Census tract · Cleveland County

Census Tract 9516.01, Cleveland County, North Carolina

Census Tract 9516.01, GEOID 37045951601, in Cleveland County, North Carolina, partly within Earl and Shelby. 4,303 residents in the ACS 2020-2024 5-year estimates (±563); the 2020 Census counted 4,344.

Residents, 2020-2024

4,303

±563 (90% margin)
2020 Census count: 4,344

Median household income

$62,115

±$11,294 (90% margin)
Cleveland County: $58,534

Median home value

$167,800

±$21,977 (90% margin)
Cleveland County: $200,000

Median gross rent

$940

±$87 (90% margin)
Cleveland County: $914

Where is Census Tract 9516.01?

Census Tract 9516.01 is one of 24 census tracts in Cleveland County, North Carolina. It covers 22.77 square miles of land, 191 residents per square mile in 2020. Its GEOID, 37045951601, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 9516.01 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Earl25%
Shelby7%
Census Tract 9516.01 (marked with a dot) in Cleveland County, North Carolina. Boundaries: Census Bureau 2024.
9506.0495129515.029515.039516.02 9516.01 5 mi
Census Tract 9516.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

5 census tracts border Census Tract 9516.01: Tract 9506.04 ($54,473), Tract 9512 ($41,728), Tract 9515.02 ($74,191), Tract 9515.03 ($62,734) and Tract 9516.02 ($50,380). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9516.01?

The 2020-2024 American Community Survey puts Census Tract 9516.01's population at 4,303 (±563) in 1,596 households; the 2020 Census counted 4,344 residents and 1,791 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9516.01Cleveland CountyNorth Carolina
Total population 4,303 ±563 100,991 10,730,404
Households 1,596 ±195 38,850 4,282,345
Average household size 2.70 ±0.29 2.55 2.44
Housing units 1,965 ±226 44,304 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9516.01?

The median resident of Census Tract 9516.01 is 41.6 years old; 21.8% are under 18 and 17.6% are 65 or older. The largest group is non-Hispanic white residents at 60.0%, then non-Hispanic Black residents at 30.1%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9516.01Cleveland CountyNorth Carolina
Median age 41.6 ±3.9 41.3 39.1
Under 18 years 21.8% ±3.7 pts 22.3% 21.8%
65 years and over 17.6% ±4.3 pts 18.8% 17.2%
Hispanic or Latino (any race) 1.8% ±1.4 pts 4.7% 11.3%
White alone, not Hispanic 60.0% ±7.9 pts 70.6% 60.0%
Black or African American alone, not Hispanic 30.1% ±8.5 pts 17.9% 20.0%
Asian alone, not Hispanic 0.2% ±0.3 pts 0.9% 3.3%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.1 pts 0.2% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.0 pts 0.1% 0.1%
Two or more races, not Hispanic 7.5% ±3.9 pts 5.3% 4.1%
Some other race alone, not Hispanic 0.3% ±0.4 pts 0.2% 0.5%
Born outside the United States 0.9% ±0.6 pts 3.1% 9.1%
Speak a language other than English at home (age 5+) 1.8% ±1.8 pts 5.1% 13.5%
Civilian veterans (age 18+) 8.3% ±3.3 pts 7.3% 7.4%
With a disability 17.4% ±3.8 pts 16.8% 13.6%
No health insurance coverage 10.9% ±3.9 pts 9.3% 9.9%
High school graduate or higher (age 25+) 83.3% ±7.0 pts 88.4% 90.1%
Bachelor's degree or higher (age 25+) 14.0% ±4.5 pts 22.0% 35.7%
Graduate or professional degree (age 25+) 5.9% ±2.6 pts 8.0% 13.5%
Lived in the same house a year earlier 91.4% ±3.8 pts 90.7% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9516.01 earn?

