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Place dossier plate
SheetCO-COAL-CREEK-CO · Coal Creek, CO 2,357 pop · income 89th pct · 2 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Coal Creek
Lowest/highest poles plus peers nearest Coal Creek on median household income. Full ladder: /browse and /rankings.
median HH income
Cedaredge · lowest
41,944
Cedaredge · lowest
41,944 median HH income
33.3% of the leader · rank #1
Buffalo · near
125,809
Buffalo · near
125,809 median HH income
100.0% of the leader · rank #2
Coal Creek · this city
125,819
Coal Creek · this city
125,819 median HH income
100.0% of the leader · rank #3
Clarendon Hil… · near
125,826
Clarendon Hil… · near
125,826 median HH income
100.0% of the leader · rank #4
Caswell Beach · near
125,833
Caswell Beach · near
125,833 median HH income
100.0% of the leader · rank #5
Dinwiddie · near
125,833
Dinwiddie · near
125,833 median HH income
100.0% of the leader · rank #6
Gray · highest
125,838
Gray · highest
125,838 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Coal Creek on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,357.
Out of every US city with 1,000+ residents, Coal Creek places in the 89th percentile for household income. Source: Census ACS.
89th
percentile, household income
89th
percentile, home value
68th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Coal Creek, CO
2,357 people live in Coal Creek, Colorado - a small town by U.S. Census Bureau ACS 2023 estimates. Households in Coal Creek report a median income of $125,819 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 5.4%. Home values in Coal Creek run a median of $601,500, and the median resident age is 55.0 years. About 53.8% of adults hold a bachelor's degree or higher, while 61.9% of working-age residents are in the labor force.
Colorado carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Colorado at 103.1 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,429 per month. Statewide, average monthly utility bills in Colorado run around $202, per EIA 2023 residential energy data. Natural-hazard exposure scores 40.7 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Coal Creek's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to within-city variation to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Coal Creek, city-specific coverage includes commute-mode shares, within-city Census tract profiles.
No matched row is reported here for annual population history, local building permits, FBI reported-crime rates, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for Coal Creek?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Colorado, the closest population matches are Holyoke (2,378 residents, $54,154 income); Aristocrat Ranchettes (2,335 residents, $87,604 income); Cedaredge (2,394 residents, $41,944 income). Outside the state, the closest population matches in this dataset are Kualapuu, HI (2,357 residents); Argentine, MI (2,357 residents); Spring Valley, MN (2,357 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Coal Creek?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.8 times median household income. The ACS poverty estimate is 5.4%, which keeps the citywide median from describing every household.
What can 2 Census tracts reveal inside Coal Creek?
PlainCities matches 2 Census tracts to this city.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
What does the journey to work look like in Coal Creek?
Driving alone is the largest reported mode at 71.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Above-average cost · BEA RPP 2024, Colorado average
B-
City profile score · Coal Creek, CO
66/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A
$125,819
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A
53.8%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C+
5.4%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Coal Creek profile (scored ACS/FBI dimensions)Read the chart values
Household income: 88/100 (A) · $125,819
Bachelor's+ share: 87/100 (A) · 53.8%
Poverty rate: 63/100 (C+) · 5.4%
Cost of living: 26/100 (F) · 103.1 index
How does Coal Creek compare to other US cities?
Where Coal Creek sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income89% higher than other cities
Home value89% pricier than other cities
Median rent68% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Coal Creek against every qualifying US city; each in-state rank narrows that to Colorado only. Full formula and direction notes: methodology.
Colorado-relative analysis
Median Gross Rent places Coal Creek near the bottom of Colorado's cities
Among the 408 Colorado cities PlainCities tracks with reported median gross rent data, Coal Creek ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Coal Creek only against its own state's cities, not the full US field.
Median Household Income
#73 of 379
81st percentile in Colorado
Median Gross Rent
#1 of 408
0th percentile in Colorado
Median Home Value
#106 of 388
73rd percentile in Colorado
Poverty Rate
#186 of 408
53rd percentile in Colorado
Bachelor's Degree or Higher
#106 of 408
74th percentile in Colorado
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Colorado only, not a livability score. See the methodology for the source and calculation.
Gauge source note
89th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Coal Creek's home value compares nationally
Median home value vs. every US city (population 1,000+)
$601,50011th percentilemore affordable than 11% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Coal Creek's home-value-to-income ratio: 4.8×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,520 of 15,516
More affordable than 19% of tracked cities (pop. 1,000+)
Size class
#9,527 of 11,323
Micro cities (under 10,000)
At 4.8×, Coal Creek sits in the moderate band:
national rank #12,520 of 15,516 and #9,527 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$125,819Coal Creek, CO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Coal Creek, CO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Coal Creek, CO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)53.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.4%
Census ACS S1701, poverty status
Labor force participation (adults 16+)61.9%
Census ACS S2301, share of working-age residents in the labor force
Population
2,357
Median Income
$125,819
Median Home Value
$601,500
Median Age
55.0
Poverty Rate
5.4%
Labor force participation
61.9%
Bachelor's Degree+
53.8%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
71.8%
Carpool
2.5%
Public Transit
2.8%
Walk
0.0%
Work from Home
20.5%
Other
2.4%
Based on 1,281 workers 16 and over.
Monthly Utility Costs
Colorado statewide monthly utility average (EIA 2023): $202
EIA 2023 residential energy data puts average monthly utilities across Colorado at $202 (electricity about $90 , water and sewer about $50 ).
These are Colorado statewide averages, not a meter reading for Coal Creek. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Colorado's BEA cost-of-living index is 103.1 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Coal Creek is $1,429/mo. FEMA's National Risk Index, averaged to Colorado statewide on PlainCities, rates natural-hazard exposure at 40.7 / 100 (Low).
Cost/risk geography note
Cost of living is a Colorado statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Coal Creek sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Coal Creek compares to similar-size Colorado cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.