City profile · Maryland · Census ACS 2023

White Oak, MD

Population, income, housing, safety, climate and schools for White Oak - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

16,458
Residents
$80,118
Median income
$520,200
Median home
$1,857
Median rent (state)

White Oak - the verdict

White Oak ranks in the 62nd percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

62nd
percentile, household income
86th
percentile, home value
78th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: White Oak, MD

White Oak is a small town in Maryland, home to 16,458 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in White Oak brings in $80,118 a year, above the median for U.S. cities on this measure, with a poverty rate of 15.5%. White Oak's housing stock carries a median value of $520,200, and the median resident age is 33.1 years. About 40.9% of adults hold a bachelor's degree or higher, while 63.5% of working-age residents are in the labor force.

Maryland carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Maryland at 105.0 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,857 per month. Statewide, average monthly utility bills in Maryland run around $255, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 72.4 out of 100 (High).

Population

16,458 residents

Census ACS 2023 - Maryland

Median Household Income

$80,118 /yr

Poverty 15.5%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does White Oak compare to other US cities?

Here's how White Oak stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 62% higher than other cities
Home value 86% pricier than other cities
Median rent 78% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below White Oak's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Maryland, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

62ndIncome percentile

62nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How White Oak's home value compares nationally

Median home value vs. every US city (population 1,000+)

$520,200 14th percentile more affordable than 14% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). This entry sits in this band. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. White Oak $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - White Oak, MD White Oak, MD's reported median household income shown against the U.S. national quintile-share pattern (not White Oak, MD-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution White Oak, MD median $80,118/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
White Oak, MD's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for White Oak, MD. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 40.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 15.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 63.5%

Census ACS S2301, share of working-age residents in the labor force

Population
16,458
Median Income
$80,118
Median Home Value
$520,200
Median Age
33.1
Poverty Rate
15.5%
Labor force participation
63.5%
Bachelor's Degree+
40.9%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
61.2%
Carpool
9.3%
Public Transit
11.7%
Walk
0.1%
Work from Home
13.9%
Other
3.8%

Based on 7,639 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county White Oak sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,857/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
72.4 / 100
High
FEMA NRI composite score (county)

Similar Cities in Maryland

Glenmont
16,529 people
Cloverly
16,726 people
Aberdeen
16,831 people
Damascus
16,864 people
Elkton
15,867 people
Ferndale
17,076 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to White Oak's 16,458 residents (Census ACS 5-Year 2023).

Madison, NJ
16,464 people
Mercedes, TX
16,449 people
Havelock, NC
16,471 people
Red Hill, SC
16,480 people
Hanover, PA
16,483 people
Lemay, MO
16,431 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to White Oak's $80,118 (Census ACS 5-Year 2023, table B19013).

Mascotte, FL
$80,114 median income
Deer Park, OH
$80,122 median income
Carter, TX
$80,114 median income
Day Heights, OH
$80,125 median income
Marklesburg, PA
$80,125 median income
Altoona, WI
$80,126 median income

Race & Ethnicity Composition

Race and ethnicity - White Oak, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition White Oak, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 13.4% 62.5% 7.9% 10.5% ETHNICITY, Hispanic or Latino (any race) 18.4% White 13.4% Black or African American 62.5% Asian 7.9% American Indian 1.3% Native Hawaiian 0.0% Some other race 10.5% Two or more races 4.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How White Oak compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
White Oak (this city) 16,458 $80,118
Glenmont 16,529 $115,058
Cloverly 16,726 $146,316
Aberdeen 16,831 $76,019
Census ACS 5-year FIPS MD OMB Bulletin 23-01

What do people ask about White Oak, MD?

What is the population of White Oak, MD? +

16,458 people live in White Oak, MD according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in White Oak, MD? +

In White Oak, the typical household earns $80,118 per year, based on Census ACS 2023 data.

What is the cost of living in White Oak? +

BEA does not publish a city-level cost-of-living figure for White Oak; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

What is the median home value in White Oak, MD? +

The median home value in White Oak is $520,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.