City profile · Maryland · Census ACS 2023

Germantown, MD

Population, income, housing, safety, climate and schools for Germantown — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

90,521
Residents
$112,149
Median income
$401,400
Median home
$1,657
Median rent

Data Snapshot: Germantown, MD

Germantown is a city in Maryland with a population of 90,521 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $112,149 per year, while the poverty rate sits at 7.0%. Typical homes in Germantown are valued around $401,400, and the median resident age is 37.6 years. About 50.2% of adults hold a bachelor's degree or higher, while 69.3% of working-age residents are in the labor force.

The city is served by 20 public schools according to NCES Common Core of Data.

On a cost-of-living index where 100 equals the national average, Maryland registers 105.0 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,657 per month. Average monthly utility bills run around $255 based on EIA 2023 residential energy data. Workers in Germantown report an average commute of 26.8 minutes, with 62.2% driving alone and 19.2% working from home. FEMA's National Risk Index rates natural-hazard exposure at 60.2 out of 100 (Moderate).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

90,521 residents

Census ACS 2023 — Maryland

Median Household Income

$112,149 /yr

Poverty 7.0%

Cost of Living Index

105.0 (US=100)

Near Average — BEA RPP 2024

How does Germantown compare to other US cities?

Where Germantown sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 84% higher than other cities
Home value 77% pricier than other cities
Median rent 84% pricier than other cities

Percentiles compare Germantown against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Germantown, MD Quintile shares of aggregate household income for Germantown, MD. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Germantown, MD — median $112,149/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Germantown, MD — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 50.2%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 7.0%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 69.3%

Census ACS S2301 — share of working-age residents in the labor force

Population
90,521
Median Income
$112,149
Median Home Value
$401,400
Median Age
37.6
Poverty Rate
7.0%
Labor force participation
69.3%
Bachelor's Degree+
50.2%

Schools

Total Schools
20
Public schools in this city

Commute Patterns

How workers travel to work — Census ACS 2023

Average Commute Time
26.8 minutes
Drive Alone
62.2%
Carpool
10.2%
Public Transit
5.2%
Walk
0.8%
Work from Home
19.2%
Other
2.4%

Based on 49,143 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland — EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Maryland state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
105.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,657/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
60.2 / 100
Moderate
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Germantown, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Germantown, MD — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Germantown compares to nearby Maryland cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Germantown) plus the nearest peer cities in Maryland, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

MD

Germantown

112.15% top marginal rate
Structure
Progressive
Burden @ $100K
$112,149
Brackets
91
Selected

MD

Waldorf

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$8,250
Brackets
83
Selected

MD

Silver Spring

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$8,210
Brackets
82
Selected

MD

Frederick

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$8,060
Brackets
81
Census ACS 5-year FIPS MD NCES CCD OMB Bulletin 23-01

What do people ask about Germantown, MD?

What is the population of Germantown, MD? +

Germantown, MD has a population of 90,521 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Germantown, MD? +

The median household income in Germantown is $112,149 per year, based on Census ACS 2023 data.

What is the cost of living in Germantown? +

Germantown has a cost of living index of 105.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

What is the median home value in Germantown, MD? +

The median home value in Germantown is $401,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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