Census tract · Cleveland County
Census Tract 9514, Cleveland County, North Carolina
Census Tract 9514, GEOID 37045951400, in Cleveland County, North Carolina, partly within Mooresboro, Lattimore, Kingstown, Boiling Springs and Shelby. 6,264 residents in the ACS 2020-2024 5-year estimates (±857); the 2020 Census counted 6,588.
Residents, 2020-2024
6,264
±857 (90% margin)
2020 Census count: 6,588
Median household income
$63,068
±$13,771 (90% margin)
Cleveland County: $58,534
Median home value
$215,800
±$23,316 (90% margin)
Cleveland County: $200,000
Median gross rent
$846
±$201 (90% margin)
Cleveland County: $914
Where is Census Tract 9514?
Census Tract 9514 is one of 24 census tracts in Cleveland County, North Carolina. It covers 43.72 square miles of land, 151 residents per square mile in 2020. Its GEOID, 37045951400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Mooresboro | 11% |
| Lattimore | 10% |
| Kingstown | 3% |
| Boiling Springs | 2% |
| Shelby | 2% |
6 census tracts border Census Tract 9514: Tract 9501.02 ($53,894), Tract 9513 ($68,705), Tract 9515.01 ($67,351), Tract 9515.03 ($62,734), Tract 9610.02 in Rutherford County ($53,633) and Tract 9611.04 in Rutherford County ($39,922). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 9514?
The 2020-2024 American Community Survey puts Census Tract 9514's population at 6,264 (±857) in 2,303 households; the 2020 Census counted 6,588 residents and 2,797 housing units.
| Measure | Tract 9514 | Cleveland County |
|---|---|---|
| Total population | 6,264 ±857 | 100,991 |
| Households | 2,303 ±263 | 38,850 |
| Average household size | 2.67 ±0.27 | 2.55 |
| Housing units | 2,632 ±256 | 44,304 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 9514?
The median resident of Census Tract 9514 is 42.2 years old; 21.3% are under 18 and 23.1% are 65 or older. The largest group is non-Hispanic white residents at 77.5%, then non-Hispanic Black residents at 15.9%.
| Measure | Tract 9514 | Cleveland County |
|---|---|---|
| Median age | 42.2 ±6.6 | 41.3 |
| Under 18 years | 21.3% ±4.5 pts | 22.3% |
| 65 years and over | 23.1% ±4.6 pts | 18.8% |
| Hispanic or Latino (any race) | 0.4% ±0.4 pts | 4.7% |
| White alone, not Hispanic | 77.5% ±7.5 pts | 70.6% |
| Black or African American alone, not Hispanic | 15.9% ±8.3 pts | 17.9% |
| Asian alone, not Hispanic | 0.0% ±0.7 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.1 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.1% |
| Two or more races, not Hispanic | 6.1% ±3.2 pts | 5.3% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.2% |
| Born outside the United States | 1.1% ±1.1 pts | 3.1% |
| Speak a language other than English at home (age 5+) | 2.1% ±1.6 pts | 5.1% |
| Civilian veterans (age 18+) | 3.9% ±2.0 pts | 7.3% |
| With a disability | 17.8% ±5.0 pts | 16.8% |
| No health insurance coverage | 19.4% ±8.6 pts | 9.3% |
| High school graduate or higher (age 25+) | 83.9% ±4.7 pts | 88.4% |
| Bachelor's degree or higher (age 25+) | 21.7% ±6.3 pts | 22.0% |
| Graduate or professional degree (age 25+) | 6.9% ±2.9 pts | 8.0% |
| Lived in the same house a year earlier | 84.2% ±8.4 pts | 90.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 9514 earn?
Half of the 2,303 households in Census Tract 9514 earn less than $63,068 a year (±$13,771), against $58,534 across Cleveland County: 11th highest of the county's 24 tracts with a reliable estimate. 14.9% of residents live below the poverty line.
| Measure | Tract 9514 | Cleveland County |
|---|---|---|
| Median household income | $63,068 ±$13,771 | $58,534 |
| Mean household income | $78,053 ±$11,968 | $76,018 |
| Per capita income | $29,216 ±$4,111 | $30,294 |
| People below the poverty line | 14.9% ±8.3 pts | 16.6% |
| Children under 18 below the poverty line | 26.0% ±22.7 pts | 25.0% |
| Households receiving SNAP | 21.3% ±8.2 pts | 21.3% |
| Households with a computer | 89.8% ±5.3 pts | 91.3% |
| Households with a broadband subscription | 79.9% ±7.7 pts | 85.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 9514?
Owners occupy 76.5% of Census Tract 9514's occupied homes and renters 23.5%. The median owner-occupied home is valued at $215,800 by its owner (±$23,316). The median renter pays $846 a month including utilities.
| Measure | Tract 9514 | Cleveland County |
|---|---|---|
| Median home value (owner-occupied) | $215,800 ±$23,316 | $200,000 |
| Median gross rent | $846 ±$201 | $914 |
| Renters paying 35% or more of income on rent | 10.9% ±9.4 pts | 40.9% |
| Median monthly owner costs, with a mortgage | $1,200 ±$150 | $1,257 |
| Owner-occupied homes | 76.5% ±6.8 pts | 70.9% |
| Renter-occupied homes | 23.5% ±6.8 pts | 29.1% |
| Housing units | 2,632 ±256 | 44,304 |
| Single-family detached homes | 70.6% ±8.2 pts | 69.7% |
| Mobile homes | 22.5% ±7.3 pts | 18.2% |
| Built 2020 or later | 0.7% ±0.9 pts | 1.7% |
| Built 2010 to 2019 | 7.5% ±4.5 pts | 5.2% |
| Built 1939 or earlier | 3.5% ±2.1 pts | 6.4% |
| Households with no vehicle | 5.0% ±4.8 pts | 5.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 9514 get to work?
75.5% of Census Tract 9514's workers drive alone and 9.1% work from home. The average trip to work takes 22.5 minutes.
| Measure | Tract 9514 | Cleveland County |
|---|---|---|
| In the labor force (age 16+) | 52.5% ±7.0 pts | 58.7% |
| Unemployment rate | 5.1% ±5.2 pts | 5.2% |
| Drove alone to work | 75.5% ±8.9 pts | 82.2% |
| Carpooled | 14.3% ±6.4 pts | 9.1% |
| Public transportation | 0.0% ±1.7 pts | 0.0% |
| Walked | 0.0% ±1.7 pts | 1.3% |
| Worked from home | 9.1% ±5.5 pts | 6.8% |
| Mean travel time to work | 22.5 min ±3.0 | 25.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 9514 compare with the other tracts in Cleveland County?
Among Cleveland County's tracts with a reliable estimate, Census Tract 9514 ranks as shown below (1 = highest).
| Measure | In Cleveland County |
|---|---|
| Population | 3rd of 24 |
| Residents per square mile | 19th of 24 |
| Median household income | 11th of 24 |
| Per capita income | 14th of 24 |
| Median home value | 8th of 24 |
| Median gross rent | 18th of 22 |
| Poverty rate | 12th of 22 |
| Bachelor's degree or higher | 15th of 24 |
| Median age | 11th of 24 |
| Owner-occupied share | 10th of 24 |
The tracts next to it on Cleveland County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9515.01 | 8th | $67,351±$10,197 · within the margin of this tract |
| Tract 9503.01 | 9th | $65,049±$7,853 · within the margin of this tract |
| Tract 9504 | 10th | $65,020±$19,667 · within the margin of this tract |
| Tract 9514 | 11th | $63,068±$13,771 |
| Tract 9515.03 | 12th | $62,734±$12,752 · within the margin of this tract |
| Tract 9516.01 | 13th | $62,115±$11,294 · within the margin of this tract |
| Tract 9510 | 14th | $61,184±$15,675 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 9514?
2 of the 18 figures for Census Tract 9514 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections