Census tract · Montgomery County
Census Tract 9603.02, Montgomery County, North Carolina
Census Tract 9603.02, GEOID 37123960302, in Montgomery County, North Carolina, outside any city, town or census-designated place. 3,384 residents in the ACS 2020-2024 5-year estimates (±512); the 2020 Census counted 2,450.
Residents, 2020-2024
3,384
±512 (90% margin)
2020 Census count: 2,450
Median household income
$70,720
±$9,297 (90% margin)
Montgomery County: $57,766
Median home value
$193,000
±$78,822 (90% margin)
Montgomery County: $161,700
Median gross rent
not published
Montgomery County: $766
Where is Census Tract 9603.02?
Census Tract 9603.02 is one of 10 census tracts in Montgomery County, North Carolina. It covers 81.73 square miles of land, 30 residents per square mile in 2020. Its GEOID, 37123960302, names it uniquely (how tract numbers and GEOIDs work).
7 census tracts border Census Tract 9603.02: Tract 620.01 in Davidson County ($78,041), Tract 9602.01 ($66,023), Tract 9602.02 ($65,020), Tract 9603.01 ($65,469), Tract 307 in Randolph County ($59,516), Tract 9301.02 in Stanly County ($63,207) and Tract 9302 in Stanly County ($57,031). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9603.02?
The 2020-2024 American Community Survey puts Census Tract 9603.02's population at 3,384 (±512) in 1,585 households; the 2020 Census counted 2,450 residents and 2,675 housing units.
| Measure | Tract 9603.02 | Montgomery County |
|---|---|---|
| Total population | 3,384 ±512 | 26,007 |
| Households | 1,585 ±214 | 10,643 |
| Average household size | 2.14 ±0.18 | 2.37 |
| Housing units | 2,911 ±277 | 14,998 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9603.02?
The median resident of Census Tract 9603.02 is 59.4 years old; 6.4% are under 18 and 36.5% are 65 or older. The largest group is non-Hispanic white residents at 93.5%, then Hispanic or Latino residents (of any race) at 3.0%.
| Measure | Tract 9603.02 | Montgomery County |
|---|---|---|
| Median age | 59.4 ±2.1 | 44.0 |
| Under 18 years | 6.4% ±3.5 pts | 20.4% |
| 65 years and over | 36.5% ±6.8 pts | 22.3% |
| Hispanic or Latino (any race) | 3.0% ±3.1 pts | 15.8% |
| White alone, not Hispanic | 93.5% ±4.5 pts | 62.7% |
| Black or African American alone, not Hispanic | 1.5% ±2.2 pts | 16.0% |
| Asian alone, not Hispanic | 0.0% ±1.2 pts | 1.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.9% ±1.0 pts | 0.5% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 1.0% ±1.1 pts | 3.2% |
| Some other race alone, not Hispanic | 0.1% ±0.2 pts | 0.3% |
| Born outside the United States | 1.7% ±1.5 pts | 7.9% |
| Speak a language other than English at home (age 5+) | 3.0% ±3.2 pts | 15.9% |
| Civilian veterans (age 18+) | 10.1% ±4.2 pts | 6.3% |
| With a disability | 20.4% ±6.6 pts | 19.7% |
| No health insurance coverage | 5.1% ±3.7 pts | 12.5% |
| High school graduate or higher (age 25+) | 89.4% ±6.1 pts | 83.5% |
| Bachelor's degree or higher (age 25+) | 23.8% ±7.0 pts | 19.2% |
| Graduate or professional degree (age 25+) | 6.8% ±3.0 pts | 6.9% |
| Lived in the same house a year earlier | 90.8% ±5.6 pts | 90.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9603.02 earn?
Half of the 1,585 households in Census Tract 9603.02 earn less than $70,720 a year (±$9,297), against $57,766 across Montgomery County: 1st highest of the county's 10 tracts with a reliable estimate. 9.9% of residents live below the poverty line.
| Measure | Tract 9603.02 | Montgomery County |
|---|---|---|
| Median household income | $70,720 ±$9,297 | $57,766 |
| Mean household income | $107,672 ±$18,523 | $78,269 |
| Per capita income | $47,933 ±$8,565 | $31,156 |
| People below the poverty line | 9.9% ±5.2 pts | 15.4% |
| Children under 18 below the poverty line | 19.1% ±17.6 pts | 20.3% |
| Households receiving SNAP | 6.6% ±5.9 pts | 18.6% |
| Households with a computer | 99.4% ±1.1 pts | 92.9% |
| Households with a broadband subscription | 89.8% ±7.7 pts | 82.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9603.02?
Owners occupy 93.6% of Census Tract 9603.02's occupied homes and renters 6.4%. The median owner-occupied home is valued at $193,000 by its owner (±$78,822).
| Measure | Tract 9603.02 | Montgomery County |
|---|---|---|
| Median home value (owner-occupied) | $193,000 ±$78,822 | $161,700 |
| Renters paying 35% or more of income on rent | 0.0% ±45.3 pts | 34.6% |
| Median monthly owner costs, with a mortgage | $1,654 ±$285 | $1,383 |
| Owner-occupied homes | 93.6% ±4.6 pts | 75.0% |
| Renter-occupied homes | 6.4% ±4.6 pts | 25.0% |
| Housing units | 2,911 ±277 | 14,998 |
| Single-family detached homes | 68.2% ±8.0 pts | 64.6% |
| Mobile homes | 31.4% ±8.0 pts | 29.4% |
| Built 2020 or later | 1.7% ±1.9 pts | 1.1% |
| Built 2010 to 2019 | 6.2% ±3.6 pts | 6.9% |
| Built 1939 or earlier | 3.5% ±2.8 pts | 8.9% |
| Households with no vehicle | 0.0% ±2.6 pts | 4.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9603.02 get to work?
85.9% of Census Tract 9603.02's workers drive alone. The average trip to work takes 38.8 minutes.
| Measure | Tract 9603.02 | Montgomery County |
|---|---|---|
| In the labor force (age 16+) | 44.1% ±8.5 pts | 53.2% |
| Unemployment rate | 1.2% ±1.5 pts | 2.8% |
| Drove alone to work | 85.9% ±7.0 pts | 84.0% |
| Carpooled | 5.6% ±5.1 pts | 7.7% |
| Public transportation | 0.0% ±3.1 pts | 0.0% |
| Walked | 0.0% ±3.1 pts | 1.3% |
| Worked from home | 7.2% ±5.3 pts | 5.9% |
| Mean travel time to work | 38.8 min ±6.8 | 27.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9603.02 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 9603.02 ranks as shown below (1 = highest).
| Measure | In Montgomery County |
|---|---|
| Population | 3rd of 10 |
| Residents per square mile | 9th of 10 |
| Median household income | 1st of 10 |
| Per capita income | 1st of 10 |
| Median home value | 3rd of 10 |
| Poverty rate | 8th of 9 |
| Bachelor's degree or higher | 3rd of 10 |
| Median age | 1st of 10 |
| Owner-occupied share | 1st of 10 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9603.02 | 1st | $70,720±$9,297 |
| Tract 9602.01 | 2nd | $66,023±$9,104 · within the margin of this tract |
| Tract 9603.01 | 3rd | $65,469±$8,330 · within the margin of this tract |
| Tract 9602.02 | 4th | $65,020±$14,342 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9603.02?
4 of the 17 figures for Census Tract 9603.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections