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Place dossier plate
SheetTX-GARDEN-RIDGE-TX · Garden Ridge, TX 4,243 pop · income 95th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Garden Ridge
Lowest/highest poles plus peers nearest Garden Ridge on median household income. Full ladder: /browse and /rankings.
median HH income
Spindale · lowest
38,509
Spindale · lowest
38,509 median HH income
16.9% of the leader · rank #1
Fort Valley · near
157,778
Fort Valley · near
157,778 median HH income
69.2% of the leader · rank #2
Metuchen · near
157,779
Metuchen · near
157,779 median HH income
69.2% of the leader · rank #3
West Springfi… · near
157,800
West Springfi… · near
157,800 median HH income
69.3% of the leader · rank #4
La Madera CDP… · near
157,813
La Madera CDP… · near
157,813 median HH income
69.3% of the leader · rank #5
Garden Ridge · this city
157,824
Garden Ridge · this city
157,824 median HH income
69.3% of the leader · rank #6
Spring Valley · highest
227,857
Spring Valley · highest
227,857 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Garden Ridge on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 4,243.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Garden Ridge - the verdict
Nationally, Garden Ridge sits in the 95th percentile for household income and the 63rd percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
95th
percentile, household income
90th
percentile, home value
40th
percentile, median rent
63rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Garden Ridge, TX
4,243 people live in Garden Ridge, Texas - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Garden Ridge brings in $157,824 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Typical homes in Garden Ridge are valued around $618,100, and the median resident age is 52.1 years. About 58.4% of adults hold a bachelor's degree or higher, while 56.1% of working-age residents are in the labor force.
In 2024, 0 residential building permits were authorized in Garden Ridge (No Permits), down 100% from five years earlier, per Census BPS data. Garden Ridge reports a comparatively low crime rate: FBI UCR figures show 1020.2 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Garden Ridge's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to population change to reported crime to schools and households to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Garden Ridge, city-specific coverage includes local building permits, annual population history, commute-mode shares, matched public-school count, FBI reported-crime rates.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Garden Ridge?
Within Texas, the closest population matches are Ovilla (4,239 residents, $125,777 income); Caldwell (4,238 residents, $74,764 income); Comanche (4,227 residents, $48,596 income). Outside the state, the closest population matches in this dataset are Hometown, IL (4,244 residents); Osawatomie, KS (4,244 residents); Spackenkill, NY (4,244 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Is Garden Ridge growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +175 residents from 2020 to 2025, a +4.2% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What can the FBI record say about safety in Garden Ridge?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1020.2 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 55% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
What does the education layer cover for Garden Ridge?
The NCES join finds 1 public school within the city match. 58.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Garden Ridge?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 71.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.1%
Work from home
21.5%
Drive alone
71.3%
City-level Census ACS commuting estimates covering 1,996 workers age 16+.
How far does income reach against housing in Garden Ridge?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.9 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Household income
$157,824
Home value
$618,100
Value / income
3.9×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Top-decile income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
A-
City profile score · Garden Ridge, TX
81/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Household income A+
$157,824
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A+
58.4%
Adults with a bachelor's degree or higher; ACS.
Violent crime C+
136 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Garden Ridge profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Household income: 98/100 (A+) · $157,824
Bachelor's+ share: 91/100 (A+) · 58.4%
Violent crime: 62/100 (C+) · 136 /100k
Cost of living: 53/100 (C-) · 97.1 index
Where Garden Ridge sits on home value vs crime among peer cities
Garden Ridge's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Garden Ridge highlighted among 27 peers.Read the chart values
Garden Ridge, TX (this city): home $618,100, crime 1,020/100k
Hometown, IL : home $152,000, crime 1,742/100k
Lawrenceville, IL : home $77,600, crime 117/100k
Ovilla, TX : home $396,000, crime 433/100k
Caldwell, TX : home $191,900, crime 607/100k
Comanche, TX : home $118,200, crime 1,991/100k
Spring Valley, TX : home $1,071,800, crime 1,609/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Garden Ridge compare to other US cities?
Here's how Garden Ridge stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income95% higher than other cities
Home value90% pricier than other cities
Median rent40% pricier than other cities
Safety63% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Texas alone, Garden Ridge ranks #235 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Garden Ridge against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Garden Ridge near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Garden Ridge ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Garden Ridge only against its own state's cities, not the full US field.
Median Household Income
#62 of 1,520
96th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#51 of 1,505
97th percentile in Texas
Poverty Rate
#1,440 of 1,663
0th percentile in Texas
Bachelor's Degree or Higher
#80 of 1,663
95th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
95th percentile nationally for median household income · 63rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Garden Ridge's profile vs. every US city
Income, affordability, and safety percentile
Garden Ridge's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Garden Ridge's home value compares nationally
Median home value vs. every US city (population 1,000+)
$618,10010th percentilemore affordable than 10% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Garden Ridge's home-value-to-income ratio: 3.9×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,451 of 15,516
More affordable than 33% of tracked cities (pop. 1,000+)
Size class
#8,202 of 11,323
Micro cities (under 10,000)
At 3.9×, Garden Ridge sits in the moderate band:
national rank #10,451 of 15,516 and #8,202 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$157,824Garden Ridge, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Garden Ridge, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Garden Ridge, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)58.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)56.1%
Census ACS S2301, share of working-age residents in the labor force
Population
4,243
Median Income
$157,824
Median Home Value
$618,100
Median Age
52.1
Poverty Rate
0.0%
Labor force participation
56.1%
Bachelor's Degree+
58.4%
Safety & Crime
Total Crime Rate
1020.2
per 100,000 residents
Violent Crime
136.0
per 100,000 residents
Property Crime
884.2
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Garden Ridge's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
4,196 residents
2021
4,297 residents
2022
4,327 residents
2023
4,348 residents
2024
4,364 residents
2025
4,371 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
35
35
0
$8.3M
2020
12
12
0
$2.8M
2021
9
9
0
$2.1M
2022
6
6
0
$1.5M
2023
0
0
0
-
2024
0
0
0
-
Permit volume decreased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
71.3%
Carpool
5.6%
Public Transit
0.1%
Walk
0.0%
Work from Home
21.5%
Other
1.5%
Based on 1,996 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Garden Ridge. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Garden Ridge is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Garden Ridge sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Garden Ridge compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.