Census tract · Montgomery County

Census Tract 9603.01, Montgomery County, North Carolina

Census Tract 9603.01, GEOID 37123960301, in Montgomery County, North Carolina, outside any city, town or census-designated place. 1,402 residents in the ACS 2020-2024 5-year estimates (±236); the 2020 Census counted 1,629.

Residents, 2020-2024

1,402

±236 (90% margin)
2020 Census count: 1,629

Median household income

$65,469

±$8,330 (90% margin)
Montgomery County: $57,766

Median home value

$297,200

±$39,679 (90% margin)
Montgomery County: $161,700

Median gross rent

$831

±$241 (90% margin)
Montgomery County: $766

Where is Census Tract 9603.01?

Census Tract 9603.01 is one of 10 census tracts in Montgomery County, North Carolina. It covers 30.36 square miles of land, 54 residents per square mile in 2020. Its GEOID, 37123960301, names it uniquely (how tract numbers and GEOIDs work).

Census Tract 9603.01 (marked with a dot) in Montgomery County, North Carolina. Boundaries: Census Bureau 2024.
9602.029603.029604.029302 9603.01 5 mi
Census Tract 9603.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Montgomery County.

4 census tracts border Census Tract 9603.01: Tract 9602.02 ($65,020), Tract 9603.02 ($70,720), Tract 9604.02 ($48,125) and Tract 9302 in Stanly County ($57,031). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 9603.01?

The 2020-2024 American Community Survey puts Census Tract 9603.01's population at 1,402 (±236) in 621 households; the 2020 Census counted 1,629 residents and 1,058 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 9603.01Montgomery CountyNorth Carolina
Total population 1,402 ±236 26,007 10,730,404
Households 621 ±88 10,643 4,282,345
Average household size 2.26 ±0.27 2.37 2.44
Housing units 910 ±107 14,998 4,895,668

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 9603.01?

The median resident of Census Tract 9603.01 is 55.1 years old; 16.3% are under 18 and 28.7% are 65 or older. The largest group is non-Hispanic white residents at 96.4%, then non-Hispanic Asian residents at 1.4%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 9603.01Montgomery CountyNorth Carolina
Median age 55.1 ±11.2 44.0 39.1
Under 18 years 16.3% ±6.0 pts 20.4% 21.8%
65 years and over 28.7% ±10.5 pts 22.3% 17.2%
Hispanic or Latino (any race) 0.0% ±3.0 pts 15.8% 11.3%
White alone, not Hispanic 96.4% ±3.2 pts 62.7% 60.0%
Black or African American alone, not Hispanic 0.6% ±0.9 pts 16.0% 20.0%
Asian alone, not Hispanic 1.4% ±2.2 pts 1.5% 3.3%
American Indian and Alaska Native alone, not Hispanic 0.8% ±1.3 pts 0.5% 0.8%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±3.0 pts 0.0% 0.1%
Two or more races, not Hispanic 0.9% ±1.7 pts 3.2% 4.1%
Some other race alone, not Hispanic 0.0% ±3.0 pts 0.3% 0.5%
Born outside the United States 1.0% ±1.3 pts 7.9% 9.1%
Speak a language other than English at home (age 5+) 1.7% ±2.0 pts 15.9% 13.5%
Civilian veterans (age 18+) 7.3% ±4.6 pts 6.3% 7.4%
With a disability 16.8% ±4.8 pts 19.7% 13.6%
No health insurance coverage 5.3% ±5.5 pts 12.5% 9.9%
High school graduate or higher (age 25+) 93.6% ±4.7 pts 83.5% 90.1%
Bachelor's degree or higher (age 25+) 44.3% ±8.7 pts 19.2% 35.7%
Graduate or professional degree (age 25+) 18.8% ±7.6 pts 6.9% 13.5%
Lived in the same house a year earlier 86.3% ±7.6 pts 90.1% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 9603.01 earn?

Half of the 621 households in Census Tract 9603.01 earn less than $65,469 a year (±$8,330), against $57,766 across Montgomery County: 3rd highest of the county's 10 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 9603.01Montgomery CountyNorth Carolina
Median household income $65,469 ±$8,330 $57,766 $72,388
Mean household income $102,305 ±$20,655 $78,269 $101,208
Per capita income $43,666 ±$7,226 $31,156 $41,385
People below the poverty line 7.8% ±7.6 pts 15.4% 13.0%
Children under 18 below the poverty line 7.9% ±11.9 pts 20.3% 17.7%
Households receiving SNAP 15.1% ±9.2 pts 18.6% 12.8%
Households with a computer 94.0% ±5.5 pts 92.9% 94.9%
Households with a broadband subscription 93.9% ±6.2 pts 82.7% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 9603.01?

Owners occupy 89.5% of Census Tract 9603.01's occupied homes and renters 10.5%. The median owner-occupied home is valued at $297,200 by its owner (±$39,679). The median renter pays $831 a month including utilities, and 100.0% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 9603.01Montgomery CountyNorth Carolina
Median home value (owner-occupied) $297,200 ±$39,679 $161,700 $288,900
Median gross rent $831 ±$241 $766 $1,228
Renters paying 35% or more of income on rent 100.0% ±55.0 pts 34.6% 39.6%
Median monthly owner costs, with a mortgage $1,518 ±$372 $1,383 $1,631
Owner-occupied homes 89.5% ±7.2 pts 75.0% 66.6%
Renter-occupied homes 10.5% ±7.2 pts 25.0% 33.4%
Housing units 910 ±107 14,998 4,895,668
Single-family detached homes 88.4% ±6.8 pts 64.6% 65.3%
Mobile homes 11.6% ±6.8 pts 29.4% 11.0%
Built 2020 or later 0.0% ±4.6 pts 1.1% 3.0%
Built 2010 to 2019 12.1% ±6.2 pts 6.9% 13.5%
Built 1939 or earlier 0.8% ±1.0 pts 8.9% 4.9%
Households with no vehicle 2.4% ±3.1 pts 4.8% 5.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 9603.01 get to work?

73.4% of Census Tract 9603.01's workers drive alone and 18.8% work from home. The average trip to work takes 39.4 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 9603.01Montgomery CountyNorth Carolina
In the labor force (age 16+) 56.4% ±10.7 pts 53.2% 62.8%
Unemployment rate 1.0% ±1.9 pts 2.8% 4.7%
Drove alone to work 73.4% ±11.1 pts 84.0% 71.5%
Carpooled 6.3% ±8.0 pts 7.7% 8.5%
Public transportation 0.0% ±6.2 pts 0.0% 0.7%
Walked 1.5% ±3.4 pts 1.3% 1.6%
Worked from home 18.8% ±6.8 pts 5.9% 16.3%
Mean travel time to work 39.4 min ±7.6 27.1 min 25.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 9603.01 compare with the other tracts in Montgomery County?

Among Montgomery County's tracts with a reliable estimate, Census Tract 9603.01 ranks as shown below (1 = highest).

Census Tract 9603.01's rank among the tracts of Montgomery County
MeasureIn Montgomery County
Population9th of 10
Residents per square mile6th of 10
Median household income3rd of 10
Per capita income2nd of 10
Median home value1st of 10
Median gross rent4th of 8
Bachelor's degree or higher1st of 10
Median age3rd of 10
Owner-occupied share2nd of 10

The tracts next to it on Montgomery County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 9603.021st$70,720±$9,297 · within the margin of this tract3,384
Tract 9602.012nd$66,023±$9,104 · within the margin of this tract1,897
Tract 9603.013rd$65,469±$8,3301,402
Tract 9602.024th$65,020±$14,342 · within the margin of this tract4,058
Tract 9604.015th$58,901±$6,892 · within the margin of this tract2,060
Tract 9605.016th$51,838±$16,591 · within the margin of this tract1,984

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 9603.01?

4 of the 18 figures for Census Tract 9603.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections