City profile · Maryland · Census ACS 2023

Germantown, MD

Population, income, housing, safety, climate and schools for Germantown - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

90,521
Residents
$112,149
Median income
$401,400
Median home
$2,246
Median rent (state)

Germantown - the verdict

Nationally, Germantown sits in the 84th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

84th
percentile, household income
77th
percentile, home value
87th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Germantown, MD

Germantown is a small city in Maryland, home to 90,521 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $112,149 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 7.0%. Germantown's housing stock carries a median value of $401,400, and the median resident age is 37.6 years. Educational attainment runs 50.2% of adults with a bachelor's degree or higher. Separately, 69.3% of working-age residents are in the labor force.

The city is served by 20 public schools according to NCES Common Core of Data.

Maryland carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Maryland at 105.0 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,246 per month. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). Workers in Germantown report an average commute of 26.8 minutes, with 62.2% driving alone and 19.2% working from home. FEMA's National Risk Index rates natural-hazard exposure at 91.7 out of 100 (Very High).

Population

90,521 residents

Census ACS 2023 - Maryland

Median Household Income

$112,149 /yr

Poverty 7.0%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does Germantown compare to other US cities?

Germantown measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 84% higher than other cities
Home value 77% pricier than other cities
Median rent 87% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Germantown's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Maryland, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

84thIncome percentile

84th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Germantown's home value compares nationally

Median home value vs. every US city (population 1,000+)

$401,400 23rd percentile more affordable than 23% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). This entry sits in this band. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Germantown $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Germantown, MD Germantown, MD's reported median household income shown against the U.S. national quintile-share pattern (not Germantown, MD-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Germantown, MD median $112,149/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Germantown, MD's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Germantown, MD. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 50.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 69.3%

Census ACS S2301, share of working-age residents in the labor force

Population
90,521
Median Income
$112,149
Median Home Value
$401,400
Median Age
37.6
Poverty Rate
7.0%
Labor force participation
69.3%
Bachelor's Degree+
50.2%

Schools

Total Schools
20
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
26.8 minutes
Drive Alone
62.2%
Carpool
10.2%
Public Transit
5.2%
Walk
0.8%
Work from Home
19.2%
Other
2.4%

Based on 49,143 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Germantown sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,246/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
91.7 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Maryland

Waldorf
82,541 people
Silver Spring
82,129 people
Frederick
80,617 people
Columbia
105,871 people
Ellicott
73,737 people
Glen Burnie
72,772 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Germantown's 90,521 residents (Census ACS 5-Year 2023).

Avondale, AZ
90,644 people
Hemet, CA
90,646 people
Lawton, OK
90,662 people
Indio, CA
90,669 people
Alafaya, FL
90,874 people
Westminster, CA
90,147 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Germantown's $112,149 (Census ACS 5-Year 2023, table B19013).

Myrtle Grove, NC
$112,139 median income
Granger, IA
$112,125 median income
El Cerro, NM
$112,174 median income
Deatsville, AL
$112,176 median income
Lake Wylie, SC
$112,113 median income
Francestown, NH
$112,188 median income

Race & Ethnicity Composition

Race and ethnicity - Germantown, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Germantown, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 29.5% 25.8% 21.6% 10.3% 12.7% ETHNICITY, Hispanic or Latino (any race) 24.1% White 29.5% Black or African American 25.8% Asian 21.6% American Indian 0.2% Native Hawaiian 0.0% Some other race 10.3% Two or more races 12.7% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Germantown compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Germantown (this city) 90,521 $112,149
Waldorf 82,541 $115,453
Silver Spring 82,129 $98,880
Frederick 80,617 $95,150
Census ACS 5-year FIPS MD NCES CCD OMB Bulletin 23-01

What do people ask about Germantown, MD?

What is the population of Germantown, MD? +

90,521 people live in Germantown, MD according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Germantown, MD? +

In Germantown, the typical household earns $112,149 per year, based on Census ACS 2023 data.

What is the cost of living in Germantown? +

BEA does not publish a city-level cost-of-living figure for Germantown; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

What is the median home value in Germantown, MD? +

Germantown's median home value sits at $401,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.