Half of the 1,596 households in Census Tract 9516.01 earn less than $62,115 a year (±$11,294), against $58,534 across Cleveland County: 13th highest of the county's 24 tracts with a reliable estimate. 22.7% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9516.01Cleveland CountyNorth Carolina
Median household income $62,115 ±$11,294 $58,534 $72,388
Mean household income $73,842 ±$11,475 $76,018 $101,208
Per capita income $30,054 ±$5,056 $30,294 $41,385
People below the poverty line 22.7% ±9.2 pts 16.6% 13.0%
Children under 18 below the poverty line 31.7% ±19.2 pts 25.0% 17.7%
Households receiving SNAP 24.7% ±8.1 pts 21.3% 12.8%
Households with a computer 92.7% ±5.3 pts 91.3% 94.9%
Households with a broadband subscription 85.8% ±6.0 pts 85.0% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9516.01?

Owners occupy 66.9% of Census Tract 9516.01's occupied homes and renters 33.1%. The median owner-occupied home is valued at $167,800 by its owner (±$21,977). The median renter pays $940 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9516.01Cleveland CountyNorth Carolina
Median home value (owner-occupied) $167,800 ±$21,977 $200,000 $288,900
Median gross rent $940 ±$87 $914 $1,228
Renters paying 35% or more of income on rent 17.8% ±13.7 pts 40.9% 39.6%
Median monthly owner costs, with a mortgage $1,319 ±$117 $1,257 $1,631
Owner-occupied homes 66.9% ±9.3 pts 70.9% 66.6%
Renter-occupied homes 33.1% ±9.3 pts 29.1% 33.4%
Housing units 1,965 ±226 44,304 4,895,668
Single-family detached homes 69.1% ±7.4 pts 69.7% 65.3%
Mobile homes 27.3% ±6.9 pts 18.2% 11.0%
Built 2020 or later 3.1% ±2.2 pts 1.7% 3.0%
Built 2010 to 2019 6.0% ±2.7 pts 5.2% 13.5%
Built 1939 or earlier 6.8% ±4.4 pts 6.4% 4.9%
Households with no vehicle 4.4% ±3.7 pts 5.0% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9516.01 get to work?

80.4% of Census Tract 9516.01's workers drive alone and 6.7% work from home. The average trip to work takes 24.5 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9516.01Cleveland CountyNorth Carolina
In the labor force (age 16+) 60.0% ±5.8 pts 58.7% 62.8%
Unemployment rate 7.8% ±6.1 pts 5.2% 4.7%
Drove alone to work 80.4% ±8.0 pts 82.2% 71.5%
Carpooled 10.9% ±5.0 pts 9.1% 8.5%
Public transportation 0.0% ±2.3 pts 0.0% 0.7%
Walked 2.1% ±2.6 pts 1.3% 1.6%
Worked from home 6.7% ±4.0 pts 6.8% 16.3%
Mean travel time to work 24.5 min ±3.2 25.3 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9516.01 compare with the other tracts in Cleveland County?

Among Cleveland County's tracts with a reliable estimate, Census Tract 9516.01 ranks as shown below (1 = highest).

Census Tract 9516.01's rank among the tracts of Cleveland County
MeasureIn Cleveland County
Population10th of 24
Residents per square mile16th of 24
Median household income13th of 24
Per capita income12th of 24
Median home value20th of 24
Median gross rent9th of 22
Poverty rate4th of 22
Bachelor's degree or higher22nd of 24
Median age13th of 24
Owner-occupied share16th of 24

The tracts next to it on Cleveland County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 950410th$65,020±$19,667 · within the margin of this tract8,539
Tract 951411th$63,068±$13,771 · within the margin of this tract6,264
Tract 9515.0312th$62,734±$12,752 · within the margin of this tract2,702
Tract 9516.0113th$62,115±$11,2944,303
Tract 951014th$61,184±$15,675 · within the margin of this tract3,361
Tract 950215th$58,204±$3,930 · within the margin of this tract4,530
Tract 9506.0416th$54,473±$18,794 · within the margin of this tract3,521

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9516.01?

2 of the 18 figures for Census Tract 9516.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections