City profile · Maryland · Census ACS 2023

Silver Spring, MD

Silver Spring's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

82,129
Residents
$98,880
Median income
$619,400
Median home
$1,657
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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Starting with Silver Spring, MD - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Silver Spring.

Place dossier plate

Sheet MD-SILVER-SPRING-MD · Silver Spring, MD 82,129 pop · income 77th pct

POP-SMALL · INC-HIGH · COL-ABOVE · SAFE-UNK · RANK-UPPER · PHOTO-FINISH · HOME-HIGH · BOOK-UNK

  • POP-SMALL 82,129
  • INC-HIGH $98,880
  • COL-ABOVE 105.0
  • SAFE-UNK Safety pending
  • RANK-UPPER 77th
  • PHOTO-FINISH ≈ Shanor-Northvue
  • HOME-HIGH $619,400
  • BOOK-UNK Tracts pending

Nearest income peer: Shanor-Northvue, PA ( $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Silver Spring

Lowest/highest poles plus peers nearest Silver Spring on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Silver Spring on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 82,129.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $98,880. Population peers are excluded.

4 peers

Silver Spring - the verdict

Measured against every US city with at least 1,000 residents, Silver Spring lands in the 77th percentile for household income. Source: Census ACS.

77th
percentile, household income
90th
percentile, home value
84th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Silver Spring, MD

Silver Spring is a small city in Maryland, home to 82,129 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $98,880 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 7.5%. Silver Spring's housing stock carries a median value of $619,400, and the median resident age is 35.2 years. 59.8% of adults here have a bachelor's degree or higher; 74.2% of working-age residents are in the labor force.

The city is served by 52 public schools according to NCES Common Core of Data.

Maryland carries a cost-of-living premium: the state registers 105.0 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,657 monthly. Statewide, average monthly utility bills in Maryland run around $255, per EIA 2023 residential energy data. Commute times here average 25.1 minutes, with 45.9% driving alone and 23.8% working from home, per Census ACS commuting data. FEMA's National Risk Index rates natural-hazard exposure at 60.2 out of 100 (Moderate).

A decision-led reading path

Useful questions to ask of Silver Spring's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Silver Spring, city-specific coverage includes matched public-school count, commute-mode shares. No matched row is reported here for annual population history, local building permits, within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

1. Comparison shortlist

Which cities make useful reference points for Silver Spring?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Maryland, the closest population matches are Waldorf (82,541 residents, $115,453 income); Frederick (80,617 residents, $95,150 income); Ellicott (73,737 residents, $157,891 income). Outside the state, the closest population matches in this dataset are Folsom, CA (82,140 residents); Johns Creek, GA (82,115 residents); The Villages, FL (82,108 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

2. Housing and income

How far does income reach against housing in Silver Spring?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.3 times median household income. The ACS poverty estimate is 7.5%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Question 3

What does the journey to work look like in Silver Spring?

Driving alone is the largest reported mode at 45.9%. The reported mean trip to work is 25.1 minutes.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Compare commute patterns →

4. Schools and households

What does the education layer cover for Silver Spring?

The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.

The NCES join finds 52 public schools within the city match. 59.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

See how the family ranking is built →

Population

82,129 residents

Mid-size city (50k–199k)

Median Household Income

$98,880 /yr

High income · poverty 7.5% (Above-median poverty)

Cost of Living Index (state)

105.0 (US=100)

High cost · BEA RPP 2024, Maryland average

City profile score · Silver Spring, MD

59/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Bachelor's+ share A+
59.8%

Adults with a bachelor's degree or higher; ACS.

Household income B+
$98,880

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate C-
7.5%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living F
105.0 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Silver Spring profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Bachelor's+ share, Household income, Poverty rate, Cost of living. Bachelor's+ shareHousehold incomePoverty rateCost of living 59 C
Silver Spring profile (scored ACS/FBI dimensions)
Read the chart values
  • Bachelor's+ share: 92/100 (A+) · 59.8%
  • Household income: 76/100 (B+) · $98,880
  • Poverty rate: 50/100 (C-) · 7.5%
  • Cost of living: 21/100 (F) · 105.0 index

How does Silver Spring compare to other US cities?

Silver Spring measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 77% higher than other cities
Home value 90% pricier than other cities
Median rent 84% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Silver Spring against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.

Maryland-relative analysis

Median Gross Rent places Silver Spring near the bottom of Maryland's cities

Among the 479 Maryland cities PlainCities tracks with reported median gross rent data, Silver Spring ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Silver Spring only against its own state's cities, not the full US field.

Median Household Income
#222 of 445
50th percentile in Maryland
Median Gross Rent
#1 of 479
0th percentile in Maryland
Median Home Value
#50 of 450
89th percentile in Maryland
Poverty Rate
#131 of 479
72nd percentile in Maryland
Bachelor's Degree or Higher
#66 of 479
86th percentile in Maryland
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.

77thIncome percentile
Gauge source note

77th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Silver Spring's home value compares nationally

Median home value vs. every US city (population 1,000+)

$619,400 10th percentile more affordable than 10% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). This entry sits in this band. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Silver Spring $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Silver Spring's home-value-to-income ratio: 6.3×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#14,306 of 15,516
More affordable than 8% of tracked cities (pop. 1,000+)
Size class
#603 of 750
Mid-size cities (50,000–199,999)

At 6.3×, Silver Spring sits in the pressured band: national rank #14,306 of 15,516 and #603 of 750mid-size cities (50,000–199,999). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$98,880 Silver Spring, MD median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Silver Spring, MD Silver Spring, MD's median household income ($98,880) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Silver Spring, MD-specific shares. $ Household Income Distribution Silver Spring, MD median $98,880/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Silver Spring, MD median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Silver Spring, MD.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 59.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 74.2%

Census ACS S2301, share of working-age residents in the labor force

Population
82,129
Median Income
$98,880
Median Home Value
$619,400
Median Age
35.2
Poverty Rate
7.5%
Labor force participation
74.2%
Bachelor's Degree+
59.8%

Schools

Total Schools
52
Public schools in this city

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
25.1 minutes
Drive Alone
45.9%
Carpool
7.6%
Public Transit
16.0%
Walk
2.9%
Work from Home
23.8%
Other
3.8%

Based on 47,189 workers 16 and over.

Monthly Utility Costs

Maryland statewide monthly utility average (EIA 2023): $255

EIA 2023 residential energy data puts average monthly utilities across Maryland at $255 (electricity about $120 , water and sewer about $55 ).

These are Maryland statewide averages, not a meter reading for Silver Spring. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Maryland's BEA cost-of-living index is 105.0 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Silver Spring is $1,657/mo. FEMA's National Risk Index, averaged to Maryland statewide on PlainCities, rates natural-hazard exposure at 60.2 / 100 (Moderate).

Cost/risk geography note

Cost of living is a Maryland statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Silver Spring sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Silver Spring compares to similar-size Maryland cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Silver Spring (this city) 82,129 $98,880
Waldorf 82,541 $115,453
Frederick 80,617 $95,150
Ellicott 73,737 $157,891
NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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