City profile · Maryland · Census ACS 2023

Cloverly, MD

Population, income, housing, safety, climate and schools for Cloverly - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

16,726
Residents
$146,316
Median income
$652,200
Median home
$1,857
Median rent (state)

Cloverly - the verdict

Out of every US city with 1,000+ residents, Cloverly places in the 94th percentile for household income. Source: Census ACS.

94th
percentile, household income
91st
percentile, home value
78th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cloverly, MD

16,726 people live in Cloverly, Maryland - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $146,316 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.9%. Cloverly's housing stock carries a median value of $652,200, and the median resident age is 42.8 years. 60.6% of adults here have a bachelor's degree or higher; 59.4% of working-age residents are in the labor force.

Maryland carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Maryland scores 105.0 (Above Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,857 per month. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). On FEMA's National Risk Index, this area rates 72.4 out of 100 for natural-hazard exposure (High).

Population

16,726 residents

Census ACS 2023 - Maryland

Median Household Income

$146,316 /yr

Poverty 4.9%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does Cloverly compare to other US cities?

Cloverly measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 94% higher than other cities
Home value 91% pricier than other cities
Median rent 78% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Cloverly's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Maryland, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

94thIncome percentile

94th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Cloverly's home value compares nationally

Median home value vs. every US city (population 1,000+)

$652,200 9th percentile more affordable than 9% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). This entry sits in this band. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cloverly $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cloverly, MD Cloverly, MD's reported median household income shown against the U.S. national quintile-share pattern (not Cloverly, MD-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cloverly, MD median $146,316/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cloverly, MD's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cloverly, MD. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 60.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.4%

Census ACS S2301, share of working-age residents in the labor force

Population
16,726
Median Income
$146,316
Median Home Value
$652,200
Median Age
42.8
Poverty Rate
4.9%
Labor force participation
59.4%
Bachelor's Degree+
60.6%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
55.6%
Carpool
8.6%
Public Transit
5.5%
Walk
0.6%
Work from Home
27.9%
Other
1.8%

Based on 7,787 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cloverly sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,857/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
72.4 / 100
High
FEMA NRI composite score (county)

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cloverly's 16,726 residents (Census ACS 5-Year 2023).

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cloverly's $146,316 (Census ACS 5-Year 2023, table B19013).

Race & Ethnicity Composition

Race and ethnicity - Cloverly, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cloverly, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 29.4% 28.7% 18.6% 12.7% 10.4% ETHNICITY, Hispanic or Latino (any race) 17.5% White 29.4% Black or African American 28.7% Asian 18.6% American Indian 0.2% Native Hawaiian 0.0% Some other race 12.7% Two or more races 10.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cloverly compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cloverly (this city) 16,726 $146,316
Aberdeen 16,831 $76,019
Damascus 16,864 $153,994
Glenmont 16,529 $115,058
Census ACS 5-year FIPS MD OMB Bulletin 23-01

What do people ask about Cloverly, MD?

What is the population of Cloverly, MD? +

The population of Cloverly, MD stands at 16,726 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cloverly, MD? +

Median annual household income in Cloverly runs $146,316, based on Census ACS 2023 data.

What is the cost of living in Cloverly? +

BEA does not publish a city-level cost-of-living figure for Cloverly; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

What is the median home value in Cloverly, MD? +

The median home value in Cloverly is $652,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.