% ±7.0 pts | 40.1% |
| Housing units | 2,872 ±378 | 10,758 |
| Single-family detached homes | 72.5% ±7.1 pts | 69.2% |
| Mobile homes | 3.4% ±3.4 pts | 2.5% |
| Built 2020 or later | 2.0% ±2.6 pts | 1.6% |
| Built 2010 to 2019 | 2.3% ±2.5 pts | 2.4% |
| Built 1939 or earlier | 1.9% ±2.5 pts | 11.4% |
| Households with no vehicle | 0.0% ±1.6 pts | 6.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9512 get to work?
76.7% of Census Tract 9512's workers drive alone and 10.7% work from home. The average trip to work takes 12.5 minutes.
| Measure | Tract 9512 | Shelby |
|---|---|---|
| In the labor force (age 16+) | 60.0% ±8.5 pts | 55.5% |
| Unemployment rate | 4.4% ±3.8 pts | 3.6% |
| Drove alone to work | 76.7% ±8.0 pts | 79.6% |
| Carpooled | 12.6% ±5.9 pts | 9.4% |
| Public transportation | 0.0% ±1.6 pts | 0.0% |
| Walked | 0.0% ±1.6 pts | 1.1% |
| Worked from home | 10.7% ±6.6 pts | 9.6% |
| Mean travel time to work | 12.5 min ±2.1 | 20.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9512 compare with the other tracts in Cleveland County?
Among Cleveland County's tracts with a reliable estimate, Census Tract 9512 ranks as shown below (1 = highest).
| Measure | In Cleveland County | In Shelby |
|---|---|---|
| Population | 4th of 24 | 1st of 8 |
| Residents per square mile | 4th of 24 | 3rd of 8 |
| Median household income | 21st of 24 | 6th of 8 |
| Per capita income | 21st of 24 | 7th of 8 |
| Median home value | 17th of 24 | 7th of 8 |
| Median gross rent | 1st of 22 | 1st of 7 |
| Poverty rate | 7th of 22 | 2nd of 8 |
| Bachelor's degree or higher | 11th of 24 | 6th of 8 |
| Median age | 22nd of 24 | 8th of 8 |
| Owner-occupied share | 16th of 24 | 4th of 8 |
The tracts next to it on Cleveland County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9501.02 | 18th | $53,894±$13,090 · within the margin of this tract |
| Tract 9501.01 | 19th | $51,206±$12,595 · within the margin of this tract |
| Tract 9516.02 | 20th | $50,380±$15,207 · within the margin of this tract |
| Tract 9512 | 21st | $41,728±$4,900 |
| Tract 9511 | 22nd | $40,568±$16,958 · within the margin of this tract |
| Tract 9505 | 23rd | $35,946±$18,283 · within the margin of this tract |
| Tract 9509 | 24th | $35,463±$6,391 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9512?
2 of the 18 figures for Census Tract 9512 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections