Census tract · Cleveland County
Census Tract 9515.03, Cleveland County, North Carolina
Census Tract 9515.03, GEOID 37045951503, in Cleveland County, North Carolina, partly within Boiling Springs and Shelby. 2,702 residents in the ACS 2020-2024 5-year estimates (±426); the 2020 Census counted 2,453.
Residents, 2020-2024
2,702
±426 (90% margin)
2020 Census count: 2,453
Median household income
$62,734
±$12,752 (90% margin)
Cleveland County: $58,534
Median home value
$244,400
±$28,039 (90% margin)
Cleveland County: $200,000
Median gross rent
$854
±$169 (90% margin)
Cleveland County: $914
Where is Census Tract 9515.03?
Census Tract 9515.03 is one of 24 census tracts in Cleveland County, North Carolina. It covers 13.88 square miles of land, 177 residents per square mile in 2020. Its GEOID, 37045951503, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Boiling Springs | 7% |
| Shelby | 3% |
6 census tracts border Census Tract 9515.03: Tract 9512 ($41,728), Tract 9513 ($68,705), Tract 9514 ($63,068), Tract 9515.01 ($67,351), Tract 9515.02 ($74,191) and Tract 9516.01 ($62,115). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9515.03?
The 2020-2024 American Community Survey puts Census Tract 9515.03's population at 2,702 (±426) in 905 households; the 2020 Census counted 2,453 residents and 1,018 housing units.
| Measure | Tract 9515.03 | Cleveland County |
|---|---|---|
| Total population | 2,702 ±426 | 100,991 |
| Households | 905 ±116 | 38,850 |
| Average household size | 2.99 ±0.34 | 2.55 |
| Housing units | 1,005 ±113 | 44,304 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9515.03?
The median resident of Census Tract 9515.03 is 31.9 years old; 29.2% are under 18 and 12.7% are 65 or older. The largest group is non-Hispanic white residents at 82.6%, then non-Hispanic Black residents at 9.6%.
| Measure | Tract 9515.03 | Cleveland County |
|---|---|---|
| Median age | 31.9 ±6.5 | 41.3 |
| Under 18 years | 29.2% ±6.8 pts | 22.3% |
| 65 years and over | 12.7% ±3.1 pts | 18.8% |
| Hispanic or Latino (any race) | 4.0% ±3.4 pts | 4.7% |
| White alone, not Hispanic | 82.6% ±7.1 pts | 70.6% |
| Black or African American alone, not Hispanic | 9.6% ±6.2 pts | 17.9% |
| Asian alone, not Hispanic | 0.0% ±1.6 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.6 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.6 pts | 0.1% |
| Two or more races, not Hispanic | 3.8% ±3.3 pts | 5.3% |
| Some other race alone, not Hispanic | 0.0% ±1.6 pts | 0.2% |
| Born outside the United States | 4.4% ±3.5 pts | 3.1% |
| Speak a language other than English at home (age 5+) | 4.2% ±3.3 pts | 5.1% |
| Civilian veterans (age 18+) | 6.2% ±3.0 pts | 7.3% |
| With a disability | 15.2% ±3.9 pts | 16.8% |
| No health insurance coverage | 10.2% ±5.6 pts | 9.3% |
| High school graduate or higher (age 25+) | 93.2% ±4.3 pts | 88.4% |
| Bachelor's degree or higher (age 25+) | 25.9% ±7.2 pts | 22.0% |
| Graduate or professional degree (age 25+) | 9.3% ±4.4 pts | 8.0% |
| Lived in the same house a year earlier | 93.1% ±4.8 pts | 90.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9515.03 earn?
Half of the 905 households in Census Tract 9515.03 earn less than $62,734 a year (±$12,752), against $58,534 across Cleveland County: 12th highest of the county's 24 tracts with a reliable estimate. 12.3% of residents live below the poverty line.
| Measure | Tract 9515.03 | Cleveland County |
|---|---|---|
| Median household income | $62,734 ±$12,752 | $58,534 |
| Mean household income | $77,337 ±$9,932 | $76,018 |
| Per capita income | $27,170 ±$3,724 | $30,294 |
| People below the poverty line | 12.3% ±6.5 pts | 16.6% |
| Children under 18 below the poverty line | 11.2% ±10.6 pts | 25.0% |
| Households receiving SNAP | 15.4% ±6.6 pts | 21.3% |
| Households with a computer | 89.8% ±7.9 pts | 91.3% |
| Households with a broadband subscription | 87.1% ±8.2 pts | 85.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9515.03?
Owners occupy 79.3% of Census Tract 9515.03's occupied homes and renters 20.7%. The median owner-occupied home is valued at $244,400 by its owner (±$28,039). The median renter pays $854 a month including utilities.
| Measure | Tract 9515.03 | Cleveland County |
|---|---|---|
| Median home value (owner-occupied) | $244,400 ±$28,039 | $200,000 |
| Median gross rent | $854 ±$169 | $914 |
| Renters paying 35% or more of income on rent | 42.3% ±33.2 pts | 40.9% |
| Median monthly owner costs, with a mortgage | $1,252 ±$113 | $1,257 |
| Owner-occupied homes | 79.3% ±8.5 pts | 70.9% |
| Renter-occupied homes | 20.7% ±8.5 pts | 29.1% |
| Housing units | 1,005 ±113 | 44,304 |
| Single-family detached homes | 73.5% ±7.5 pts | 69.7% |
| Mobile homes | 21.3% ±7.4 pts | 18.2% |
| Built 2020 or later | 4.5% ±3.3 pts | 1.7% |
| Built 2010 to 2019 | 3.9% ±3.5 pts | 5.2% |
| Built 1939 or earlier | 4.0% ±2.7 pts | 6.4% |
| Households with no vehicle | 7.3% ±6.8 pts | 5.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9515.03 get to work?
83.7% of Census Tract 9515.03's workers drive alone. The average trip to work takes 27.5 minutes.
| Measure | Tract 9515.03 | Cleveland County |
|---|---|---|
| In the labor force (age 16+) | 62.8% ±6.1 pts | 58.7% |
| Unemployment rate | 6.0% ±4.0 pts | 5.2% |
| Drove alone to work | 83.7% ±6.3 pts | 82.2% |
| Carpooled | 13.2% ±5.8 pts | 9.1% |
| Public transportation | 0.0% ±3.7 pts | 0.0% |
| Walked | 0.0% ±3.7 pts | 1.3% |
| Worked from home | 3.1% ±3.3 pts | 6.8% |
| Mean travel time to work | 27.5 min ±4.8 | 25.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9515.03 compare with the other tracts in Cleveland County?
Among Cleveland County's tracts with a reliable estimate, Census Tract 9515.03 ranks as shown below (1 = highest).
| Measure | In Cleveland County |
|---|---|
| Population | 22nd of 24 |
| Residents per square mile | 17th of 24 |
| Median household income | 12th of 24 |
| Per capita income | 19th of 24 |
| Median home value | 4th of 24 |
| Median gross rent | 17th of 22 |
| Poverty rate | 18th of 22 |
| Bachelor's degree or higher | 7th of 24 |
| Median age | 24th of 24 |
| Owner-occupied share | 7th of 24 |
The tracts next to it on Cleveland County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9503.01 | 9th | $65,049±$7,853 · within the margin of this tract |
| Tract 9504 | 10th | $65,020±$19,667 · within the margin of this tract |
| Tract 9514 | 11th | $63,068±$13,771 · within the margin of this tract |
| Tract 9515.03 | 12th | $62,734±$12,752 |
| Tract 9516.01 | 13th | $62,115±$11,294 · within the margin of this tract |
| Tract 9510 | 14th | $61,184±$15,675 · within the margin of this tract |
| Tract 9502 | 15th | $58,204±$3,930 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9515.03?
3 of the 18 figures for Census Tract 9515.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections